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Home Blog Cash Loan ₹10000 Loan on Aadhaar Card

How to Get ₹10000 Loan on Aadhaar Card:Quick Steps and Tips!

Updated : October 14, 2024

Author : author_image Suju

1401 views

Need a quick cash boost but worried about your credit score? Get instant financial relief with a ₹10000 loan on your Aadhar card at an interest rate of 12.99% p.a. and a six-year tenure. This paperless, hassle-free loan option provides immediate funds for unexpected expenses or emergencies requiring minimal documentation. In this blog, learn how a ₹10000 loan on an Aadhaar card can provide instant financial relief, documentation process and more. 

₹10000 Loan on Aadhaar Card - Quick Info

Need urgent cash? Now, getting a ₹10,000 loan using your Aadhar card is super easy. Use NoBroker InstaCash for instant approval. Just submit your Aadhar card and get the money you need. NoBroker InstaCash offers an interest rate of 12.99% per annum. You can pay back the loan in small amounts over six years. NoBroker InstaCash helps you when you need money urgently. 

Here’s a quick look at the ₹10,000 loan on the Aadhar card online:

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Loan Amount₹10,000
Loan Interest Rate12.99%
Repayment TenureSix Years 
Processing Fee2% to 8% of the total loan amount
Monthly EMI₹200

Eligibility Criteria for a ₹10,000 Loan on Aadhaar Card

A ₹10,000 loan on an Aadhar card requires some requirements. Here are the eligibility criteria for a ₹10,000 loan:

Must possess Aadhar card in India.

  • Age Limit: 18 to 60 years old
  • Employment Status: Salaried, self-employed
  • Work Experience: At least one year of work experience
  • Income: Above ₹15,000
  • Cibil Score: Above 650

How to Apply For ₹10000 Loan On Aadhar Card 

Follow these simple steps to apply for a ₹10000 loan on Aadhar card:

  1. Get the NoBroker InstaCash app.
  2. Begin your application.
  3. Fill in your information.
  4. Upload the documents they need.
  5. Wait for instant approval.
  6. The money goes right to your account. 

Documentation For ₹10000 Loan on Aadhar Card

A ₹10000 loan on an Aadhar card requires some documents. These documents help lenders know more about you. Here’s what you need:

  1. Aadhar card
  2. Utility bills
  3. Income proof 
  4. Address proof 
  5. The previous three months' salary slips 
  6. Last six months' bank statements 

Aadhaar Card Loan ₹10000 Loan Without Documents: Is it Possible?

Yes, you can get a ₹10000 loan without many papers, as long as you have an Aadhar card. This card is essential because it shows who you are. You don’t need extra papers because all your details are on the Aadhar card. You can do everything online without going to a bank. It’s fast and easy. But remember, you still need other vital documents to get the loan. 

How to Get a ₹10000 Loan from an Aadhaar Card: Tips and Tricks

Here are some tips to get a ₹10000 loan on Aadhar card:  

  1. Keep your Aadhar card safe.
  2. Use a computer or phone to apply online.
  3. Keep your documents for the application organised. 
  4. Follow the steps carefully.
  5. Be patient and wait for approval.
  6. Check your bank account for the money.
  7. Remember to pay back the loan on time. 

Interest Rates on a ₹10000 Personal Loan

The interest rate on a ₹10000 personal loan is 12.99%. This means that if you borrow ₹10000, you have to pay back a little bit extra called interest. It’s like a small fee for borrowing the money. 

Here is the quick table of interest rates on a ₹10000 personal loan:

FeatureDetails
Loan Amount₹10000 
Interest Rate12.99%
Processing Fees2% to 8% of the loan amount
Delayed Payment FeesDaily interest and late fees added to the outstanding
Monthly EMI₹200
Total Interest₹4449
Repayment TenureSix years

How to Calculate ₹10000 Personal Loan EMI

To find out how much you need to pay back every month for a ₹10000 personal loan, you can use the NoBroker EMI calculator. Here’s what you need to do:

You can use the NoBroker EMI calculator to check how much to pay each month. Here’s how to calculate ₹10000 personal loan EMI: 

  1. Go to the NoBroker website or use the app.
  2. Find the EMI calculator.
  3. Put in the loan amount as ₹10000.
  4. Type in the interest rate, like 12.99%.
  5. Choose how long you want to take to pay back the loan. 
  6. Click the button that says calculate.
  7. The calculator will tell you how much you have to pay each month.

