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CIDCO Lottery: Application Process, Eligibility, Flat Prices and Dates in 2026

Published : April 30, 2025, 2:37 PM

Updated : February 4, 2026, 10:37 PM

Author : open_graph_image VIVEK

138332 views
Summary
CIDCO Lottery 2026 is a government housing scheme offering affordable homes in Navi Mumbai through a transparent draw system. CIDCO was first incorporated on March 17, 1970, but the first lottery system began in 2018 to help middle-income and economically weaker families buy legally approved flats, starting at around ₹38 lakh through a first-come, first-served system. It is important because it reduces housing costs, ensures legal approvals, supports urban growth, and helps families achieve secure home ownership with modern infrastructure.

CIDCO Lottery is a flagship housing initiative providing affordable flats across Navi Mumbai. The CIDCO Lottery first came to India in the 1970s, alongside CIDCO’s city planning mission. Registration is fully online via the official portal with application fees by category and starting home prices near ₹38 lakh. The CIDCO lottery 2026 dates announce the registration and allotment schedule. Homes are offered on a first-come, first-served basis, making it ideal for buyers seeking transparency, legal security, infrastructure, and connectivity benefits.

Quick Information About The CIDCO Lottery 2026 Scheme 

InformationDetails
Founded byMaharashtra State Government (CIDCO)
Main GoalProviding affordable housing to diverse income groups in Navi Mumbai
Who can avail this schemeCitizens of Maharashtra 
Total number of homes built95,000 (CIDCO mass housing total ) [1]
MahaRERA approved Cidco homes43,000+ 
Official websitehttps://cidcohomes.com/en/
Areas Taloja, Panvel, Kharghar, Kalamboli, Ulwe, and more [2]
Documents requiredAadhaar, PAN, income proof, domicile certificate, passport photos, caste certificate (if applicable)
Application fees₹236 (non-refundable once, valid across eligible lotteries [3]

What is the CIDCO Lottery Scheme?

The CIDCO lottery scheme is a government housing program offering affordable, legally approved homes in Navi Mumbai through transparent allotment. It helps lower-income families buy secure flats at reasonable prices. CIDCO lottery 2026 registration online allows easy application, fair selection, and access to planned infrastructure and connectivity.

CIDCO 2026 Flat: Locations Across Navi Mumbai

The CIDCO lottery offers housing in important Navi Mumbai areas developed by CIDCO, giving applicants choices in well-connected and growing locations. Below are the list of areas to check: [4]

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  • Ulwe
  • Kamothe
  • Taloja
  • Panvel
  • Vashi
  • Kharghar
  • Kalamboli

Who Will Benefit from the CIDCO Housing Scheme?

The CIDCO Housing Scheme 2026 continues its mission to support the housing needs of economically disadvantaged groups, explicitly targeting the economically weaker sections (EWS) and the Lower Income Group (LIG) categories. For EWS annual income is up to ₹6 lakh, and for LIG annual income is above ₹6 lakh (no upper cap), and the applicant must not own a house in Navi Mumbai. [5]

What are the Benefits Of the CIDCO Lottery?

Mumbai is one of the most crowded cities in the world. It also has the largest slum population, which often settles on illegal lands or suffers from poor living standards. According to the National Institute of Health, these people live below the minimum living standards. They lack clean houses with enough floor space or sunlight and amenities like electricity,a clean water supply, and hygienic waste disposal facilities. These are the exact people who can apply for the CIDCO Lottery 2026. 

  • Affordable housing: Providing well-structured and spacious homes.
  • Clean Environment: Housing schemes benefit by offering better living conditions free from sickness and health issues. The CIDCO EWS flat areas are more spacious and ventilated than small slums.
  • Access to amenities: equipped with better medical and educational facilities
  • Upgradation in living standards: Better mental state so residents can live peacefully. 
  • Government Subsidy: Any eligible homeowner can avail up to ₹2.5 lakhs subsidy under PMAY. This makes home buying easier. 

What is the CIDCO Lottery 2026 Eligibility Criteria?

