Paying electricity bills online has become a convenient way to manage monthly household and business expenses. With several digital payment platforms available in India, users can choose an app based on convenience, payment options, rewards, and ease of use. This blog covers the 15 best electricity bill payment apps in India, including popular UPI, banking, wallet, and utility platforms. These apps use the Bharat Bill Payment System (BBPS/Bharat Connect) for eligible bill payments, while their fees, rewards, payment methods, and features may differ. We compare each app based on what makes it the best, why it is trusted, available payment options, rewards, and overall convenience.
Best Electricity Bill Payment Apps in India
The table below compares the payment options, ideal use cases, available rewards and offers, and app ratings for the shortlisted electricity bill payment apps:
| App | Payment Options | Best For | Rewards/Offers | Rating |
|---|
| NoBroker | UPI, Cards, Net Banking | People who already pay rent or manage property on NoBroker | Cashback and Promotional offers may vary by user and are subject to change | 4.7/5 ⭐ |
| Google Pay | UPI, Bank Account | Users who prefer simple UPI-based bill payments | Cashback, Scratch Card Rewards, Referral Bonuses, Merchant Discounts, and Limited-Period Promotional Offers | 4.3/5 ⭐ |
| PhonePe | UPI, Cards, Wallet | Users looking for multiple payment options and utility services | Scratch cards, cashback and rewards | 4.4/5 ⭐ |
| Paytm | UPI, Cards, Wallet | Users who want bill payments alongside a broad range of digital payment services | Cashback, coupons and promotional offers | 4.7/5 ⭐ |
| Amazon Pay | UPI, Cards, Amazon Pay Balance | Amazon users who want to manage bills within the Amazon ecosystem | Cashback and Amazon Pay rewards | 4.2/5 ⭐ |
| BHIM UPI | UPI, Bank Account | Users wanting a no-frills NPCI app for direct UPI payments | Cashback, New-User Rewards, Merchant Discounts, and Promotional Benefits. | 4.5/5 ⭐ |
| MobiKwik | UPI, Wallet, Cards | Users who prefer wallet-based payments and multiple payment options | SuperCash and promotional offers | 4.4/5 ⭐ |
| Freecharge | UPI, Cards, Wallet | Users looking for utility payments alongside digital payment services | Cashback, discounts and seasonal offers | 4.2/5 ⭐ |
| HDFC PayZapp | UPI, Cards, Bank Account | HDFC card and account holders | Bank and card-linked offers | 4.5/5 ⭐ |
| Tata Neu | UPI, Cards, Bank Account | Users who want utility payments within the Tata ecosystem | NeuCoins and promotional offers | 4.1/5 ⭐ |
| Airtel Thanks App | UPI, Bank Account | Airtel users who want bill payments alongside telecom and financial services | Cashback and occasional rewards | 4.1/5 ⭐ |
| CRED | UPI, Cards, Bank Account | CRED members looking for rewards on eligible bill payments | CRED Coins and eligible rewards | 4.8/5 ⭐ |
| Jio Finance | Wallet, UPI | Jio users looking for utility payments within a financial-services ecosystem | Cashback and Promotional offers may vary by user and are subject to change | 4.5/5 ⭐ |
| Bajaj Finserv | UPI, Cards, Net Banking | Bajaj Finserv users who want bill payments alongside financial services | Cashback and Promotional offers may vary by user and are subject to change | 4.7/5 ⭐ |
| Ola Money | Wallet, UPI | Users who already use OlaMoney for digital payments | Promotional offers may vary by user and are subject to change | 2.1/5 ⭐ |
Note: Ratings have been updated as of October 9, 2026. Google Play ratings are dynamic and may change over time.
Top 15 Current Bill Payment Apps - Detailed Info
Here are the details of the top 15 current bill payment apps, including their key features, payment options, rewards, and electricity bill payment process:
1. NoBroker
NoBroker combines electricity bill payments with rent payments, rental agreements, and other property-related services, making it useful for tenants and homeowners.
How to Pay Electricity Bill Using NoBroker?
- Step 1: Open the NoBroker app.
- Step 2: Go to Bill Payments or Utility.
- Step 3: Select Electricity.
- Step 4: Choose your state and electricity board.
- Step 5: Enter your Consumer ID or Account Number.