Fees and Charges for ₹10000 Loan On Aadhar Card

When you take a ₹10000 loan on Aadhar card from NoBroker InstaCash, you don’t have to worry about the hidden fees. Here are some standard charges you might need to know about:

  1. Prepayment Fees: If you pay back early, it’s usually 3% of what you still owe. 
  2. Processing Fees: Between 2% to 8% of the total loan amount.
  3. Late Payment Fee: If you’re late, you pay ₹200 each time. 
  4. Other Charges: You might pay ₹300 to prepare your loan papers. 

Top 5 Fastest Instant Loan Apps 2024

Looking for a quick ₹10000 loan on Aadhar card? Here are the top five fastest instant loan apps for 2024: 

1. NoBroker InstaCash

It offers up to ₹10 lakhs with an interest rate starting at 12.99%. Instant approval and quick disbursal within 24 hours make it a reliable choice. Requires Aadhar card, address proof, and PAN card. 

  • Maximum Loan Limit: ₹10 Lakhs
  • Interest Rate: 12.99% p.a.
  • Approval Time: 2 minutes 
  • Repayment Tenure: 12 to 60 months 

2. Kissht

Provides loans up to ₹5 lakhs with interest rates between 15% to 24%. Known for low processing fees and flexible repayment terms from 3 to 36 months. Requires Aadhar card,a nd income proof. 

  • Maximum Loan Limit: ₹5 Lakhs
  • Interest Rate: 15% to 24%
  • Repayment Tenure: 6% of the loan amount.

3. Privo 

Allows borrowing up to ₹5 lakhs with interest rates starting from 9.99% to 39.99%. Offers no hidden fees and flexible payment repayment terms from 3 to 60 months. It requires an Aadhar card, bank statement, PAN card, and proof of address. 

  • Maximum Loan Limit: ₹5 Lakhs
  • Interest Rate: 9.99% to 39.99% p.a.
  • Approval Time: 5 minutes 
  • Repayment Tenure: 3 to 60 months

4. Dhani 

It offers up to ₹15 lakhs at an interest rate of 13.99%. Instant approval is achieved with just a PAN card and proof of address. It is suitable for immediate financial needs with quick disbursal. 

  • Maximum Loan Limit: ₹15 Lakhs
  • Interest Rate: 13.99% p.a.
  • Approval Time: Instant
  • Repayment Tenure: 90 days

5. mPokket 

Provides quick loans up to ₹45000 with an interest rate of 11.99%. Approvals within 10 minutes, making it ideal for urgent funds. It requires an Aadhar card, PAN card, proof of address, and photograph. 

  • Maximum Loan Limit: ₹45000
  • Interest Rate: 11.99% p.a.
  • Approval Time: 10 minutes 
  • Repayment Tenure: 90 months

Why Choose NoBroker Loan Services 

Here’s why you should consider NoBroker loan services:

  1. Fast Approvals and Money Transfer

Quick Check: NoBroker first looks at your money details to find suitable lenders, saving time. 

Easy Process: NoBroker uses a digital platform to get your information quickly and easily.

  1. Good Deals

Compare: NoBroker lets you see how many different charges there are so that you can pick the best ones with low rates, starting at 12.99%. 

  1. Easy Payback 

Pay Automatically: NoBroker takes money from your bank monthly with an automatic payment option, so you never forget to pay. That way, you avoid extra charges. 

Online Control: With NoBroker, you can see your loan and payments online, saving time. 

NoBroker: Making Your ₹10000 Loan on Aadhar Card Easy And Fast 

Obtaining a ₹10000 loan on Aadhar card is now simpler than ever. With NoBroker InstaCash, you can access quick financial assistance hassle-free. Download the NoBroker InstaCash app today and secure your loan instantly. 

Frequently Asked Questions

Q. What is Aadhar card loan of ₹10000? 

Ans: An Aadhar card loan of ₹10000  is a small amount of money you can borrow using your Aadhar card as identification.

Q. How can I get an Aadhar card loan of ₹10000?

Ans: To get an Aadhar loan of ₹10000, you must apply through a trusted lender offering such loans. They will check your Aadhar card and other documents to approve your loan.

Q. What documents are required for a loan of ₹10000 on Aadhar card?

Ans: Generally, you’ll need your Aadhar card and sometimes other documents, like proof of address or income, to get a loan of ₹ 10,000 on your Aadhar card. 

Q. Can I get a loan of ₹10000 on Aadhar card without a good credit score?

Ans: Some lenders might give you a ₹10000 on your Aadhar card even if they don’t check your credit score. However, it’s essential to ask the lender about their specific requirements. Still, your credit score needs to be more than 650. 

Q. How long does getting a loan of ₹10000 on Aadhar card take?

Ans: The time taken to get a loan of ₹ 10,000 on Aadhar card can vary depending on the lender. Some offer instant approvals, while others may take a few days.

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