The CIDCO lottery helps eligible applicants get affordable Navi homes in Mumbai's posh areas by meeting specific requirements. To apply, you must satisfy income, age, residence, and property norms, and know the CIDCO lottery 2026 price ranges.

Criteria For EWSFor LIG
Income Bracket Up to ₹6,00,000Above₹6,00,000(no upper limit) [6]
Minimum AgeLegal age of 18 yearsLegal age of 18 years
HomeownershipNone of the applicant’s family members can own a house in India.None of the applicant’s family members can own a house in Navi Mumbai.
Residential ProofMust be living in Mumbai for at least 15 years. Must be living in Mumbai for at least 15 years.
Government SubsidyEligible for up to ₹2.5 lakhs under PMAY.Not eligible for PMAY subsidy under LIG
Social Status Scheduled Castes, Scheduled Tribes, Notified Tribes, and others must submit relevant certificates.Scheduled Castes, Scheduled Tribes, Notified Tribes, and others must submit relevant certificates.
Income ProofSalary slips, employer certificates and tax returns* are mandatory to submit. Salary slips, employer certificates and tax returns* are mandatory to submit. 

Online Registration Process for CIDCO Lottery Scheme 2026

The CIDCO lottery 2026 allows applicants to apply for affordable Navi Mumbai flats online. The process is simple, transparent and accessible for eligible families seeking EWS or LIG houses. Below is the step-by-step process:

  • Step 1: Visit the official website of CIDCO lottery: https://cidcohomes.com/en/
  • Step 2: Check the eligibility and ensure you meet EWS or LIG criteria, domicile, age (18+) and do not already own a house.
  • Step 3: Fill in the application form and add personal information, income, and property details carefully.
  • Step 4: Keep the documents handy, such as Aadhaar, PAN, income proof, domicile certificate, passport-size photos, and caste certificate.
  • Step 5: Scan and upload all required documents in the correct format.
  • Step 6: Pay the application fees of ₹250 for a single application via online payment method.
  • Step 7: Verify all details before final submission
  • Step 8: Check the CIDCO lottery last date and ensure you submit everything before the deadline to be included in the draw.
  • Step 9: Save the application reference number, payment, and payment receipt for future tracking

CIDCO Lottery Registration Last Date 2026

The CIDCO lottery 2026 registration last date has not yet been announced. Applicants should prepare documents and check the official website regularly to submit on time for affordable Navi Mumbai flats.

Documents Required for the CIDCO Lottery Scheme 2026

To apply for affordable homes, you must prepare all documents required for the CIDCO lottery, including Aadhaar, PAN, income proof, domicile certificate, passport-size photos, caste certificate, and no-house certificate.

  • Income Proof Certificate: This certifies the applicant's income level, which is crucial for determining eligibility under the Economically Weaker Section (EWS) or Lower Income Group (LIG) categories.
  • Domicile Certificate: This confirms that the applicant has resided in Maharashtra for a specified duration and meets the scheme's residency criteria.
  • Aadhar Card: A mandatory identification document verifying the applicant's identity and address.
  • PAN Card: Required for financial transactions and income verification purposes.
  • Voter ID: An additional form of identification that can confirm the applicant's residency status.
  • Bank Details: Necessary for processing any transactions related to the lottery, including the application fee and, if applicable, the refund process.

How to Check the CIDCO 2026 Lottery Result?

To check the CIDCO lottery result, applicants can easily access the official website, enter their application details, and view allotment status, ensuring a transparent and hassle-free confirmation process.

  • Step 1: Await the announcement of the lottery results, remembering that the demand often significantly exceeds the supply of available homes.
  • Step 2: Visit the official CIDCO website to access the results section.
  • Step 3: Enter your application details to locate your specific result. You can refine your search using your scheme code and category for more straightforward navigation.
  • Step 4: For further assistance, contact the CIDCO helpline at 022-62722255.

Unsuccessful applicants in the CIDCO Lottery 2026 need not lose hope; refunds of the application fee will be processed automatically. Credit or debit card payments will be refunded directly to the same account. Refunds will also be issued via demand draft (dd) for those who paid through a DD.

What Is the CIDCO Lottery 2026 Results Date?

