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Builder Floors: A Budget-Friendly Path to Your Dream Home
Published : January 31, 2025, 12:00 AM
Updated : January 31, 2025, 12:00 AM
Author :
kruthi
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Every few years in India, we see new trends in the real estate forum. Just a few years ago, the phenomenon of "high-rise" skyscrapers was the hottest property trend. However, cities such as Mumbai, Pune, Delhi, Bangalore, Hyderabad, etc., are experiencing an exciting trend of ’independent’ floors, also known as builder floors. These residential units have become an excellent option for people who prefer living in low-rise apartments that offer privacy and convenience. This blog will highlight everything you need to know about what an independent builder floor means and the different advantages and disadvantages of builder floor apartments.
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What is an Independent Builder Floor?
As the title suggests, a builder floor apartment is a low-rise residential structure, which is usually the ground floor, first floor, and second floor. Every floor is one single residential unit. Such apartments are gaining popularity amongst people living in Urban Indian cities who are not impressed by sky-touching complexes and wish to have a private and quiet life. Unlike prominent residential societies, the builder floor is usually developed by the property owner by partnering with a real estate developer. In many cities across India, a builder floor is considered a better real estate investment due to many socio-monetary advantages!
Common Characteristics of Independent Builder Floor
Like any real estate trend, when something starts gaining popularity and traction, many others try to replicate it. However, when it comes to the builder floor, many characteristics are easily identifiable.
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- Every residential structure is low-rise and restricted to 1 or 2 floors.
- Every builder floor apartment unit is spread across the entire floor of the structure.
- An Independent builder floor is not bound by restrictions that come with a much bigger cooperative housing society (CHS) or a similar legal body.
What to Check When Buying a Builder Floor?/ Legal checklist for buying builder floor houses
There have been instances of fraud, and many buyers have been cheated while purchasing builder floor properties. Since a builder floor tends to be significantly cheaper than other residential apartments, many buyers ignore due diligence before investing in an independent builder floor property. To avoid fraud, we have created the ultimate legal checklist that a buyer needs to check before purchasing a builder floor.
- The first thing to check- the plot's title and verification if it is a clear title with no pending legal cases. The buyer can visit the local registrar's office to access the floor plan, permitted Floor Space Index (FSI), area ratio, and other required permissions from the Government.
- Check if the development of the property is not violating any development laws of the city, the buyer can demand to see the Occupancy Certificate (OC) of the builder floor property.
- Check whether every individual floor has a separate, independent water and electricity connection.
- Conduct market research or check the builder's reviews and the reputation of the developer's earlier construction projects.
- If the residential units are already built, the buyer can choose to consult a real estate surveyor to confirm the quality of work.
- Check the Property Card of the land to know details about the property such as different loans (if taken) or previous owners, etc.
Difference Between Builder Floor And Apartment
Here is the difference between a builder floor and an apartment:
| Feature | Builder Floor | Apartment |
| Building Type | Low-rise (2-4 stories) | High-rise (multiple stories) |
| Number of Units per Floor | One (self-contained unit) | Multiple (individual apartments) |
| Privacy | Higher (entire floor to yourself) | Lower (shared walls and common areas) |
| Customisation | More potential for customisation (within building guidelines) | Limited customisation options |
| Amenities | Fewer shared amenities (may require separate arrangements) | Often has shared amenities (gym, pool, security) |
| Cost | Typically more expensive per square foot | Generally less expensive per square foot |
| Maintenance | Owner responsible for maintenance of entire floor | Maintenance is typically shared by residents or building management |
| Ownership | Individual ownership of the entire floor | Ownership of individual apartment unit |
Pros and Cons of Purchasing a Builder Floor/ Things to Keep in Mind When Investing in a Builder Floor
As with any other investment, buying an independent builder floor apartment has some advantages and disadvantages.
Pros of Builder Floor Apartments
- The buyer gets a private, spacious residential property without the considerable investment needed to buy a bungalow, villa.
- Each unit has a separate water, electricity connection, ensuring less dependency on others.
- Save costs such as maintenance fees.
- Offers a significantly more resale value in tier 1 and tier 2 cities in india such as Delhi, Chennai, Mumbai, Pune, etc.
Cons of Builder Floor Apartments
- Fewer amenities and added recreational spaces such as swimming pool, gymnasium, temple, garden, jogging track, children's play area, etc.
- No dedicated people to take care of maintenance, water or electricity issues, etc.
A builder-floor apartment has become one of the hottest real estate trends in urban Indian cities. People who do not wish to stay in a high-rise residential tower or large housing society can purchase an independent apartment in a builder-floor property. However, finding the best and most legitimate builder floor properties can be difficult. If you need help about real estate and property issues, contact the experts at NoBroker. Just click on the link below this article, and our representative will soon get in touch with you.
Frequently Asked Questions
Ans: A builder floor is an independent apartment on the entire floor of a low-rise structure, being developed and sold individually. This is builder floor apartment meaning.
Ans: Yes, builder floors are a prevalent form of real estate investment and have gained recent popularity
Ans: Yes, if the property papers are clear and legitimate according to the Government laws, it is entirely safe to purchase a builder floor apartment.
Ans: The process of purchasing a builder's floor is similar to any other residential property process. The buyer and seller have to pay the required government tax and get the agreement registered in the sub-registrar's office.
Ans: When talking about builder floor vs society flats, yes, in many cases buying a builder floor apartment could be cheaper than buying a ready-to-move flat.
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