- https://www.nobroker.in/instacash/landing?isHybrid=true&hybridActionBar=false&nbFr=New_Home_Page_Banner&utm_source=google&utm_medium=cpc&utm_campaign=Pmax_LP_AllCities_AudSignals_Bangalore_Ownerleads&gad_source=1&gad_campaignid=22781431181&gbraid=0AAAAADOLmYH_a7XMsRWNVMJPNDrPSPY-F&gclid=CjwKCAiAu67KBhAkEiwAY0jAlRSL8y5kppuP9q5Gzx2GOg1wH29Jv4-AuoTW2E6_-RnO7Cm-Fsp0qBoCh50QAvD_BwE
- https://play.google.com/store/apps/details?id=org.altruist.BajajExperia&hl=en_IN
- https://smartcoin-personal-loan-app.en.softonic.com/android
- https://moneyview.in/download-moneyview-loans-app
- https://www.kreditbee.in/
- https://www.cashe.co.in/
- https://lazypay.in/personal-loan?channel_code=ORGANIC&campaign_code=home_xpress_top
- https://portal.earlysalary.com/SignUp
- https://www.stashfin.com/personal-loan
- https://loantap.in/personal-loan-app/
- https://www.dhani.com/services/dhani-no-emi-loan/?srsltid=AfmBOoo4cMzCbrGh0dayPnbQcZGs1SYdL47WA1-Nr_JDvYEkGZvqSxyF
- https://www.paymeindia.in/personal-loan/
- https://online.flexsalary.com/#x
- https://web.moneytap.com/
- https://www.dhani.com/services/dhani-no-emi-loan/?srsltid=AfmBOopi-MyIjf4GZeRKxUGEz5Rx_Mij-fheIjQBX6aOuYV3xhRIy8lK
Table of Contents
Latest 7 Days Loan Apps List in India (Updated 2026)15 Best 7 Days Loan Apps List in India 2026 - Detailed InformationWhat are the Benefits of 7 Days Loan Apps in India?Factors to Consider Before Choosing a Loan AppHow to Download 7-days Loan App in IndiaGet an Instant Cash Loan with NoBroker InstaCashList of Best Personal Loan App Posts:Frequently Asked Questions
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7 Days Loan Apps List in India with Quick Approval and Fast Disbursal in 2026
Published : January 13, 2026, 12:58 PM
Updated : January 13, 2026, 1:24 PM
Author :
krishnanunni
Summary
If you need fast, short-term cash in India, 7-day loan apps are your best option. They provide loans ranging from ₹500 to ₹50,000, with minimal documentation, instant approval, and disbursement directly to your bank account. Popular apps include NoBroker Instacash, Bajaj Finserv, CASHe, MoneyView, KreditBee, LazyPay, EarlySalary, StashFin, LoanTap, Dhani, PayMe, and SmartCoin. Interest rates range from 1% to 2.5% per week, with small processing fees of ₹50–₹300. Choose apps with low interest rates, flexible repayment options, and good user ratings for a reliable borrowing experience.
Table of Contents
Latest 7 Days Loan Apps List in India (Updated 2026)15 Best 7 Days Loan Apps List in India 2026 - Detailed InformationWhat are the Benefits of 7 Days Loan Apps in India?Factors to Consider Before Choosing a Loan AppHow to Download 7-days Loan App in IndiaGet an Instant Cash Loan with NoBroker InstaCashList of Best Personal Loan App Posts:Frequently Asked Questions
A 7-day loan app is helpful when you need quick money for short-term needs like emergencies, travel, or paying bills. These apps offer instant loans with minimal documents such as Aadhaar, PAN, and bank details. You can borrow between ₹500 and ₹50,000 and repay it within 7 days. Interest rates usually range from 1% to 2.5% per week, along with a small processing fee of ₹50 to ₹300. Once verified, the amount is credited directly to your bank account, and repayment can be done via UPI or auto-debit. Popular 7-day loan apps in India include NoBroker Instacash, Bajaj Finserv, CASHe, and MoneyView. Always check interest rates and loan terms carefully before applying.
