CIDCO Lottery 2025: Apply for Affordable Homes in Navi Mumbai

What Are The Benefits Of the CIDCO Lottery?

Mumbai is one of the most crowded cities in the world. It also has the largest slum population, which often settles on illegal lands or suffers from poor living standards. According to the National Institute of Health, these people live below the minimum living standards. They lack clean houses with enough floor space or sunlight and amenities like electricity,a clean water supply, and hygienic waste disposal facilities. These are the exact people who can apply for the CIDCO Lottery 2025. 

• Affordable housing: Providing well-structured and spacious homes.
• Clean Environment: Housing schemes benefit by offering better living conditions free from sickness and health issues. The CIDCO EWS flat areas are more spacious and ventilated than small slums.
• Access to amenities: equipped with better medical and educational facilities
• Upgradation in living standards: Better mental state so residents can live peacefully. 
• Government Subsidy: Any eligible homeowner can avail up to ₹2.5 lakhs subsidy under PMAY. This makes home buying easier. 

What is the CIDCO Lottery 2025 Eligibility Criteria?

This housing scheme is specially allocated to Mumbai residents. However, multiple criteria must be met for any EWS to fall under the CIDCO Lottery 2025 eligibility criteria.

Criteria	For EWS	For LIG
Income Bracket	>₹6,00,000	Above₹6,00,000 but less than ₹8,00,000
Minimum Age	Legal age of 18 years	Legal age of 18 years
Homeownership	None of the applicant’s family members can own a house.	None of the applicant’s family members can own a house.
Residential Proof	Must be living in Mumbai for at least 15 years.	Must be living in Mumbai for at least 15 years.
Government Subsidy	Eligible for up to ₹2.5 lakhs under PMAY.	Not eligible
Social Status	Scheduled Castes, Scheduled Tribes, Notified Tribes, and others must submit relevant certificates.	Scheduled Castes, Scheduled Tribes, Notified Tribes, and others must submit relevant certificates.
Income Proof	Salary slips, employer certificates and tax returns* are mandatory to submit.	Salary slips, employer certificates and tax returns* are mandatory to submit.

Online Registration Process for CIDCO Lottery Scheme 2025

The process for the CIDCO Mega Lottery Navi Mumbai 2025 edition is straightforward. Keep reading to learn who can apply for the CIDCO lottery, the fees, and the CIDCO lottery 2025 result date. 

• Step 1: Navigate to the official CIDCO website: https://lottery.cidcoindia.com.
• Step 2: Enter your full name, email address and mobile number and complete the verification with an OTP. 
• Step 3: Complete the application form for CIDCO housing, ensuring you have information like your current address, PAN Card, Aadhaar Card, and bank account details at hand.
• Step 4: Upload the required documents in digital format as specified on the website.
• Step 5: Select the housing scheme you want to apply for. 
• Step 6: Carefully review your CIDCO homes online application to ensure accuracy and completeness. Make sure you are uploading the right documents and personal information. 
• Step 7: Proceed to payment, with the non-refundable CIDCO registration fees of ₹.236(excl. GST). Based on your house selection, you’ll also have to pay a refundable ₹75,000 (EWS category), ₹1,50,000 (LIG-1 BHK), or ₹2,00,000 (LIG-2 BHK) as home booking fees. 
• Step 8: Select a payment method from the available options, including online banking or credit/debit card transactions.
• Step 9: Recheck all the information shared and click submit to complete the process. You can also download the application receipt for reference.

This process is designed to be user-friendly, ensuring all eligible applicants can efficiently apply for housing under the scheme.

CIDCO Lottery Registration Last Date 2025

The official registration window for the CIDCO housing scheme 2025 was closed on June 23, 2025. 

