Best Electricity Bill Payment App: Top 10 Choices for Maximum Discount

Best Rent Payment Mobile App: List of Top 10 Apps in India to Pay Rent Online

Digital payment methods have made rent payments easier in today’s fast-paced society. Many rent payment applications have arisen in India, where the digital economy is growing, enabling renters and landlords to manage rent conveniently and securely. Renters can use Best rent payment mobile app for rent payments, removing the need for cash or cheques.

Now that UPI and digital wallets are available, renters can do rent payments with a few clicks on their cell phones. These applications make scheduling regular payments, tracking payment history, and receiving notifications for impending dues easy. Many of these services provide rebates, discounts, and perks to encourage digital rent payments.

List of Top 10 Best Rent Payment Mobile Apps

10 Best Rent Payment Apps

1. NoBroker Pay:

The NoBroker is an app for rent payment, which mainly focuses on enabling property rents and sales without brokers, has a payment option called NoBroker Pay incorporated into it. Tenants may use the NoBroker app to pay their landlords directly for rent without having to pay any transaction fees. The platform gives customers the ability to choose from a variety of payment methods, such as UPI, cards, and net banking, while providing a smooth and safe payment experience. Users can effortlessly manage their rental transactions in addition to their property search and maintenance activities, thanks to its inclusion inside the NoBroker ecosystem. NoBroker Pay allows users to pay rent in instalments, saving renters and landlords time and aggravation by doing away with the need for cash or checks.

Subscription Fee: NoBroker Pay doesn’t charge users any subscription fee. It’s a free service provided within the NoBroker platform.

Pros:

• Zero transaction fees for rent payments.
• Seamless integration within the NoBroker ecosystem.
• Multiple payment options, including UPI, cards, and net banking.
• Secure transactions are ensured through encryption and authentication.

Cons:

• Restricted to users of the NoBroker platform.

2. PayZapp:.

HDFC Bank provides a mobile payment app called PayZapp to pay rent online. It enables customers to carry out several tasks, such as cash transfers, recharges, and bill payments. PayZapp also facilitates rent payments. PayZapp’s user-friendly UI and secure payment gateway make the payment procedure simpler. For straightforward transactions, users may connect the app to their bank accounts and credit cards. Additionally, PayZapp provides special incentives and rebates for purchases made using the platform, improving the customer experience overall.

Subscription Fee: There is no subscription fee for using PayZapp. However, transaction fees may apply depending on the type of transaction or additional services opted for.

Pros:

• Offers a wide range of services beyond rent payments.
• Secure transactions with HDFC Bank’s encryption standards.
• Rewards and cashback offers are available for transactions.

Cons:

• Non-HDFC Bank users may need additional verification steps.
• Some users report occasional technical glitches.

3. Paytm

Paytm is one of the top digital payment companies in India. It provides a wide range of services, such as online shopping, bill payment, and recharges. It also makes it easier for renters and landlords to pay rent directly to one another. Paytm’s user-friendly design and variety of payment choices streamline the payment procedure. Payments may be made using cards, connected bank accounts, or the amount in the user’s Paytm wallet. Paytm is a well-liked option for rent payments and other financial activities since it provides cashback, discounts, and prizes for transactions.

Subscription Fee: Paytm doesn’t charge a subscription fee for essential services. However, transaction fees may apply for certain transactions or additional services.

Pros:

• High acceptance among merchants and service providers.
• Cashback, discounts, and rewards are offered for transactions.
• User-friendly interface with multiple payment options.

Cons:

• Transaction fees may apply for certain transactions.
• Customer service response time may vary during peak periods.

4. PhonePe

In India, PhonePe is a well-known digital payment platform that offers services, including bill payment, recharge, and UPI payments. Rent payments may also be made using the PhonePe app. PhonePe’s user-friendly UI and speedy transaction processing makes for a smooth payment experience. For simple financial transfers, users may connect the app to their bank accounts. Additionally, PhonePe provides discounts, prizes, and cashback on purchases, which improves the customer experience overall.

Subscription Fee: PhonePe does not charge a subscription fee for its essential services.

Pros:

• Seamless integration with UPI for instant bank-to-bank transfers.
• Offers cashback and rewards for transactions.
• User-friendly interface with features like bill splitting and reminders.

Cons:

• Limited acceptance compared to other payment apps.
• Occasional technical issues were reported during transactions.

