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700 Sq Ft House Construction Cost in India: Labour & Material Cost And Loan Eligibility
Published : December 1, 2025, 12:18 AM
Updated : December 1, 2025, 12:29 AM
Author :
Vivek
Table of Contents
The 700 sq ft home represents an ideal compact footprint for modern urban living, efficiently accommodating a small 2BHK layout for a growing family. The total construction cost for a 700 sq ft house requires careful financial planning, as this size often entails higher fixed costs per square foot than larger homes. This guide details the critical factors influencing the cost of construction of 700 sq ft house, including material quality, labor costs, and regional variances. Understanding this blueprint is essential for securing financing and ensuring the construction maximizes efficiency on a smaller plot.
Average 700 sq ft House Construction Cost in India (2025)
The cost to build 700 sq ft house varies based on the quality of materials and finishes chosen. For reliable budgeting, construction quality is typically categorized into three distinct tiers.
| Construction Type | Approx. Cost (₹/sq.ft) | Total Cost (₹) | Required Time |
|---|---|---|---|
| Basic Quality | ₹1,500 – ₹2,000 | ₹10,50,000 – ₹14,00,000 | 5 – 7 Months |
| Standard Quality | ₹2,000 – ₹2,600 | ₹14,00,000 – ₹18,20,000 | 7 – 9 Months |
| Premium Quality | ₹2,600 – ₹3,800+ | ₹18,20,000 – ₹26,60,000+ | 9 – 14 Months |
Construction Cost Breakdown (700 sq ft House)
Understanding the allocation of the 700 sqft construction cost is essential for effective budgeting, with a significant portion dedicated to the non-negotiable structural foundation.
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| Component | Approx. % of Total Cost | Estimated Cost (₹) |
|---|---|---|
| Foundation & Structure (Civil Works) | 38% | ₹5,32,000 – ₹6,91,600 |
| Finishing (Flooring, Paint, Fittings) | 32% | ₹4,48,000 – ₹6,00,000 |
| Electrical & Plumbing | 12% | ₹1,68,000 – ₹2,20,000 |
| Labour Charges | 13% | ₹1,82,000 – ₹2,36,600 |
| Miscellaneous & Overheads | 5% | ₹70,000 – ₹91,000 |
Construction Material Cost for 700 sq ft House (2025)
Understanding the 700 sq ft house material cost in 2025 helps plan your budget better, as material prices, GST rates, and quality choices significantly affect overall construction expenses.
| Material | Unit | Approx. Price (₹) | GST Rate 2025 | Remarks |
|---|---|---|---|---|
| Sand (M-sand) | Per cubic metre | ₹1,200 – ₹1,800 | 5% | Used in mortar and concrete mixes. |
| Bricks (Clay/Fly Ash) | Per 1,000 bricks | ₹4,000 – ₹6,000 | 5% | Fly ash bricks offer a cost-effective alternative to traditional clay bricks. |
| Cement (50kg bag) | Per bag (50kg) | ₹350 – ₹450 | 18% | Essential for reinforced concrete (RCC) structure and slab casting. |
| Steel (TMT rods) | Per tonne | ₹65,000 – ₹75,000 | 18% | Essential for structural reinforcement and vertical load-bearing capacity. |
| Concrete (Ready-Mix) | Per cubic metre | ₹8,000 – ₹12,000 | 18% | Cost includes cement, aggregate, and transportation logistics. |
Construction Cost Based on House Type
The design and vertical configuration chosen for the plot heavily influence the total cost to build 700 sq ft house. Planning for future expansion is a key cost driver for the foundation.
| House Type | Built-up Area (sq.ft) | Approx. Cost Range (₹) | Remarks |
|---|---|---|---|
| First/Single-Floor (2BHK) | 700 sq. ft. | ₹14,00,000 – ₹18,20,000 | Optimized for maximizing space utility on one level; standard foundation. |
| Duplex (G+1) | 1400 sq. ft. (Total) | ₹25,00,000 – ₹35,00,000 | Includes the 700 sq ft first-floor construction cost. Higher cost due to stairs, stronger foundation, and increased structural load. |
| Modern Villa Design | 700 sq. ft. | ₹18,20,000 – ₹25,00,000 | High-end finishes, complex elevation, and customized fittings increase the rate per square foot. |
| Low-Cost Rural House | 700 sq. ft. | ₹10,50,000 – ₹14,00,000 | Focuses on essential structural integrity with basic finishes, simple design, and maximized use of local materials and labor. |
Construction Cost per Square Foot by City
The price to build a 700 sq ft house is highly sensitive to its geographical location, reflecting variances in material procurement, transportation logistics, and local labor rates.
| City | Avg. Cost (₹/sq.ft) |
| Construction Cost in Mumbai | ₹1,700 – ₹5,000 |
| Construction Cost in Kerala | ₹1,800 – ₹3,000+ |
| Construction Cost in Jaipur | ₹1,500 – ₹2,200+ |
| Construction Cost in Hyderabad | ₹1,600 – ₹2,700+ |
| Construction Cost in Gurgaon | ₹1,800 – ₹3,500 |
| Construction Cost in Delhi | ₹1,600 – ₹3,500 |
| Construction Cost in Coimbatore | ₹1,700 – ₹2,800+ |
| Construction Cost in Ahmedabad | ₹1,400 – ₹2,200+ |
| Construction Cost in Bangalore | ₹2500 - ₹3500 |
Labour Cost and Contractor Rates
Understanding labour expenses is essential for accurately calculating the cost to build 700 sq ft home, as workforce costs typically represent 13-15% of the total budget.