Documents Required for the CIDCO Lottery Scheme 2025

The application process for the CIDCO Lottery Scheme 2025 remains straightforward, requiring only essential documents to ensure a smooth and hassle-free registration. Applicants must provide the following documents:

• Income Proof Certificate: This certifies the applicant's income level, which is crucial for determining eligibility under the Economically Weaker Section (EWS) or Lower Income Group (LIG) categories.
• Domicile Certificate: This confirms that the applicant has resided in Maharashtra for a specified duration and meets the scheme's residency criteria.
• Aadhar Card: A mandatory identification document verifying the applicant's identity and address.
• PAN Card: Required for financial transactions and income verification purposes.
• Voter ID: An additional form of identification that can confirm the applicant's residency status.

Bank Details: Necessary for processing any transactions related to the lottery, including the application fee and, if applicable, the refund process.

How to Check the CIDCO 2025 Lottery Result?

To check the results of the CIDCO Lottery 2025, follow these steps after completing your application:

• Await the announcement of the lottery results, remembering that the demand often significantly exceeds the supply of available homes.
• Visit the official CIDCO website to access the results section.
• Enter your application details to locate your specific result. You can refine your search using your scheme code and category for more straightforward navigation.
• For further assistance, contact the CIDCO helpline at 022-62722255.

Unsuccessful applicants in the CIDCO Lottery 2025 need not lose hope; refunds of the application fee will be processed automatically. Credit or debit card payments will be refunded directly to the same account. Refunds will also be issued via demand draft (dd) for those who paid through a DD.

Read: Posh Areas in Mumbai

What Is the CIDCO Lottery 2025 Results Date?

The CIDCO already announced its lottery winner on the 19th of February 2025. But don’t lose hope; you can still apply for the lottery for the 2026 rollouts. 

What is the CIDCO Lottery Payment Procedure After Winning?

Once you win the lottery, there is a specific period during which you are supposed to complete the payment process for the house.

• Online payment: Go to lottery.cidcoindia.com and log into your account using your registered mobile number. Then, go to the online payment section to start the transaction process. 
• Payment gateway: If your number has been allotted, you will get an invoice raised to your name, and you will also be sent a Letter of Intent (LOI). You can use Debit, credit or online payment to complete the electronic payment. 
• Download the receipt: Download the receipt to keep as proof of payment. 
• Refunds: If you don’t get allotted a home, the money you paid will automatically be credited back to your account within 30 days.

Documents Required For CIDO Lottery Procedure After Winning?

If one wins the lottery, certain documents need to be provided at the Cidco Nivara Kendra portal. These documents are essential in starting the property transfer process. 

Sr No	Document name	Document Type
1	Applicant Acceptance Letter	Format A
2	PAN Card
3	Ahaar Card
4	School Leaving Certificate / Birth Certificate
5	Domicile Certificate
6	Income Proof A) ITR - Income Tax Return B ) Salary Slip / Salary Certificate -CompanyLetterhead C ) Income Certificate - Issued By Tahasildar D ) Husband /Wife - Salary Slip / SalaryCertificate / ITR
7	Affidavit on 200 Stamp paper for EWS Applicant	Format B
8	Affidavit on 200 Stamp paper for LIG Applicant	Format c

Reason For CIDCO Lottery 2025 Rejection

While you can complete the entire process accurately, your application may be rejected for a few reasons. 

• Absence of Domicile certificate: Your application can get rejected even if you win the lottery if you don’t have domicile certificate proving your residency in Mumbai. 
• Not in the income category: Your application will be rejected if you don’t fall into the prescribed income category.

How Do I Check CIDCO Lottery Results?

If you have submitted all your proofs and made payment for CIDCO, you need to wait for the draw to happen to see if you have been chosen to get a house through this scheme.

If you need to check the results, you can follow the steps below –

• Go to the official CIDCO website
• On the home page, you will find “Accepted applications.” click on it
• Now, a new page will open where all the lottery names will appear
• Check the names and click “view” in front of the lottery name
• Find your category and scheme code and again click ‘View.’
• A list of applicants whose applications are accepted is available in a PDF form
• Get your application number and name from this list

What Documents Are Required To Avail The PMAY Subsidy?

Once anyone wins the lottery, certain documents need one needs to be submitted to avail the subsidy:

• Documents as per the marital status: The unmarried applicants need to provide an affidavit (format available on cidco.nivarakendra.in).
• Agreement and registration documents: The winner must provide these documents, and he/she will also be required to pay the stamp duty of ₹1000+ 1% sale price (railway tax) and registration charges of 1% of the sale price.

