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Published : March 27, 2025, 1:30 PM
Updated : March 27, 2025, 1:30 PM
Author :
kruthi
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In today's fast-paced world, unexpected expenses can arise anytime. Sometimes, these expenses are minor, but sometimes, they require a larger sum. This is where quick loan apps come into the picture. Whether you want a ₹500 loan or ₹50000 loan apps are at your usage to quickly get the loan approved. These apps provide instant loan approvals and quick disbursals, making them ideal for emergencies or short-term financial needs.
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With various options available, choosing a reliable and trusted app that aligns with your requirements is essential. This guide will help you navigate the best ₹50000 loan apps in India, highlighting their features, benefits, and eligibility criteria to ensure you make an informed decision.
List of 10 Best ₹50000 Loan Apps in India 2025
Finding the right instant ₹50,000 loan app can be confusing, with so many options available. We've compiled a list of the best loan apps to simplify your search. These apps offer ₹500-₹ 50,000 loans with competitive interest rates and quick disbursal times.
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| App | Rating |
| NoBroker InstaCash | 4.9⭐ |
| Bajaj Finserv | 4.9⭐ |
| ZestMoney | 4.4⭐ |
| LazyPay | 4.4⭐ |
| Navi | 4.3⭐ |
| MoneyTap | 4.0⭐ |
| IndiaLends | 3.7⭐ |
| KreditBee | 3.4⭐ |
| PaySense | 2.9⭐ |
| CASHe | 2.8⭐ |
Top 10 ₹50000 Loan Apps - Detailed Information
Looking for instant loan apps that offer large sums and immediate disbursals? This list will provide you with details about the best instant 50k loan apps, their interest rates, eligibility criteria and pros/cons.
1. NoBroker InstaCash - 4.9/5⭐
NoBroker InstaCash is a popular loan app with its quick approval process and minimal documentation requirements. The platform offers loans to both salaried and self-employed individuals with competitive interest rates.
Quick Info Table of NoBroker InstaCash
| Feature | Details |
| Loan Amount Range | ₹50,000 |
| Interest Rate | Varies based on credit score. |
| Processing Fee | Minimal. |
| Eligibility | Based on income, repaying capacity, and credit score. |
| Disbursal Time | Instant to 24 hours post-approval. |
| Rating | 4.9 |
| Pros | Quick disbursal, minimal documentation. |
| Cons | Lower rating, limited features. |
2. Bajaj Finserv - 4.9/5⭐
Bajaj Finserv is a trusted financial institution offering personal loans through its user-friendly app. With high approval rates, competitive interest rates starting from 11%, and flexible repayment tenures of up to 60 months, it's a reliable choice for borrowers seeking instant ₹50,000 loans.
Quick Info Table of Bajaj Finserv
| Feature | Details |
| Loan Amount Range | ₹30,000 - ₹25,00,000 |
| Interest Rate | Competitive. |
| Processing Fee | Applicable. |
| Eligibility | Aadhaar, PAN, steady income. |
| Disbursal Time | Quick, based on verification. |
| Rating | 4.9 |
| Pros | High loan amounts, pre-approved offers, EMI calculator. |
| Cons | Requires detailed documentation. |
3. ZestMoney - 4.4/5⭐
ZestMoney is a quick loan app for ₹50000 with a focus on building credit history. The app offers a seamless digital experience with instant approvals, zero paperwork, and flexible EMI options. It's particularly beneficial for young professionals and those with limited credit history.
Quick Info Table of ZestMoney
| Feature | Details |
| Loan Amount Range | Up to ₹5,00,000 |
| Interest Rate | Varies. |
| Processing Fee | Applicable. |
| Eligibility | Aadhaar, PAN, good credit history. |
| Disbursal Time | Fast. |
| Rating | 4.4 |
| Pros | EMI financing, credit score enhancement tools. |
| Cons | Requires good credit history. |
4. LazyPay - 4.4/5⭐
LazyPay combines instant loans with innovative buy-now-pay-later services. It is a loan app for ₹50000 with minimal verification requirements and transparent fee structures. Its flexible repayment options and quick disbursal make it popular among digital-savvy borrowers.