- Step 6: Fetch and review the bill amount.
- Step 7: Select your preferred digital payment method.
- Step 8: Complete the payment.
- Step 9: Save the payment confirmation or receipt for future reference.
Payment Methods
UPI, debit card, credit card, or net banking.
What Makes NoBroker Stand Out?
Combines electricity bill payments with property-related services, allowing users to manage household and rental needs on one platform.
Pros of Using NoBroker
Consumer ID-based bill lookup, property services alongside utility payments, and electricity bill payments through Bharat Connect (BBPS).
Pay your electricity bill on NoBroker today for a quick, hassle-free payment!
2. Google Pay
Google Pay stands out with bill reminders, seamless UPI payments, and electricity bill management integrated into everyday digital payments.
- Menu path: Google Pay → Pay Bills → Electricity → Select the biller
- Pay with: UPI from your linked bank account
- What stands out: Bill reminders after saving a biller, making recurring payments easier
- Pros: Simple UPI payments; easy biller search; bill reminders
- Cons: Payment options are more limited than some dedicated bill-payment platforms
3. PhonePe
PhonePe offers quick bill retrieval, multiple payment options, and convenient electricity payments alongside recharges, money transfers, and other financial services.
- Menu path: PhonePe → Recharge & Bill Payments → Electricity → Select the biller
- Pay with: Available payment methods shown by PhonePe
- What stands out: Quick bill retrieval and multiple payment options within the same app
- Pros: Simple bill-payment process; easy biller search; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
4. Paytm
Paytm stands out with broad biller coverage, multiple payment options, and integrated utility payments alongside its everyday digital payment services.
- Menu path: Paytm → Recharge & Bill Payments → Electricity → Select the biller
- Pay with: Available payment methods shown by Paytm
- What stands out: Easy bill retrieval and multiple payment options within the same app
- Pros: Simple bill-payment process; easy biller search; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
5. Amazon Pay
Amazon Pay integrates electricity bill payments with Amazon’s broader shopping and payments ecosystem, allowing users to manage utilities alongside regular Amazon activities.
- Menu path: Open Amazon app → Amazon Pay → Electricity → Select the biller
- Pay with: Available payment methods shown by Amazon Pay
- What stands out: Electricity bill payments integrated with Amazon’s wider payment and shopping ecosystem
- Pros: Simple bill-payment process; easy biller selection; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
6. BHIM UPI
BHIM UPI focuses on direct bank-to-bank UPI payments, offering a straightforward way to pay electricity bills without relying on a digital wallet.
- Menu path: BHIM → Bill Payments → Electricity → Select the biller
- Pay with: UPI from your linked bank account
- What stands out: Direct UPI-based electricity bill payments through a bank-linked app
- Pros: Simple UPI payments; direct bank account payments; easy biller selection
- Cons: Payment options are primarily centred around UPI and linked bank accounts.
7. MobiKwik
MobiKwik combines electricity payments with its wallet and digital payment ecosystem, providing convenient access to utility payments and other financial services.
- Menu path: MobiKwik → Recharge & Bill Payments → Electricity → Select the biller
- Pay with: Available payment methods shown by MobiKwik
- What stands out: Quick bill retrieval and bill payments within the same digital wallet app
- Pros: Simple bill-payment process; easy biller selection; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
8. Freecharge
Freecharge integrates electricity bill payments into its digital payments platform, providing users with a convenient way to manage utility bills and recurring payments.
- Menu path: Freecharge → Bill Payments → Electricity → Select the biller
- Pay with: Available payment methods shown by Freecharge
- What stands out: Quick bill retrieval and convenient utility payments within the app
- Pros: Simple bill-payment process; easy biller selection; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
9. HDFC PayZapp
HDFC PayZapp supports UPI, cards, Wallet, and Cashpoints, giving users flexibility when choosing how to pay their electricity bills.
- Menu path: PayZapp → Bills & Recharges → Utilities → Electricity → Select the biller
- Pay with: UPI, debit card, credit card, PayZapp Wallet, or Cashpoints
- What stands out: Multiple payment options with coupons and Cashpoints available for eligible transactions
- Pros: Multiple payment methods; automatic bill retrieval; coupon and Cashpoints options
- Cons: Rewards, coupons, and Cashpoints may vary based on eligibility and applicable offers.
