Stamp Duty and Registration Charges in Uttar Pradesh: Recent updates, calculation methods, and legal implications in 2025

In 2025, the Uttar Pradesh government introduced a groundbreaking policy to foster economic growth and attract foreign investment. Yogi Adityanath’s government has made a significant move by reducing the stamp duty for property transfers among blood relatives to a nominal ₹5,000. Stamp duty rates for female owners are 6% while for male owners are 7%, with an additional 1% fee for registration. There’s also a 1% stamp duty rebate for women buyers on properties valued up to ₹1 crore, increasing the maximum savings significantly. In this article, you’ll learn more about the stamp duty and registration charges in the state.

Stamp Duty and Registration Charges in Uttar Pradesh 2025

The state government regulates UP stamp and registration charges, which vary based on factors like property value, location, and buyer category. Below is the table for stamp duty and registration charges in Uttar Pradesh [1]: 

Recent Updates on Stamp Duty and Registration Charges in Uttar Pradesh

Yogi Adityanath's government in Uttar Pradesh has taken a significant step by reducing stamp duty for property transfers among blood relatives. This move, approved during a recent cabinet meeting on August 4, 2023, aims to ease the financial burden on citizens when dealing with family-related property transactions. In a major relief for families, the UP Cabinet announced on September 2, 2024, that the maximum stamp duty and registration fee on property partition deeds is now ₹5,000 [2]. The reduced stamp duty of just ₹5,000 will apply to various deeds, including gift deeds, partition letters, and family arrangements or memorandums of agreement, primarily designed for the equitable distribution of family assets among family members.

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This decision follows the expiration of a similar provision in December of the previous year, providing citizens with substantial savings by exempting them from paying stamp duty that could have otherwise reached up to 7% of the property's value. The cabinet meeting has further endorsed the proposal to extend this exemption until further notice, albeit with some amendments. To implement this change, the Stamp and Registration Department will issue a notification to officially announce the exemption for deeds related to the transfer of immovable properties. This reduction in stamp duty is expected to reduce disputes in family property matters and potentially stimulate employment opportunities. 

What exactly is Stamp Duty Charge on Property?

Stamp duty on property in Uttar Pradesh is crucial for property sales. Properly paid stamp duty ensures the legal recording of land transactions, making documents valid as evidence in court. Failure to stamp documents correctly renders them inadmissible in court.
Paying these fees is essential as per Section 17 of the Uttar Pradesh Registration Act, 1908, for property transactions exceeding ₹100. It establishes the buyer as the property owner and registers the property in their name. Stamp duty and registration charges in Uttar Pradesh differ from those in other states, typically amounting to 5-7% of the property's market value and 1% of the market value, respectively.

Charge for Stamp Duty and Registration in Uttar Pradesh

Stamp duty refers to the tax imposed by the federal government during a property transaction, or when ownership of the property moves from the seller to the buyer. The registration charges are 1%, while the stamp duty is 6% for females and 7% for males. It is assessed on leasehold and freehold real estate contracts for both residential and commercial properties. The authorities regard your papers or documents' stamp as a legal validity endorsement.

Understanding Stamp Duty and Registry Charges in UP (2025)

In Uttar Pradesh, as of 2025, the calculation of stamp duty and registration charges for property transactions is closely aligned with the circle rates set by the local administration. These circle rates, also known as 'Ready Reckoner Rates' in some regions, are the minimum valuation at which a property can be legally registered. They vary across different localities, and the government mandates that property registration should not fall below these set rates.

It's noteworthy that the 1% reduction in stamp duty for female property owners in Uttar Pradesh applies only to transactions where the total property value is up to ₹10 lakhs. This initiative is part of the state's effort to encourage property ownership among women.

These rates are significant for prospective property buyers as they directly impact the overall cost of acquiring property. The stamp duty is a percentage of the transaction value, while registration charges, uniformly set at 1% across all categories, are added to complete the legal formalities of property registration. Buyers need to be aware of these charges to accurately budget for their property purchase and ensure compliance with legal requirements.

UP Stamp Duty Rates for Different Deeds in 2025

Apart from property registration, the Uttar Pradesh State government imposes stamp duty on the registration of various types of deeds. Here are some common deeds along with their respective stamp duty charges in Uttar Pradesh [3]:

Factors That Affect Stamp Duty And Registration Charges In Uttar Pradesh

Stamp duty charges vary depending on the following factors-

• Gender of the owner under individual ownership: Property registration charges in UP for female owners are charged 6% of the property value as stamp duty. Uttar Pradesh property registration charges for male owners are 7%.
• Gender of owners under joint ownership: 
  • Registry Charges in UP for Women: Property owned by two women would be charged with 6% stamp duty.
  • Stamp Duty in UP for Males: Property owned by two men would be charged with 7% stamp duty.
  • Property owned by one woman and one man would be charged with 6.50% stamp duty.

Registration charge would remain constant at 1% of the property value in each case.

How to Calculate Stamp Duty and Registration Charges in Uttar Pradesh (UP)?

Let's illustrate the calculation of stamp duty and registration charges in UP with an example:

Suppose Mrs Kiran has purchased a property in Lucknow for Rs 60 lakh, and she needs to pay the required stamp duty and registration charges for property registration. In Uttar Pradesh, the stamp duty is 7% of the transaction value, and the registration charges are 1% of the transaction value. Therefore, the total calculation would be as follows:

• 7% of ₹60 lakh = ₹4,20,000
• 1% of ₹60 lakh = ₹60,000
• Total Amount to be Paid = ₹4,80,000

Legal and Illegal Stamp Duties

Stamp Duty charges in Uttar Pradesh are divided into two categories: Legal and illegal duties. 