Latest 7 Days Loan Apps List in India (Updated 2026)
The newest short-term loan apps in India for 2026, designed to provide fast, hassle-free borrowing, instant disbursal, and simple repayment, perfect for emergencies or urgent cash needs.
| App Names | Ratings |
| NoBroker Instacash | 4.8/5 |
| Bajaj Finserv | 4.8/5 |
| Olyv (Formerly SmartCoin) | 4.6/5 |
| MoneyView | 4.5/5 |
| Kreditbee | 4.5/5 |
| CASHe | 4.4/5 |
| LazyPay | 4.3/5 |
| Early Salary | 4.1/5 |
| StashFin | 4.1/5 |
| LoanTap | 3.9/5 |
| Dhani | 3.7/5 |
| PayMe | 3.3/5 |
| FlexSalary App | 4.2/5 |
| MoneyTap App | 4.3/5 |
| Indiabulls Dhani Personal Loan | 4.1/5 |
15 Best 7 Days Loan Apps List in India 2026 - Detailed Information
These lending apps have been selected based on their reliability, user experience, and customer feedback. Each app offers unique features catering to different financial needs and borrower profiles.
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1. NoBroker Instacash App
Using the NoBroker Insta Cash, you can apply for instant loans simply and conveniently. To get your money in a matter of minutes, you can download the NB Instacash app and fill in a few details to disburse your loan quickly. NoBroker offers instant approval and lightning-fast disbursal of Instant loans at competitive interest rates. [1]
| Parameters | Details |
|---|---|
| Range of Loan Amount | Up to 80 lakhs |
| Rating | 4.8/5 |
| Interest Rate | Up to 31% p.a |
| Eligibility | Age 21-80 |
| Processing Fee | Up to 3.93% of the loan amount |
| Pros | Quick approval, 100% online process, easy repayment options, easy EMI options |
| Cons | Strict eligibility criteria, high interest rate |
2. Bajaj Finserv App
With Bajaj Finserv, getting instant loans is easy and hassle-free. You can check the Bajaj Finserv app and website and apply for a short-term personal loan. It offers a loan amount of up to 80 lakhs with quick approval and minimal documentation. It is one of the best choices for people because of its features like competitive interest rate and 100% digital application process. It offers a stress-free borrowing experience, whether for medical emergencies, education or shopping. [2]
| Parameters | Details |
|---|---|
| Range of Loan Amount | Up to 80 lakhs |
| Rating | 4.8/5 |
| Interest Rate | Up to 31% p.a |
| Eligibility | Age 21-80 |
| Processing Fee | Up to 3.93% of the loan amount |
| Pros | Quick approval, 100% online process, easy repayment options, easy EMI options |
| Cons | Strict eligibility criteria, high interest rate |
3. SmartCoin App
SmartCoin leverages artificial intelligence to democratize access to credit. The app analyses over 10,000 data points to determine creditworthiness, making it accessible to users with limited credit history. It focuses on financial inclusion in multiple regional languages while maintaining quick approval times. [3]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 - ₹1,50,000 |
| Interest Rate | 1.5% - 2.75% per month |
| Processing Fee | 2-4% of the loan amount |
| Eligibility | Age 21-50, Monthly income ₹12,000+ |
| Disbursal Time | Within 24 hours |
| Rating | 4.6/5 |
| Pros | AI-based approval system, low minimum loan amount, available in multiple languages |
| Cons | Lower maximum loan limit, limited to Android users |
4. MoneyView App
MoneyView is a comprehensive digital lending platform combining advanced technology with user-friendly features. Backed by prominent investors, it offers instant personal loans with competitive interest rates and flexible tenures. The app's AI-powered credit assessment system enables quick approvals while maintaining robust security measures to protect user data. [4]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹5,000 - ₹5,00,000 |
| Interest Rate | 1.33% - 2.5% per month |
| Processing Fee | 2-3% of the loan amount |
| Eligibility | Age 21-55, Monthly income ₹15,000+ |
| Disbursal Time | Within 24 hours |
| Rating | 4.5/5 |
| Pros | Quick approval process, minimal documentation, flexible repayment options |
| Cons | Higher interest rates for first-time borrowers, requires a good credit score |
5. KreditBee App