10. Tata Neu
Tata Neu integrates electricity bill payments with its broader ecosystem, allowing users to manage utilities alongside shopping, travel, financial, and lifestyle services.
- Menu path: Tata Neu → Bills & Recharges → Electricity → Select the biller
- Pay with: Available payment methods shown by Tata Neu
- What stands out: Electricity bill payments integrated with Tata Neu’s wider digital services ecosystem
- Pros: Simple bill-payment process; easy biller selection; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
11. Airtel Thanks App
Airtel Thanks App combines electricity bill payments with banking services, making utility payments convenient for users already managing their finances through Airtel.
- Menu path: Airtel Thanks → Payments Bank → Pay Bill → Electricity → Select the biller
- Pay with: Airtel Payments Bank account and available payment methods
- What stands out: Electricity bill payments integrated with Airtel’s payments and banking services
- Pros: Simple bill-payment process; convenient for Airtel Payments Bank users; easy biller selection
- Cons: Some payment options and features may depend on the biller and account eligibility.
12. CRED
CRED stands out by offering CRED Coins and rewards on eligible bill payments, adding rewards to the electricity bill payment experience.
- Menu path: CRED → Pay Bills → Electricity → Select the biller
- Pay with: Available payment methods shown by CRED
- What stands out: CRED Coins and rewards on eligible bill payments
- Pros: Simple bill-payment process; easy biller selection; rewards on eligible transactions
- Cons: CRED membership is required to access the app’s bill-payment features.
13. Jio Finance App
Jio Finance brings electricity bill payments into its broader financial-services ecosystem, allowing users to manage utilities alongside other digital financial services.
- Menu path: Jio Finance App → Pay Bills & Recharge → Electricity → Select the biller
- Pay with: Available payment methods shown by JioMoney
- What stands out: Electricity bill payments integrated with Jio’s digital payment ecosystem
- Pros: Simple bill-payment process; easy biller selection; convenient utility payments
- Cons: Available payment options and biller support may vary.
14. Bajaj Finserv
Bajaj Finserv integrates electricity bill payments with Bajaj Pay, connecting utility payments with its broader digital financial-services ecosystem.
- Menu path: Bajaj Finserv → Bajaj Pay → Bill Payments → Electricity → Select the biller
- Pay with: Available payment methods shown by Bajaj Finserv
- What stands out: Electricity bill payments integrated with Bajaj Pay’s digital payment services
- Pros: Simple bill-payment process; easy biller selection; multiple payment options
- Cons: Available payment methods may vary depending on the biller and transaction.
15. OlaMoney
Ola Money provides electricity bill payments through its digital payments ecosystem, giving users a convenient way to manage utilities alongside other payment services.
- Menu path: OlaMoney → Bill Payments → Electricity → Select the biller
- Pay with: Available payment methods shown by OlaMoney
- What stands out: Convenient electricity bill payments through OlaMoney’s digital payment platform
- Pros: Simple bill-payment process; easy biller selection; convenient utility payments
- Cons: Available payment options and biller support may vary.
How We Picked These Apps?
We included apps that support electricity bill payments through Bharat Connect (formerly BBPS), are available on Android and iOS, and offer at least one of UPI, cards, or wallet payments. We compared them based on payment options, rewards and offers, and Play Store ratings as of 10 October 2026. Rewards, offers, and applicable fees can change, so check the app before making a payment.
How Do Electricity Bill Payment Apps Work?
The Bharat Bill Payment System (BBPS), now known as Bharat Connect, is an interoperable bill-payment ecosystem that enables customers to pay electricity and other utility bills through participating banks, UPI apps, wallets and other authorised platforms. When you pay an electricity bill through a Bharat Connect-enabled app, the payment is processed through the bill-payment ecosystem and linked to the concerned biller. The process generally works as follows:
- Select the biller: Choose Electricity and select your electricity board or service provider.
- Enter consumer details: Provide your consumer number, account number or other details required by the biller.
- Fetch bill information: The platform retrieves available bill details, such as the outstanding amount and due date.
- Verify the bill: Check the fetched bill details and amount before making the payment.
- Make the payment: Select an available payment method, such as UPI, debit card, credit card, net banking or wallet.
- Payment processing: The payment is processed through the Bharat Connect ecosystem and routed to the concerned biller.