• Legal stamp duty: Legal stamp duties, commonly referred to as court fees, are the fees assessed to appellants in court.  These charges are mandatory when registering property transactions such as sale deeds, gift deeds, lease agreements, and mortgage deeds. 
• Illegal stamp duty: Illegal stamp duties are the unauthorised charges or over-collection of fees beyond the government’s notified rates. Paying illegal stamp duties increases the cost of property purchase and also leads to disputes or penalties if uncovered during audits or legal checks.

Stamp Duty Fees in UP for Females

Women in Uttar Pradesh benefit from lower stamp duty rates when registering properties, as do citizens of many other states. Women in Uttar Pradesh are granted a discount on these fees, but only up to a certain amount. In Uttar Pradesh, women owners only pay 6% in stamp duty plus registration fees, compared to 7% for male owners. However, in Uttar Pradesh, if the price of the property exceeds ₹10 lakhs, both men and women must pay the same amount in stamp duty.

Uttar Pradesh's Stamp Duty Laws and Property Value

According to section 17 of the Uttar Pradesh Registration Act, 1908, the purchaser is required to register their sale achievement with the sub-office registrar if the transaction's value or cost exceeds INR 100 to obtain legal validity in the eyes of the law.

In summary, the purchaser must bear these three essential considerations in mind.

• State-to-state variations exist in stamp duty fees.
• In most cases, buyers are required to pay 1% of the deal value as registration fees. 
• In essence, stamp duty is a charge levied by the government whenever a property is transferred from the producer (seller) to the consumer (buyer), or when there is a transaction of a property. It is calculated simply using the transaction value as a percentage.

How to Request Stamp Duty Withdrawal in Uttar Pradesh?

The paid stamp duty can be withdrawn through the IGRSUP portal. On the IGRSUP portal, a user may make online registration for stamp duty repayment (igrsup.gov.in). Here is a step-by-step guide on how to apply online for the stamp duty withdrawal on the IGRSUP portal.

• Step 1: Go to the official IGRSUP portal (IGRSUP login).
• Step 2: Click the "Stamp Vaapsi Hetu Aavedan" option (Revocation of stamp duty from IGRSUP) after logging into IGRSUP. The screen that follows will appear.

How to Pay Uttar Pradesh Property Stamp Duty Online?

The process of property registration in Uttar Pradesh has become more efficient and user-friendly due to the implementation of a digital system by the state government. This technology-driven approach simplifies the payment of stamp duty, ensuring a hassle-free experience for homebuyers. Here's a step-by-step guide to completing the stamp duty payment online:

Step-by-Step Guide to Online Stamp Duty Payment

• Access the Official Portal: Start by visiting the official website of the Uttar Pradesh Stamp and Registration Department. This portal serves as the primary platform for all property registration-related services in the state.
• Initiate the Process: On the homepage, look for the ‘Property Registration’ section. Here, you'll find an ‘Apply’ button, which is your gateway to begin the process.
• New Registration: Clicking on ‘Apply’ leads to the option for ‘New Registration’. Selecting this will generate a unique application number, which is crucial for tracking your process and future references.
• Fill in the Details: You will be redirected to a form where you need to input details about the property. This includes the city, area, and unit size of the property, among other pertinent information.
• Payment of Stamp Duty: The final step involves paying the applicable stamp duty charges for your property. This is an important legal step to formalise your property transaction.
• Verification: Once these steps are completed and the stamp duty is paid, the next phase is verification. The Sub-Registrar Officer will review the uploaded documents. Upon successful verification, the registration document will be generated and made available for download by the applicant.

What Are The Tax Benefits On Stamp Duty And Registration Charges In UP?

The points mentioned below will help individuals pay stamp duty in UP without confusion. You can also look up the terms and conditions on the official website.

• Under Section 80C of the Income Tax Act of 1961, everyone in the state of Uttar Pradesh is eligible to claim tax exemptions on registration fees and stamp duties.
• Joint owners are eligible for a tax deduction under this law.
• The maximum deduction amount is only ₹150,000, though.
• Only brand-new properties are eligible for individual deduction claims.

What Happens if the UP Stamp Duty and Registration Fees are Not Paid?

The Indian Stamp Act of 1899 and the Registration Act of 1908 make it necessary for a property purchase involving property worth more than ₹100. 

• If these fees are not paid, the house registry charges in UP will no longer be valid, and you won't be the property's owner legally.
• You might additionally be subject to a fine for that. The penalty might be 2% every month, as well as the utmost 200% of the deficiency amount.
• Payment of the stamp duty and registration fees in UP ensures that the property is properly registered in government records and eliminates the possibility of a legal or title dispute down the road. 

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It must have been clear from the article that stamp duty and registration charges in Uttar Pradesh are a tax similar to income tax that the state levies. Stamp duty should always be paid fully and regularly. If the stamp duty isn't always paid on time, a fine is imposed for the UP property registration. If you need any help regarding stamp duty and registration charges in Uttar Pradesh, you must consult the real estate and finance experts at NoBroker. If interested, please leave a comment below this blog; our executive will be in touch with you soon. Download the app or visit NoBroker.com today. 

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