KreditBee distinguishes itself by offering microloans to both salaried and self-employed individuals. The platform's proprietary risk assessment model evaluates multiple data points beyond traditional credit scores. Its instant verification process and flexible loan amounts make it accessible to more borrowers. [5]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 - ₹4,00,000 |
| Interest Rate | 1.08% - 2.49% per month |
| Processing Fee | 2.5-4% of loan amount |
| Eligibility | Age 21-55, Monthly income ₹15,000+ |
| Disbursal Time | Within 24 hours |
| Rating | 4.5/5 |
| Pros | Available for self-employed, low minimum loan amount, flexible tenure options |
| Cons | Variable processing fees, strict credit requirements for higher amounts |
6. CASHe App
CASHe revolutionizes personal lending through its proprietary AI-based credit scoring system, 'Social Loan Quotient'. Targeting young professionals, it analyses social and professional data to provide instant loans. The platform's unique selling point is its ability to serve customers with limited credit history while maintaining quick disbursement timelines. [6]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹10,000 - ₹3,00,000 |
| Interest Rate | 2.0% - 2.75% per month |
| Processing Fee | 2.5% of loan amount |
| Eligibility | Age 23-58, Monthly income ₹15,000+ |
| Disbursal Time | 15 minutes - 24 hours |
| Rating | 4.4/5 |
| Pros | AI-based credit assessment, no collateral required, quick disbursal |
| Cons | Limited to salaried individuals, higher interest rates |
7. LazyPay App
LazyPay combines buy-now-pay-later services with personal loans, creating a versatile financial platform. The app's unique credit assessment model considers spending patterns and repayment behaviour. It offers instant credit decisions and seamless integration with various e-commerce platforms, making it ideal for online shoppers. [7]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹1,000 - ₹1,00,000 |
| Interest Rate | 1.5% - 2.8% per month |
| Processing Fee | 2-3% of the loan amount |
| Eligibility | Age 18-55, Monthly income ₹10,000+ |
| Disbursal Time | Instant to 24 hours |
| Rating | 4.3/5 |
| Pros | Low minimum age requirement, BNPL option available, no collateral needed |
| Cons | Lower maximum loan amount, higher interest rates for new users |
8. EarlySalary App
EarlySalary pioneered the concept of salary advances in India's digital lending space. The app uses machine learning algorithms to assess creditworthiness beyond traditional CIBIL scores. It primarily caters to young professionals, offering instant loans with the unique feature of daily-reducing balance interest calculation. [8]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹8,000 - ₹5,00,000 |
| Interest Rate | 1.2% - 2.5% per month |
| Processing Fee | 2.5% of loan amount |
| Eligibility | Age 21-55, Monthly income ₹18,000+ |
| Disbursal Time | Within 30 minutes |
| Rating | 4.1/5 |
| Pros | Social scoring model, no prepayment charges, interest charged on daily reducing balance |
| Cons | Higher-income eligibility requirement, limited availability in tier-3 cities |
9. StashFin App
StashFin offers a digital credit line and personal loans, providing users with flexible borrowing options. The platform's unique card-based credit delivery system allows multiple withdrawals within approved limits. Its reward program and customizable repayment options make it attractive for regular borrowers. [9]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹5,000 - ₹3,00,000 |
| Interest Rate | 2.0% - 3.0% per month |
| Processing Fee | 2-3% of loan amount |
| Eligibility | Age 23-55, Monthly income ₹15,000+ |
| Disbursal Time | Within 48 hours |
| Rating | 4.1/5 |
| Pros | Credit line facility, rewards program, flexible repayment options |
| Cons | Higher interest rates, longer processing time |
10. LoanTap App
LoanTap differentiates itself through customized loan products and flexible repayment options. The platform combines traditional banking security with modern fintech convenience. Its unique EMI structure and overdraft facility give borrowers greater control over their repayment schedule, catering to diverse financial needs. [10]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹10,000 - ₹5,00,000 |
| Interest Rate | 1.5% - 2.5% per month |
| Processing Fee | 2-3% of loan amount |
| Eligibility | Age 23-58, Monthly income ₹20,000+ |
| Disbursal Time | Within 24 hours |
| Rating | 3.9/5 |