5. Freecharge

Axis Bank owns the digital payment network Freecharge, which is a payment mobile app and lets customers pay bills, recharge phones, and conduct online transactions. It also supports rent payments. Freecharge’s user-friendly UI and speedy transaction processing make paying easier. For easy transactions, users may connect the app to their bank accounts or credit cards. Users use Freecharge for rent payments and other financial activities since it also provides cashback, discounts, and points for transactions.

Subscription cost: Freecharge does not impose a subscription cost; nevertheless, certain services or transactions may be subject to transaction fees.

Pros:

• Quick and secure transactions with bank-grade encryption.
• Cashback and rewards are offered for transactions.
• Simple and intuitive interface for users.

Cons:

• Limited acceptance compared to other payment apps.
• Customer support may have delayed response times.

6. CRED

Users of the credit card management app CRED are rewarded for making on-time credit card payments. Although it’s not a rent payment software, it does let users pay with credit cards and gives them incentives for online rent payment services. CRED’s intuitive UI and tailored suggestions make credit card management more effortless. Through the app, users may use their credit cards to pay their rent, receiving incentives and advantages in exchange. To improve the whole customer experience, CRED also provides partner companies with unique offers and discounts.

Subscription Fee: For Rs. 1,000 per month, CRED provides a premium membership known as CRED PRO. The basic functionalities are free.

Pros:

• Rewards users for timely credit card bill payments.
• Allows rent payments through credit cards to earn rewards.
• Offers exclusive deals and discounts from partner brands.

Cons:

• Premium membership may only be valuable for some users.
• Limited to credit card payments for rent, which may incur additional fees.
• It may not suit users preferring debit or bank transfers for rent payments.

7. Google Pay

In India, Google Pay—formerly known as Tez—is a popular digital payment app. It is based on the Unified Payments Interface (UPI) system, which enables customers to transfer money directly between banks, even for rent. By connecting with the user’s bank account, Google Pay streamlines transactions by removing the need for the user to input extensive information each time they make a payment. Its intuitive UI allows for easy navigation and makes sending and receiving money with a few clicks effortless for users. Furthermore, Google Pay goes beyond only paying rent; it can also be used for bill payments, recharges, and ticket purchases.

Subscription price: There isn’t a monthly price associated with using Google Pay.

Pros:

• Simple and intuitive interface for making payments.
• Offers cashback and rewards for transactions.
• Secure transactions are ensured through UPI PIN authentication.
• Wide acceptance among merchants and service providers.

Cons:

• Limited customer support options.
• Users reported occasional technical glitches.

8. Amazon Pay

Payments on the Amazon platform and partner websites may be made with the help of Amazon Pay, a digital wallet service. Rent payments are also supported by it. Users may finish transactions with Amazon Pay by using their remembered payment methods; this eliminates the need for them to input their card information again for every purchase. Because of the service’s flawless integration with the Amazon ecosystem, customers may use their Amazon Pay balance for both online shopping and rent payments. By offering a range of cashback options, discounts, and transaction incentives, Amazon Pay improves consumer satisfaction and adds value.

Subscription Fee: Amazon Pay does not impose a subscription cost on its essential services.

Pros:

• Seamless integration with the Amazon ecosystem for easy payments.
• Offers cashback, discounts, and rewards for transactions.
• User-friendly interface with multiple payment options.
• Secure transactions are ensured through Amazon’s robust security measures.

Cons:

• Limited acceptance outside of the Amazon ecosystem.
• It may offer fewer features than dedicated payment apps.

9. Airtel Payments Bank

One of the top telecom providers in India, Bharti Airtel, offers the digital payment platform Airtel Payments Bank. Users may transfer money, recharge phones, and make payments using it. Rent payments are made accessible for consumers by Airtel Payments Bank, which allows them to pay their landlords utilising the app. Its connection with Airtel’s cellular services makes it simple for consumers to handle their money and make payments. The platform improves the overall user experience by providing a variety of cashback and rewards programs. Due to its widespread acceptance by service providers and retailers, Airtel Payments Bank is a practical option for performing financial transactions such as rent payments.

Subscription Fee: Airtel Payments Bank does not impose a subscription cost on its essential services.

Pros:

• Integration with Airtel’s telecom services for easy payments.
• Offers cashback and rewards for transactions.
• Wide acceptance among merchants and service providers.
• User-friendly interface with multiple payment options.