Navi Mumbai: ‘My Preferred Cidco Home’ Lottery scheme details

This is the detail breakdown of the CIDCO 2025 Lottery housing scheme:

Location	Project Name	Possession Date	Category	Type	Carpet Area (sq. ft.)	Annual Income (if applicable)	Total Flats
Kamothe	Khandeshwar Railway Station, Sector 28	30-06-2025	LIG	1BHK	322	-	1470
Kamothe	Mansarovar Station Terminus, Sector 39	31-12-2025	LIG	1BHK	322	-	840
Taloja	Sector 39	31-12-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	7509
Taloja	Sector 37	30-06-2025	LIG-A, LIG-B	1BHK	398 / 540	-	816
Taloja	Sector 28	30-06-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	2185
Panvel	Bus Terminus, Sector 8	30-06-2025	LIG	1BHK	322	-	172
Vashi	Truck Terminus, Sector 19	31-12-2025	LIG	1BHK	322	-	3131
Kharghar	Railway Station, Sector 1A	31-12-2026	LIG-B	2BHK	540	-	1803
Kharghar	Bus Depot, Sector 14	30-06-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	1700
Kharghar	Bus Terminus, Sector 14	30-06-2025	LIG	1BHK	322	-	340
Kalamboli	Bus Depot, Sector 17	30-06-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	1360
Ulwe	Kharkopar 2A, Sector 16	31-12-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	288
Ulwe	Kharkopar 2B, Sector 8	31-12-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	288
Ulwe	Bamandongri, Sector 6	30-06-2025	EWS	1BHK	322	Up to ₹6 Lac/Year	1700
Ulwe	Kharkopar Railway Station East, P3	31-12-2026	LIG	1BHK	322	-	2113

Source: Aavas - CIDCO Lottery

CIDCO Lottery 2025: Housing Schemes With Prices 

Public Category	Price
EWS	₹ 25 lakh to 48 lakh
LIG	₹ 34 lakh to 97 lakh

Location-based Breakdown for LIG housing

Location	Price
Kalamboli Bus Depot	₹  41.9 lakh
Taloja Sector 37	₹   34.2 lakh - ₹  46.4 lakh
Khandeshwar Railway Station	₹ 46.7 lakh Kharkopar East –₹ 40.3 lakh
Panvel Bus Terminus	₹ 45.1 lakh
Kharghar Bus Terminus	₹ 48.3 lakh
Kharghar Station Sector One A	₹ 97.2 lakh
Mansarovar Railway Station	₹ 41.9 lakh
Vashi Truck Terminal	₹ 74.1 lakh

Location-based Breakdown for EWS housing

Location	Price
Kharkopar 2A, 2B	₹ 38.6 lakh
Kalamboli Bus Depot	₹ 41.9 lakh
Kharghar Bus Depot	₹ 48. 3 lakh
Bamandongri	₹ 31.9 lakh
Taloja Sector 28	₹ 25.1 lakh

Source: Aavas - CIDCO Lottery

Can We Sell CIDCO Lottery Flat?

The state government is considering making it permissible to transfer flats in CIDCO complexes in Navi Mumbai. Beneficiaries assigned CIDCO flats cannot sell them for at least five years. Buyers who gave power of attorney to transfer their CIDCO flat before the five-year term can now get the transaction legalised under the amnesty scheme.

CIDCO Service Charges

• Go to https://cidco.maharashtra.gov.in/citizenbillpayment/servicebill#gsc.tab=0 to pay CIDCO service charges.
• To proceed with payment, enter your consumer no/UID and captcha code and hit submit.
• If you don't know your customer number/UID, go to http://www.cidcoindia.com/estatescbill/page/searchconsumer.aspx and type it in.
• Enter your node, sector number, property UID, or name, then click submit to acquire your consumer number/UID number.
• Note that CIDCO customers can use the e-payment capability for service charges and water bills for all sorts of transactions. CIDCO, on the other hand, reserves the right to charge consumers for using the service

CIDCO Grievance Redressal

If you have a complaint about a CIDCO service, you can use the CIDCO grievance redressal system. CIDCO advocates using online media for a quick and effective response. However, only Monday and Thursday from 2 pm to 5 pm are available for meetings with the chief grievance redressal officer (CGRO).