| Pros | Customized repayment options, higher loan amounts, low interest rates for good credit scores |
| Cons | Higher-income requirement, stringent eligibility criteria |
11. Dhani App
The Dhani app provides people with instant personal, business, or home loans to fulfil their financial needs. You can get a loan of up to 15 lakh, flexible repayment options, minimal documentation and fast disbursal. It is a good choice for salaried and self-employed people for travel, bill payments and medical emergencies. It also offers a zero-interest EMI card and a Dhani OneFreedom Card, allowing users to pay later. [11]
| Parameter | Details |
|---|---|
| Range of Loan Amount | Up to 15 lakhs |
| Rating | 3.7/5 |
| Interest Rate | 13.99% p.a |
| Eligibility | Age 21-65 |
| Processing Fee | 3% of the loan amount |
| Pros | Available for health benefits, 24/7 customer support, no-EMI option |
| Cons | High interest rate, lack of transparency in terms and conditions |
12. PayMe India App
PayMe India focuses on bridging short-term financial gaps through instant salary advances and personal loans. The app utilises innovative technology to verify employment details and salary patterns, offering customised loan solutions. Its standout feature is the ability to provide emergency funds to salaried employees with minimal documentation. [12]
| Parameter | Details |
|---|---|
| Loan Amount Range | ₹3,000 - ₹2,00,000 |
| Interest Rate | 1.5% - 2.5% per month |
| Processing Fee | 2-4% of loan amount |
| Eligibility | Age 21-55, Monthly income ₹12,000+ |
| Disbursal Time | Within 2 hours |
| Rating | 3.3/5 |
| Pros | Instant salary advances, low minimum income requirement, quick verification process |
| Cons | Limited to salaried employees, small initial loan amounts for new users |
13. FlexSalary App
FlexSalary provides quick, short-term loans ranging from ₹5,000 to ₹2,50,000 with minimal documentation. It is ideal for salaried users seeking fast funds, offering flexible repayment options and disbursal within 24 hours. Competitive monthly interest rates and instant approvals make it a reliable choice for emergencies and urgent financial needs. [13]
| Parameter | Details |
| Loan Amount Range | ₹5,000–₹2,50,000 |
| Interest Rate | 1.5–2.5% per month |
| Processing Fee | 2–4% of the loan amount |
| Eligibility | Age 21–55, Monthly income ₹15,000+ |
| Disbursal Time | Within 24 hours |
| Rating | 4.2/5 |
| Pros | Flexible repayment, instant disbursal |
| Cons | Limited to salaried users |
14. MoneyTap App
MoneyTap is a digital lending platform offering instant personal loans with a revolving credit line from ₹10,000 to ₹5,00,000. It requires low documentation, approves applications quickly, and disburses funds within 24 hours. Flexible repayment options and easy access make it ideal for salaried professionals with short-term financial needs or unexpected expenses.[14]
| Parameter | Details |
| Loan Amount Range | ₹10,000–₹5,00,000 |
| Interest Rate | 1.5–2.5% per month |
| Processing Fee | 2–3% of the loan amount |
| Eligibility | Age 23–55, Monthly income ₹20,000+ |
| Disbursal Time | Within 24 hours |
| Rating | 4.3/5 |
| Pros | Revolving credit line, low documentation |
| Cons | Higher eligibility requirement |
15. Indiabulls Dhani Personal Loan
Indiabulls Dhani provides personal loans up to ₹10 Lakh with flexible EMI options and minimal documentation. Funds are disbursed within 48 hours, making it suitable for emergencies, medical needs, travel, and large expenses. Competitive interest rates and a high loan limit ensure users can access quick, reliable financial support when needed. [15]
| Parameter | Details |
| Loan Amount Range | ₹50,000–₹10 Lakh |
| Interest Rate | 12–15% p.a |
| Processing Fee | 1–3% of the loan amount |
| Eligibility | Age 21–65 |
| Disbursal Time | Within 48 hours |
| Rating | 4.1/5 |
| Pros | High loan limit, flexible EMI |
| Cons | Slightly slower disbursal |
What are the Benefits of 7 Days Loan Apps in India?
The emergence of digital lending platforms has transformed traditional borrowing methods, offering unprecedented convenience and accessibility. These apps leverage cutting-edge technology to provide instant credit solutions, eliminating lengthy paperwork and branch visits. With 24/7 availability and quick disbursals, they effectively address urgent financial needs while maintaining transparency.