Quick Info Table of LazyPay
| Feature | Details |
| Loan Amount Range | Up to ₹5,00,000 |
| Interest Rate | Competitive. |
| Processing Fee | Minimal. |
| Eligibility | Aadhaar, PAN, steady income. |
| Disbursal Time | Instant. |
| Rating | 4.4 |
| Pros | Instant loans, minimal paperwork. |
| Cons | Limited loan types. |
5. Navi- 4.3/5⭐
Navi delivers a digital loan experience with competitive interest rates starting from 9.9%. It is one of those ₹50000 loan apps that give instant approval and lightning-fast disbursal—often within 10 minutes of application. Its transparent fee structure attracts borrowers seeking fair terms.
Quick Info Table of Navi
| Feature | Details |
| Loan Amount Range | ₹10,000 - ₹5,00,000 |
| Interest Rate | Starting at 9.9% per annum. |
| Processing Fee | Applicable. |
| Eligibility | Aadhaar, PAN, good credit rating. |
| Disbursal Time | Quick. |
| Rating | 4.3 |
| Pros | Quick disbursal, fully digital process. |
| Cons | Requires good credit rating. |
6. MoneyTap- 4.0/5⭐
MoneyTap is one of those ₹ 50,000 loan apps that offers a unique line of credit solution, allowing borrowers to access funds whenever needed. The app offers customizable EMI plans, interest charged only on the amount used, and a simple one-time approval process for continued access to funds.
Quick Info Table of MoneyTap
| Feature | Details |
| Loan Amount Range | ₹3,000 - ₹5,00,000 |
| Interest Rate | Varies. |
| Processing Fee | Applicable. |
| Eligibility | Aadhaar, PAN, steady income. |
| Disbursal Time | Immediate. |
| Rating | 4.0 |
| Pros | Line of credit, flexible EMIs. |
| Cons | Variable interest rates. |
7. IndiaLends- 3.7/5⭐
IndiaLends works as a loan marketplace connecting borrowers with multiple lenders offering loans. The app provides free credit score checks, personalized loan recommendations, and competitive interest rates by comparing multiple offers, helping users find the best terms. You can check out the app to find the list of best ₹500-₹50000 loan apps
Quick Info Table of IndiaLends
| Feature | Details |
| Loan Amount Range | ₹5,000 - ₹25,00,000 |
| Interest Rate | Varies by lender. |
| Processing Fee | Applicable. |
| Eligibility | Varies by lender. |
| Disbursal Time | Varies. |
| Rating | 3.7 |
| Pros | Loan comparison, free credit report. |
| Cons | Eligibility varies. |
8. KreditBee- 3.4/5⭐
KreditBee specializes in quick personal loans up to ₹50,000 with minimal documentation. The app features a streamlined application process, fast approvals within minutes, and flexible repayment options ranging from 2 to 15 months, catering primarily to young working professionals.
Quick Info Table of KreditBee
| Feature | Details |
| Loan Amount Range | Up to ₹2,00,000 |
| Interest Rate | Varies. |
| Processing Fee | Applicable. |
| Eligibility | Aadhaar, PAN, age 21+. |
| Disbursal Time | Quick. |
| Rating | 3.4 |
| Pros | Quick loans, flexible repayment. |
| Cons | Limited loan amount. |
9. PaySense- 2.9/5⭐
PaySense offers personal loans with customized EMI options. The app provides pre-approved loans based on user profiles, a built-in EMI calculator for planning repayments, and a paperless application process, making borrowing convenient for salaried individuals.