The CIDCO lottery 2026 result date is not yet announced. Applicants should regularly check the official website to stay updated.

What is the CIDCO Lottery Payment Procedure After Winning?

Once you win the lottery, there is a specific period during which you are supposed to complete the payment process for the house.

  • Online payment: Go to lottery.cidcoindia.com and log into your account using your registered mobile number. Then, go to the online payment section to start the transaction process. 
  • Payment gateway: If your number has been allotted, you will get an invoice raised to your name, and you will also be sent a Letter of Intent (LOI). You can use Debit, credit or online payment to complete the electronic payment. 
  • Download the receipt: Download the receipt to keep as proof of payment. 
  • Refunds: If you don’t get allotted a home, the money you paid will automatically be credited back to your account within 30 days.

Documents Required For CIDO Lottery Procedure After Winning?

After winning the CIDCO lottery, applicants must submit specific documents to complete home allotment. Knowing the CIDCO lottery 2026 prices, the needed documents help in the easy process.

Sr NoDocument name Document Type
1Applicant Acceptance Letter Format A
2PAN Card
3Ahaar Card
4School Leaving Certificate / Birth Certificate
5Domicile Certificate 
6Income Proof A) ITR - Income Tax Return
B ) Salary Slip / Salary Certificate -CompanyLetterhead
C ) Income Certificate - Issued By Tahasildar
D ) Husband /Wife - Salary Slip / SalaryCertificate / ITR
7Affidavit on 200 Stamp paper for EWS Applicant Format B
8Affidavit on 200 Stamp paper for LIG Applicant Format c

Reason For CIDCO Lottery 2026 Rejection

The CIDCO lottery 2026 ensures fair allocation of affordable homes, but some applications get rejected. Understanding common reasons helps applicants improve their chances in the CIDCO upcoming lottery.

  • When documents are missing, such as Aadhaar cards, PAN cards, income proofs, domicile certificates, or affidavits, it can lead to disqualification. Always submit verified papers.
  • Applicants with EWS/LIG income exceeding the income limits or who do not meet the domicile/homeownership criteria may be rejected from the upcoming lottery.
  • Submitting more than one application per family, or providing incorrect personal details, can result in automatic disqualification.

How Do I Check CIDCO Lottery Results?

If you have submitted all your proofs and made payment for CIDCO, you need to wait for the draw to happen to see if you have been chosen to get a house through this scheme.

If you need to check the results, you can follow the steps below –

  • Step 1: Go to the official CIDCO website
  • Step 2: On the home page, you will find “Accepted applications.” click on it
  • Step 3: Now, a new page will open where all the lottery names will appear
  • Step 4: Check the names and click “view” in front of the lottery name
  • Step 5: Find your category and scheme code and again click ‘View.’
  • Step 6: A list of applicants whose applications are accepted is available in a PDF form
  • Step 7: Get your application number and name from this list

What Documents Are Required To Avail The PMAY Subsidy?

To avail the PMAY subsidy on CIDCO homes, applicants must submit specific documents. These verify eligibility, income, and homeownership, ensuring a smooth process for receiving up to ₹2.5 lakh in financial support.

  • Documents as per the marital status: The unmarried applicants need to provide an affidavit (format available on cidco.nivarakendra.in).
  • Agreement and registration documents: The winner must provide these documents, and he/she will also be required to pay the stamp duty of ₹1000+ 1% sale price (railway tax) and registration charges of 1% of the sale price.

This is the detail breakdown of the CIDCO 2026 Lottery housing scheme:

LocationProjectPossession/CompletionCategoryTypeCarpet AreaApprox Price
UlweKharkopar Railway Station East (P3)31‑12‑2026LIG1BHK322₹36.30 Lakh (6)
KhargharRailway Station, Sector 1A31‑12‑2026LIG-B2BHK540₹87.50 lakh
KhargharBus Depot, Sector 142030LIG1BHK322₹43.50 lakh
KhargharBus Depot, Sector 14 (EWS)30‑06‑2025EWS1BHK322₹43.50 lakh
VashiTruck Terminus, Sector 192030LIG1BHK322₹66.70 lakh
PanvelBus Terminus, Sector 82030LIG1BHK322₹40.60 lakh
TalojaSector 3931‑12‑2025EWS1BHK322₹23.50 lakh
TalojaSector 28OC ReceivedEWS1BHK322₹22.60 lakh
TalojaSector 37OC ReceivedLIG-A, LIG-B1BHK/2BHK388/540₹30.80 lakh/41.80 lakh
KamotheKhandeshwar Railway Station, Sector 282030LIG1BHK322₹42 lakh
KamotheMansarovar Railway Station, Sector 392030LIG1BHK322₹37.70 lakh
KalamboliBus Depot, Sector 172030EWS1BHK322₹37.70 lakh

Note: The table is taken from the official website of the CIDCO Home.

CIDCO Lottery 2026: Housing Schemes With Prices 

Below is the simple, easy-to-understand pricing, under the CIDCO lottery housing scheme for the two main categories:

Public Category Price 
EWS₹ 25 lakh to 48 lakh [7]
LIG₹ 34 lakh to 97 lakh

Location-based Breakdown for LIG housing

This table shows approximate LIG housing under the CIDCO lottery scheme, helping buyers understand the cost clearly.

LocationPrices
Kalamboli Bus Depot₹42 lakh
Taloja Sector 37₹35-₹45 lakh
Khandeshwar Railway Station₹45 lakh
Kharkopar East₹40 lakh
Panvel Bus Terminus₹45 lakh
Kharghar Bus Terminus₹50 lakh
Mansarovar Railway Station₹40 lakh
Vashi Truck Terminal₹75 lakh
Kharghar Station Sector 1A₹97 lakh

Location-based Breakdown for EWS housing

This table shows approximate EWS flat prices by location under the CIDCO affordable housing scheme, helping you see cost differences clearly across Navi Mumbai nodes.

LocationPrice
Taloja Sector 39 (EWS)₹23.50 lakh
Taloja Sector 28 (EWS)₹22.60 lakh
Kharghar Bus Depot (EWS)₹43.50 lakh
Kalamboli Bus Depot (EWS)₹37.70 lakh

After winning a CIDCO lottery flat, owners cannot immediately sell the property. Flats under the EWS & LIG categories have a lock-in period of several years. This ensures affordability and benefits reach intended low-income families. Selling is only allowed after the mandated period has been completed and the legal procedures have been followed.

CIDCO Services Charges Explained: Things You Need to Know Before Buying

CIDCO service charges are additional fees paid by applicants or winners for administrative and maintenance purposes, ensuring proper processing, documentation, and upkeep of affordable housing projects in Navi Mumbai.

  • Application Processing: A nominal fee covers registration, verification, and lottery participation—formalities for all EWS & LIG applicants.
  • Maintenance Charges: Paid periodically to manage common areas, security, water supply, and other essential amenities in the CIDCO housing complex.
  • Legal & Documentation: Covers stamp duty, registration handling, and document preparation required for legal ownership transfer and official allotment processes.

CIDCO Grievance Redressal: Simple Steps To Resolve Complaints

The CIDCO Grievance Redressal helps residents and applicants resolve complaints related to lottery, allotment, or housing issues quickly, ensuring transparency, accountability, and proper resolution in Navi Mumbai affordable housing projects. 

  • Visit the official CIDCO website Grievance portal.
  • Register your complaint with full details and documents.
  • Track the status online until resolve
  • Contact the CIDCO helpline for urgent assistance if needed.

CIDCO Contact Information

If you need in-person assistance, these are the addresses and phone numbers you can contact to resolve your queries. 

Contact Details 
Registered Office 'Nirmal', 2nd Floor,Nariman Point,Mumbai - 400 021
Head office CIDCO BhavanCBD-Belapur,Navi Mumbai - 400 614
Phone Number+918062368000
CIDCO NIVARA  Kendra helpline number080 4735 6389

Why are CIDCO Lottery Homes in High Demand?

CIDCO housing is essential for affordable living in Navi Mumbai, offering safe, well-planned homes with modern amenities, improving quality of life, and helping low-income families secure legal, permanent housing.