- Instant Access to Funds: These apps provide immediate access to emergency funds, with most loans being disbursed within 24 hours of approval, helping users handle urgent financial needs effectively.
- Minimal Documentation: Digital loan apps require minimal paperwork, usually just KYC documents and bank statements, making the application process quick and hassle-free for borrowers.
- Flexible Repayment Options: Users can choose from various repayment tenures and methods to manage their loan repayments according to their financial situation.
- 24/7 Availability: Unlike traditional banks, these apps operate round the clock, enabling users to apply for loans anytime, making them ideal for emergencies.
- No Collateral required: The 7-day loan app provides unsecured loans, which means people do not need to keep gold or property for security. It is perfect for salaried employees, self-employed or even students who need instant loans for quick financial emergencies. The loan approval is faster to get a loan.
Factors to Consider Before Choosing a Loan App
Making an informed decision when selecting a loan app requires careful evaluation of multiple factors. Understanding these crucial elements, from security measures to interest rates, helps protect your financial interests. This comprehensive assessment ensures you choose a reliable platform that aligns with your borrowing needs while complying with regulatory guidelines.
- Interest Rates and Charges: the annual percentage rates (APR) and associated fees across different apps to find the most cost-effective option for your needs.
- Credibility and Reviews: Research the app's reputation, user reviews, and RBI registration status to ensure you deal with a legitimate lender.
- Privacy and Security: Verify the app's data protection measures and privacy policies to protect your personal and financial information.
- Terms and Conditions: Carefully read the loan agreement, including repayment terms, late payment charges, and prepayment penalties.
How to Download 7-days Loan App in India
To download the 7-day loan apps in India, people just need to follow basic steps. These apps help you easily get a loan with minimum documentation and repayment within 7 days.
- Open the Google Play Store or the Apple App Store on your mobile phone and download the loan application.
- In the search bar, look for a trusted 7-day loan app like NoBroker, click ‘Install,’ and download it.
- Once it is installed, open the app and sign up using your mobile number
- Upload the documents like Aadhaar card, PAN card and bank details to complete the process
- Select the required amount & choose 7 days tenure
- Apply for a loan, and the money will be credited to your account within minutes.
Get an Instant Cash Loan with NoBroker InstaCash
NoBroker InstaCash provides easy, quick, 100% online instant loans that directly go into your bank accounts without any delay. The process is 100% online with minimal paperwork; just upload your Aadhaar card, PAN card & bank details. The loan is approved within minutes, and the money is credited within 2 hours. NoBroker Instacash offers flexible loan amounts with a low interest rate and a short repayment period. There are no hidden charges, and the app is easy and safe.
List of Best Personal Loan App Posts:
Key Takeaway: Seven-day loan apps provide fast, secure, and convenient solutions for short-term financial needs. Always choose reliable apps, check rates, and repay on time to maintain a healthy credit score.
Frequently Asked Questions
Q: Are 7-day loan apps safe to use?
Ans: Yes, when choosing RBI-registered apps with good user reviews and transparent terms. Always verify the app's legitimacy and read all terms carefully before applying.
Q: What documents are required for loan approval?
Ans: Typically, you need a PAN card, an Aadhaar card, the latest salary slips, bank statements for the last 3 months, and a valid photo ID proof.
Q: Can I get a loan with a low credit score?
Ans: Some apps offer loans to users with low credit scores but may initially charge higher interest rates and offer lower loan amounts.
Q: How long does it take to get loan approval?
Ans: Most apps provide instant approval decisions within minutes, with loan disbursal typically happening within 24 hours of document verification.
Q: What happens if I miss a loan payment?
Ans: Missing payments can result in late charges, negatively impacting your credit score and reducing chances of future loan approvals. Always communicate with the lender if you are facing repayment issues.
Q: What is the maximum loan you can get with the 7-day loan app?
Ans: The maximum amount you can borrow from a 7-day loan app is around ₹50,000. The loan is approved based on your credit score, income and repayment history.
Q: What are the best loan apps for 7 days?
Ans: Some of the best loan apps for 7 days in India are NoBroker Instacash, CASHe, Kreditbee, Bajaj Finserv & more. They offer instant cash disbursal with minimal documentation.
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