Cons:

• Limited to Airtel customers.
• Additional verification steps may be required for non-Airtel users.

10. BHIM UPI

Bharat Interface for Money, or BHIM, the Unified Payments Interface (UPI), UPI is a government-backed digital payment app that offers the best way to pay rent electronically. It eliminates the need for cash or cheques by allowing the users to pay their rent straight from their bank accounts. With money transmitted straight between the sender and recipient accounts, BHIM UPI provides a straightforward and safe platform for performing transactions. BHIM UPI is a dependable and easy way to pay for rent and other financial transactions since banks and retailers widely accept it. BHIM UPI is an affordable option for users since it doesn’t impose any transaction fees on payments.

Subscription Fee: There is no membership cost associated with using BHIM UPI’s services.

Pros:

• A government-backed platform for secure transactions.
• No transaction fees for UPI payments.
• Widely accepted among banks and merchants.
• Simple and intuitive interface for users.

Cons:

• Limited features compared to other payment apps.
• Occasional technical issues were reported during peak usage periods.

These Best rent payment mobile apps are accessible, secure, and efficient for renters and landlords. Technology simplifies rental payment with these applications, enabling a variety of payment choices, banking connectivity, and improved security. 

Use NoBroker Pay for Hassle-Free Rent Payment 

Rent payments using credit cards, debit cards, or even UPI can be made securely with NoBroker. For rent payment services in India, NoBroker Pay has a PCI-compliant payment gateway and is 100% safe. Use NoBroker’s rent payment services to pay your home’s rent and receive cashback, attractive prizes, and quick rent payments.

Frequently Asked Questions

Best App to Pay Rent: Ultimate Guide for Digital Transactions

A majority of Indians live or work at rented properties. Some are students studying in new cities, while others are waiting for the right moment to build their dream homes. Whatever the case, renting homes and offices is very common. 

With the advent of the Digital India campaign, our country has come up with multiple ways to pay rent, including the usage of many apps. These platforms offer users the choice to pay via multiple modes like credit cards, debit cards, e-wallets, UPI and more. However, the many choices beg the question of which is the best app to pay rent.

Best Apps for Credit Card Rent Pay

Housing rent payment is a reality many of us have to deal with. However, the modern day doesn’t see every owner and tenant living in the same city or state. Secondly, there’s the question of a person’s availability as well. Additionally, rent payments in cash has declined majorly after the COVID-19 pandemic.

Thanks to the Digital India campaign, these worries have now been left in the past. The multiple payment modes and apps available today do not require physical interaction of any kind. The following are the best apps to pay rent via credit card available today.

NoBroker Pay

NoBroker Pay is an app available on Apple and Android devices worldwide. It is free to download, has a plethora of features, and is among the best apps for rent payment through credit card. The application comes in handy for people looking to sell/rent/buy properties, make NoBroker rent payments, pay society maintenance fees and college fees, and draft legal documents like PAN cards, ration cards, and rental agreements. The payment methods offered are varied and include the likes of UPI, e-wallets, and credit and debit cards.

Benefits

• Inviting friends to use NoBroker Pay lets users get a 50% discount on processing fees.
• Helps with earning rewards points while using Mastercard, Visa, or RuPay cards.
• Instantly send an invoice to the payer.
• 24/7 operations make for instant transactions around the clock.
• Owners need not be registered on the platform to receive rent via NoBroker Pay. 
• The platform also allows owners and tenants to create and renew rent agreements.

PayZapp

Another app that pays your rent is PayZapp. It is an app that allows users to pay bills and rent via debit and credit cards. Additionally, the PayZapp rent payment method is available on NoBroker, and it helps users earn extra CashBack rewards.

Benefits

• PayZapp allows rent payment via multiple modes like debit and credit cards.
• Users can use the platform via NoBroker to earn extra rewards.

Paytm

Another best app to pay rent via credit card is Paytm. It as an app, provides many features that let its users shop, book travel and movie tickets, recharge DTH or phones and also pay rent. Users can make Paytm rent payments via credit cards and debit cards. The app and website also allow users to use its e-wallet and UPI modes.

Benefits

• Provides a payment platform for various uses like shopping, travel, rent, and others.
• Paytm e-wallet offers on NoBroker can help users earn extra CashBack and rewards over time.

PhonePe

PhonePe app is another best apps for rent payment through credit card. It was launched in 2015 and was a worthy top-spot contender amongst the innumerable competitors. In addition, the app introduced the PhonePe rent payment feature in 2021.