Log in using your citizen email address and password, then input the captcha text to complete the process. If you don't already have an account, create one before continuing. Once you've logged in, you may file a complaint, and you'll be given a reference number.

CIDCO Contact Information

If you need in-person assistance, these are the addresses and phone numbers you can contact to resolve your queries. 

Contact	Details
Registered Office	'Nirmal', 2nd Floor,Nariman Point,Mumbai - 400 021
Head office	CIDCO BhavanCBD-Belapur,Navi Mumbai - 400 614
Phone Number	022 67918174
CIDCO NIVARA  Kendra helpline number	7065454454

Why is CIDCO Housing so Important and in Such High Demand?

If this is the first time you hear about CIDCO and you wonder why it is in such high demand, we have the answer. CIDCO has gained popularity over the years because it can provide good-quality homes at subsidised rates to the people who need them the most. It doesn’t target middle-class people; it targets the economically weaker sections of society.

If you know people struggling to find a home in Maharashtra who fit this category, do your part and help them with the online CIDCO application process.

Most individuals in this category are either uncomfortable using computers or filling out forms, as all details must be accurate. Do your part by guiding them through the process or filling out the form. You can also teach them what to do or check the information they entered on the form to ensure it is error-free.

Why Was There a Delay in the Last Date for the CIDCO Lottery 2025?

CIDCO Lottery 2025 received a poor response, as only 55,000 applicants out of 26,000 houses applied for the lottery. The CIDCO even extended the deadline for lottery submission, but there wasn’t a peak in the applications. Many applicants didn’t even pay the lottery fees. There was a constant fear of scams and mistrust among home buyers regarding the CIDCO housing schemes. 

CIDCO Lottery 2025 Last Date 

The last date to register for CIDCO’s “My Preferred CIDCO Home” lottery in 2025 was January 31, 2025, following extensions from earlier deadlines of November 11 and December 11, 2024. This one-time online registration window allowed applicants to choose preferences for over 26,000 affordable homes in Navi Mumbai across EWS/LIG categories. 

CIDCO Lottery Latest News 2025

In a major relief for thousands of homeowners, the City and Industrial Development Corporation (CIDCO) has announced that residential plots allotted on a leasehold basis will now be eligible for freehold conversion. This move is expected to bring clarity and full ownership rights to property holders across Navi Mumbai, where CIDCO has developed 14 urban nodes over the years.

To implement this policy, CIDCO has formed a dedicated committee to review and process applications submitted for leasehold-to-freehold conversion. Eligible applicants will need to submit required documents and pay a conversion fee, which will be calculated based on a percentage of the ready reckoner rate of the land. In certain cases, additional charges or fees for subsidised plot allotments may apply.

The scheme covers:

• Plots allotted through tender processes
• CIDCO-built housing projects
• Plots under the 12.5% and 22.5% schemes
  

Importantly, this scheme is optional and applies only to plots with executed lease deeds. Once a plot is converted to freehold, CIDCO will not charge any transfer fees for future resale or property transfer transactions. Moreover, the Department of Land Records, Government of Maharashtra, will officially maintain the updated records of ownership.

Where can I find an Affordable Home if I don’t get a Home Through CIDCO?

For those who don’t get home through CIDCO, don’t worry; you can always get a budget home from NoBroker. Here, plenty of 1RK and 1BHK options are available at reasonable prices. With loan assistance, the option to buy or rent, and the ability to save money on brokerage, finding a home on NoBroker is a very smart move.

If you need any help looking for houses in Mumbai, you might find some great budget homes on Check Flats Without Broker in Navi Mumbai. The best part is that you won’t have to spend any money on a brokerage.

Frequently Asked Questions