- Confirmation: Once the transaction is successful, you receive a payment confirmation and transaction reference number.
- Keep the reference number: Save the transaction reference number shown on your receipt. If there is a problem with a successful, pending or failed transaction, this reference number can be used to raise a transaction-based complaint through the Bharat Connect complaint mechanism.
- Receipt: The payment app or platform can provide a digital receipt that you can retain for future reference.
Note: Always save your transaction reference number after paying. It can be important when raising a complaint or tracking an issue with the payment.
How to Choose a Safe Electricity Bill Payment App?
Here are the key factors to check when choosing a safe electricity bill payment app, from authorised payment networks and data security to biller verification and transaction protection:
- Regulatory and Authorised Integration: Choose apps connected to regulated payment systems, authorised bill-payment networks, or recognised financial infrastructure.
- BBPS Network Integration: Check for BBPS support, enabling interoperable electricity bill payments through participating billers and payment platforms.
- Secure Data Protection: Review the app's privacy policy and security practices, including encryption measures protecting personal and payment information.
- Verify the Electricity Biller: Confirm your electricity provider, consumer number, bill amount, and due date before completing any payment.
- Use Official Apps and Websites: Download apps from official app stores and verify the developer or company's official website.
- Never Share Payment Credentials: Never share your UPI PIN, OTP, CVV, card PIN, passwords, or other confidential payment credentials.
- Check Transaction Confirmation: Verify successful payment status and retain the receipt or transaction reference until the payment is reflected.
Pay Electricity Bills Online With NoBroker
Pay your electricity bill online through NoBroker using your electricity consumer number. The platform lets you manage electricity payments for your home or rental property alongside other property-related services. Enter your consumer details, check the bill amount, and complete the payment using an available payment method. Keep your payment confirmation for future reference.
Here’s why NoBroker stands out for electricity bill payments:
- Rent and Bills in One Place: Manage property services and electricity payments on NoBroker.
- Easy Payments After Moving: Pay your new home's electricity bill using your consumer number.
- BBPS-Powered Payments: Pay through Bharat Connect (BBPS), operated by NPCI Bharat BillPay Ltd.
Steps to Pay Your Electricity Bill on NoBroker
- Open the NoBroker app and select Electricity Bill Payment under utility bills.
- Select your electricity board and state, if prompted.
- Enter your electricity consumer number.
- Verify the bill details, choose an available payment method, and complete the transaction.
- Save the payment confirmation for future reference.
Pay your Electricity bill on NoBroker →
Note: Any applicable convenience fee will be displayed before payment confirmation.
Frequently Asked Questions
Q. Can I pay my electricity bill without registering on an app? Ans: Yes, some platforms allow you to pay electricity bills directly through the app without creating a separate bill-payment account. NoBroker allows users to pay electricity bills through its website by selecting the provider, entering consumer details, and making the payment.
Q. Can I pay an electricity bill for someone else? Ans: Yes, you can pay another person's electricity bill using their correct consumer number or account details and the relevant electricity provider.
Q. How long does it take for an online electricity bill payment to reflect? Ans: A successful payment is usually processed quickly, but the time to reflect can vary by platform and provider. For payments made through NoBroker, biller confirmation may take up to 24 hours, while reflection can take up to 2 working days. Other platforms may have different timelines.
Q. Can I pay an overdue electricity bill through these apps? Ans: Yes, many platforms support payment of outstanding electricity bills. However, late-payment charges, payment restrictions, or disconnection rules may vary depending on the electricity provider.
Q. What details are required to pay an electricity bill online? Ans: You generally need your consumer number or account number and electricity provider details. Some billers may also require additional information to retrieve your bill.
Q. Do these apps charge a fee for paying electricity bills? Ans: Some apps may charge a convenience fee, depending on the platform and payment method. Credit card payments may incur additional charges. Check the fee displayed before confirming your transaction.
Q. Can I pay my electricity bill with a credit card? Ans: Yes, you can pay your electricity bill by credit card through apps that support card payments (check the above table). Check for applicable convenience fees, as they may offset any rewards earned.
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Ritika is a content writer at NoBroker who writes practical guides on running a home, including paying utility bills, personal loans, household finance, repairs and home improvement. She explains each task in simple steps, with the charges, documents and official links a reader needs.
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