Benefits

• Individuals can use debit and credit cards (including American Express cards) for rent payments.
• Users do not need to share the rent agreement while paying the rent.

Freecharge

After being founded in 2010, Freecharge was acquired by Axis Bank in 2017. As a result, the Freecharge rent payment function made its way into the app soon enough. 

Benefits

• Allows users to pay rent via credit and debit cards and internet banking.
• Users can earn rewards and CashBack to a certain extent while transacting.

CRED

CRED was launched in 2018 as a credit card bill generation and payment app. It was unique as it offered many rewards and incentives to pay credit card bills on time. In addition, CRED rent pay charges range from 1%-1.5%.

Benefits

• Users can get a flat ₹250 off on a rent payment that exceeds ₹10,000. Users can only avail of this offer once.
• CRED Partnerships with various banks give rewards for making rent payments via credit cards.

Comparative Study

The multiple apps mentioned above all have their pros and cons. That said, here’s an illustration that can help you get a clearer picture.

Why Use a Credit Card To Pay Rent?

Users can use credit cards to pay various bills. In addition, it gives the users a credit line and allows them to earn rewards and CashBack that can be helpful in the long run.

Almost every rent-collecting app features a credit card payment mode. However, family members from the previous generation might have differing views. Credit cards are invaluable tools for students studying in cities away from their hometowns, executives who get their salaries on varying dates, and many more. 

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Benefits of Using Credit Cards to Pay Rent

• Every credit card transaction entitles users to earn reward points. Every bank has its terms and conditions, but it is a feature provided by all.
• CashBack offers are also something to look out for, as various apps have their offerings. 
• Most cards offer a free credit period of approximately 45 days. This allows users who foot the bill within 45 days to avoid interest charges.
• Timely rent payments lead to hassle-free living. This is very important for people who owe rent before their salary is credited each month.
• The credit score is of utmost importance today as the price of assets like property and automobiles keep rising. Paying rent via credit cards constantly improves one’s credit score.
• The digital age we live in allows for overlooking formalities while paying via credit cards.
• Paying rent using credit cards helps users reach the annual spending target to earn extra rewards and sometimes waive the annual charges.

Things to Remember while Paying Rent with a Credit Card

Although every app to pay rent might feature a credit card method, there are certain things users must keep in mind before using a credit card to pay rent. 

Things to remember

• Payment of rent via credit cards using apps and websites always levies users convenience charges. Individuals should always stay updated with platforms that charge the least.
• While paying rent via credit cards can help majorly, using it for everything will result in a declining credit score as it shows that the user is in constant need of money. So try and pay a few bills in cash from time to time.
• If an individual cannot pay rent on time, they should speak to their landlord for a grace period. Paying via credit cards in such situations may lead to interest being charged.
• Consider the amount of rent before paying it with a credit card. Too high of a rental amount will result in increasing debt. So choose your home wisely or pay in cash.
• Individuals who use the autopay feature on a credit card must beware of their credit limits. If the limit is reached, the rent payment will not go through.
• Payment of rents that exceed ₹50,000 will need to be supported by a rental agreement on most platforms.
• Paying rent via credit cards and paying the credit card bill on time will greatly accelerate the user’s credit score. As a result, loan applications in the future will be easy.
• Users who opt to clear credit card bills via EMIs will have to pay massive amounts of interest.
• Regular rent payments via credit cards account for up to 30% of the credit score. Missing even one payment cycle can affect the credit score greatly.
• Paying rent via credit card must be the last resort for individuals with variable salaries.

How NoBroker Can Help

NoBroker eventually came into being as a bridge of communication between the buyers, renters and sellers of property. The elimination of mediators was the feature the establishment was built around. Over time, however, the platform now offers a multitude of features like rent, society maintenance, college fee payment, property search, legal document assistance, and much more.

NoBroker Pay is the best rent payment app available today. It is featured on both Apple and Android app markets as a free app. It allows users to pay rent and manage payments like college fees and maintenance charges. As a result, it is a one-stop shop for all housing needs.

As far as an app to pay rent via credit card is concerned, NoBroker Pay allows all users to use the method. Using the PayZapp mode, users can also earn extra CashBack and reward points. Credit card payment convenience fees are also the lowest on NoBroker. Users can, however, further save up on the charges by referring the app/website to new users. 

Frequently Asked Questions