  • Affordable pricing: Offers EWS & LIG flats at significantly lower market rates, making home ownership accessible for many families.
  • Planned Infrastructure: Located in well-developed nodes with schools, hospitals, transport, and utilities, ensuring a comfortable and convenient lifestyle for residents.
  • Government Support: Benefits such as the PMAY subsidy, legal ownership, and transparency in lottery operations increase trust, safety, and demand among eligible buyers.

CIDCO Lottery Latest News 2026

The latest updates on the CIDCO lottery highlight changes in housing prices, allocation schemes, and new registration opportunities, offering insights for applicants and Navi Mumbai residents.

  • Price cuts and expanded allocation: CIDCO reduces home prices by 10% for about 19,000 affordable units across Navi Mumbai nodes such as Vashi, Taloja, Kharghar, and Ulwe, making housing more accessible before the upcoming draw. [8]
  • New first-come-first-serve scheme launched: CIDCO introduced a 4,508 ready-to-move-in housing scheme on a first-come-first-serve basis in areas like Taloja and Kalamboli, allowing applicants to select flats without a lottery .
  • Mega Lottery draws continue: Under the “My Preferred CIDCO Home” scheme, CIDCO granted homes to 19,518 citizens, making it one of its largest affordable housing lotteries. 

NoBroker helps buyers navigate the CIDCO lottery by explaining eligibility, prices, location, and timeline. It offers verified project information, comparison tools, expert guidance, and reminders, helping applicants choose suitable homes, prepare documents correctly, track updates, and make confident decisions throughout the application and post-allotment processes, reducing confusion and stress.

Frequently Asked Questions?

Q1. In what areas are the flats for CIDCO 2026 available?

Ans: For the CIDCO Lottery 2026, the available flats are located in key development areas of Navi Mumbai, including Taloja, Bamandongri, Juinagar, Kharghar, Panvel, Kharkopar, and Kalamboli. These areas are chosen for their rapid development and excellent connectivity, making them attractive options for potential homeowners.

Q3. What documents are required for the CIDCO lottery scheme 2026?

Ans: Several documents are required for the CIDCO application. The list is as follows Income Proof Certificate, Domicile Certificate, Aadhar Card, PAN Card, Voter ID, Bank Details.

Q4. How can I check the CIDCO 2026 results?

Ans: If you have applied for the CIDCO scheme, then on the assigned date of the result announcement, you can either log in to their website or call their helpline number (022-62722255).

Q5. What is the procedure after winning CIDCO?

Ans: After winning the CIDCO lottery, you'll get a "First Intimation Letter" with a document list to submit. Post-verification, you'll receive a "Provisional Offer Letter" and must pay the flat's cost by a set deadline to avoid interest charges.

Q6. When is the upcoming CIDCO lottery 2026?

Ans: The official dates of the upcoming CIDCO lottery in 2026 have not been announced yet.

Q7. What is CIDCO lottery eligibility?

Ans. To be eligible for the CIDCO Lottery, the applicant must be an Indian citizen aged 18 or above with a valid Maharashtra domicile certificate. The applicant or their family must not own a house within the CIDCO or municipal jurisdiction.

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ARTICLE SOURCES
  1. http://cidco.maharashtra.gov.in/Page?Token=21500AF047#gsc.tab=0
  2. https://cidcohomes.com/projects/
  3. https://cidcohomes.com/en/
  4. https://cidcohomes.com/projects/
  5. https://cidcohomes.com/wp-content/themes/nexos/templates/Onlineregistrationbooklet-English.pdf
  6. https://cidcohomes.com/wp-content/themes/nexos/templates/Onlineregistrationbooklet-English.pdf
  7. https://indianexpress.com/article/cities/mumbai/cidco-announces-prices-for-affordable-housing-projects-in-navi-mumbai-prices-start-from-rs-25-lakh-9766365/
  8. https://www.freepressjournal.in/mumbai/cidco-slashes-navi-mumbai-housing-prices-by-10-launches-19000-affordable-homes-across-key-nodes

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