Kruthi, Author at The NoBroker Times

Kruthi is a Chartered Accountant has worked for various Real Estate firms across India, she is well versed with the legal and financial aspects of all real estate transactions. There are numerous documents and plenty of hidden fees that people get lost in, her goal is to shed some light on it all.

Finance Tips for Homeowners & Buyers

CIBIL Score: What It Means, Score Range, Factors and How to Improve It

A CIBIL Score is a three-digit number that summarises your credit history. It ranges from 300 to 900. e above 700 is generally considered good. Lenders may check your CIBIL Score when you apply for a personal loan, home loan,...

Updated on September 12, 2026

NRI Real Estate Guide & Property Tips

TDS on Sale of Property by NRI: 2026 Tax Rates, Rules & Process

NRIs often lose substantial sums when selling property due to a lack of awareness of TDS regulations. This can cause them to lose 20-30% of the total sale value as soon as the income hits their bank account. Understanding the TDS on the sale of property by...

Updated on September 10, 2026

Cash Loan

1.5 lakh personal loan EMI

The personal loan market offers a wide range of options, allowing people to choose a loan that best suits their financial needs. However, before applying, it's important to understand how EMI works and the factors that influence it. Your EMI may vary based on factors such as...

Updated on September 9, 2026

Cash Loan

₹7 Lakh Personal Loan EMI: Monthly Repayment, Calculator, and Interest Rates in 2026

Taking a ₹7 lakh loan can be risky only if the borrower does not understand the lender’s policy or their current interest rates, lending norms, and their own past lending history. Above all, what matters is how much EMI you can pay after taking a loan. While...

Updated on September 9, 2026

Cash Loan

₹5 Lakh Personal Loan EMI: Monthly Payment, Calculator, and Interest Rates in 2026

A personal loan of ₹5 Lakh becomes an easy solution for many salaried/self-employed borrowers when they want to fund their wedding, renovation, trip, education, or any other such needs. While there are many lenders (Banks and NBFCs) that offer quick loan disbursement based on employment status, credit...