Krishnanunni H M, Author at The NoBroker Times

Krishnan grew up in the libraries of Thiruvananthapuram. As an engineer turned writer, Krishnan is fascinated by the stories told by cities through their buildings, culture and music. His blogs are aimed at breaking down the most relevant and actionable insights on the Indian realty sector.

Cash Loan

Loan App Without PAN Card: Options, Eligibility & Alternatives

Getting a loan without a PAN card can be difficult, especially if you have not been allotted one, have lost access to your PAN details or need funds urgently. PAN is commonly requested during loan applications, particularly in cases of student loans, certain personal loans and small-ticket...

Updated on September 12, 2026

NRI Real Estate Guide & Property Tips

NRI Power of Attorney: Complete Guide to Rules, Process & NRE/NRO Accounts

As NRIs living abroad, they are often unable to travel to India to manage their financial or legal matters in person. A Power of Attorney solves this problem. An NRI Power of Attorney is a legal document that authorises a trusted person to act on an NRI’s...

Updated on September 10, 2026

Cash Loan

₹3 Lakh Personal Loan EMI: Monthly Payment, Calculation and Interest in 2026

Taking a Rs. 3 lakh personal loan can help you manage major expenses, but understanding the monthly EMI is important as well. Your EMI determines how much you need to repay every month, making it easier to plan your finances and choose a suitable repayment tenure. In...

Updated on September 9, 2026

Cash Loan

₹4 Lakh Personal Loan EMI: Monthly Payment, Calculation, and Interest in 2026

Many borrowers offer opt for small-amount personal loans like ₹4 lakh. Many banks offer easy disbursement for this loan at an industry-standard interest rate. The EMI for this type of loan can be either paid within a year or up to 7 years depending on the lender’s...

Updated on September 9, 2026

Cash Loan

How to Calculate the Interest Rate on a Loan

Interest determines how much extra you pay the lender beyond the principal amount. You can calculate the interest payable on a loan using the applicable interest rate, loan amount and repayment tenure. Understanding how loan interest is calculated can help you compare loan offers, estimate your total...