Quick Info Table of PaySense
| Feature | Details |
| Loan Amount Range | ₹5,000 - ₹5,00,000 |
| Interest Rate | Varies. |
| Processing Fee | Applicable. |
| Eligibility | Age 21-60, monthly income of ₹18,000+. |
| Disbursal Time | Fast. |
| Rating | 2.9 |
| Pros | Pre-approved offers, EMI calculator. |
| Cons | Lower rating. |
10. CASHe- 2.8/5⭐
CASHe focuses on short-term personal loans for salaried professionals. The app uses AI-based risk assessment instead of just credit scores to offer loans. It can be your go-to ₹50000 loan app because it offers disbursal in minutes and provides flexible repayment options between 2 to 12 months.
Quick Info Table of CASHe
| Feature | Details |
| Loan Amount Range | ₹7,000 - ₹4,00,000 |
| Interest Rate | Varies. |
| Processing Fee | Applicable. |
| Eligibility | Age 23-58, salaried professionals. |
| Disbursal Time | Quick. |
| Rating | 2.8 |
| Pros | Salary advance, digital KYC. |
| Cons | Lower rating, limited eligibility. |
What are the eligibility criteria for a ₹50000 Loan?
Most 50k loan apps require applicants to be Indian citizens aged 21-60 years with stable income sources. A good credit score (700+) often helps secure better interest rates, though some instant ₹50000 loan apps also cater to individuals with lower scores.
Eligibility: Indian citizenship, age 21-60, regular income, and basic KYC documents.
What documents are required for a ₹50000 Loan?
Regardless of which platform you choose to get a ₹50000 loan approved, you'll need to provide identity proof (Aadhaar/PAN), address proof, income proof (salary slips/bank statements), and a passport-sized photograph. The instant 50k loan app may also require verification access to your SMS and contacts.
Document checklist: Aadhaar, PAN, income proof, bank statements, and a working mobile number.
How to Apply for a ₹50000 Loan?
The application process is remarkably simple on instant ₹50000 loan apps. Most apps offer a fully digital experience, allowing you to apply and receive funds without visiting any physical branch. These best apps have streamlined the borrowing process to just a few taps on your smartphone.
- Step 1: Download the NoBroker app or visit the NoBroker website.
- Step 2: Navigate to the InstaCash loan section.
- Step 3: Fill in the required details and upload the necessary documents.
- Step 4: Submit your application and wait for approval.
- Step 5: Receive the loan amount in your bank account upon approval.
Benefits of ₹50000 loan apps
The instant loan app ecosystem offers numerous advantages for borrowers seeking quick financial assistance.
- Quick approval and disbursal - Get funds within minutes to hours
- Minimal documentation - Complete the application process online
- 24/7 accessibility - Apply anytime from anywhere
- Flexible repayment options - Choose the EMI duration that suits you
- No collateral required - Unsecured loans without any assets
Get Instant Loan With NoBroker InstaCash
NoBroker InstaCash provides a seamless and hassle-free loan experience, allowing you to access funds quickly. With minimal documentation and a user-friendly interface, you can get instant approval and disbursal of your ₹50000 loan. Whether you need funds for an emergency or a short-term financial requirement, NoBroker InstaCash is a reliable solution. Experience the convenience of quick loans with NoBroker InstaCash and manage your finances effectively.
Frequently Asked Questions
Ans: Yes, some apps like ZestMoney and KreditBee offer loans to individuals with less-than-perfect credit scores, though interest rates might be higher.
Ans: Most instant 50k loan apps disburse funds within minutes to 24 hours after approval, depending on the platform and verification process.
Ans: Yes, most loan apps allow prepayment, though some may charge a nominal prepayment fee.
Ans: Reputable loan apps use encrypted technology to protect your data. Always check app ratings, RBI registration, and privacy policies before applying.
Ans: Late payments typically incur penalties and can negatively impact your credit score. Most ₹50000 instant loan apps charge 1-3% of the outstanding amount as a late fee.
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