- Turnkey Contractor Rates: Contractors managing complete projects charge ₹2,000-₹3,200 per square foot, covering all materials, labour, and their management fees. This option suits homeowners who seek minimal involvement in daily construction activities and prefer a single point of contact for all project aspects.
- Labour-Only Contracts: Hiring labour directly costs ₹300-₹500 per square foot but requires owners to manage material procurement, quality control, scheduling, and site supervision. This approach saves money but demands significant time investment and construction knowledge to prevent delays and quality issues.
- Skilled versus Unskilled Workers: Specialized tasks such as tiling, electrical installations, and plumbing require skilled craftsmen, charging ₹600-₹1,000 daily. Unskilled helpers assist with material handling, mixing, and cleaning at ₹400-₹600 per day. The proper balance between skilled and unskilled workers affects both quality and timeline.
Key Factors Affecting House Construction Cost
Multiple variables influence the final construction cost for a 700 sq ft house, requiring careful evaluation during the planning phase to avoid budget overruns.
- Plot & Soil Type: Odd-shaped plots and weak soil need extra foundation work, increasing cost by 20–30%. Always check soil quality before planning.
- Government Approvals: Permits and building rules (like height limits and setbacks) affect design and cost. Early approvals prevent fines and delays.
- Design Complexity: Simple rectangular homes cost less. Curves, projections, and future expansion needs increase labour and material expenses.
- Finishing Choices: Premium tiles, branded fittings, and designer paint can raise overall cost by 30–40%. Basic quality options save money.
- Material & Transport Costs: Prices of cement, steel, and delivery change with distance and market rates. Remote locations usually cost more.
- Weather Impact: Monsoon delays work and damages materials. Dry-season construction is faster but may face water shortages.
- Professional Fees: Architects, engineers, and managers add 5–8% to cost, but they ensure better planning, legal compliance, and quality results.
How to Reduce Construction Cost
Strategic planning and informed decisions can significantly lower the 700 square feet house making cost without sacrificing structural safety or long-term durability.
- Choose a Simple Design: Rectangular layouts and basic shapes use fewer materials and are faster to build. They also make future changes easier.
- Use Standard Materials: Standard-size doors, windows, and fittings cost less and are easier to replace than custom-made ones.
- Buy Local Materials: Sourcing bricks, sand, and stones from nearby saves transport costs and suits local conditions better.
- Hire Good Supervision: An experienced supervisor helps avoid mistakes, material waste, and delays, saving money overall.
- Pick Budget-Friendly Finishes: Prefer durable local tiles and regular paints instead of premium designer options.
- Build in Phases: Finish essentials first and upgrade later when you have the budget. This reduces loan burden and allows early use or rental income.
How NB Can Help?
Building a high-quality home within a defined budget requires trusted partners for every stage of the process. NoBroker provides comprehensive assistance, starting with legal verification of plots to secure your investment. We offer seamless assistance for home loans, connect you with qualified contractors, and provide interior design planning services. Our goal is to simplify every step of the 700 sq ft house construction cost journey from securing the plot to finishing the interiors ensuring you build a durable and aesthetically pleasing home on time and within budget.
Frequently Asked Questions
Ans: The average cost to build a 700 sq ft house in India ranges from ₹14,00,000 (standard quality) to over ₹18,20,000 (premium quality), excluding land costs.
Ans: The 700 sqft construction cost is typically allocated 38% to the structure (cement/steel), 32% to finishing (flooring/fittings/paint), and 13% to labor, with the remainder covering services and overhead.
Ans: The cost of building a 700 sq ft home as a duplex (1400 sq ft total) ranges from ₹25,00,000 to ₹35,00,000, requiring a stronger foundation and increased structural materials.
Ans: Financing for building a 700-square-foot home is available from major banks and NBFCs, contingent on clear land title, approved building plans, and the owner's financial eligibility.
Ans: Labour charges typically account for 13% to 15% of the total construction cost, with the largest portion allocated to structural materials.
Ans: Yes, location is a significant factor. The price to build a 700 sq ft house in a metro like Mumbai can be 50% higher than in a Tier-2 city like Lucknow or Jaipur, due to higher material transportation costs and premium labor wages.
Ans: Yes, the per-square-foot rate is an all-inclusive cost that covers both the structural civil works and the finishing materials (flooring, painting, electrical fittings).
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