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How to Get ₹10000 Loan on Aadhaar Card: Fast and Easy Approval in 2025
Published : May 4, 2025, 10:29 PM
Updated : May 4, 2025, 10:29 PM
Author :
Suju
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In a financial pinch and need ₹10,000 fast? Is it possible to get a loan using just your Aadhaar card? Yes, it is. With the rise of digital lending and ekyc, getting a small personal loan of ₹10,000 using your Aadhaar card has become more accessible. Many lenders now provide short-term loans with minimal documentation and quick disbursal, perfect for emergencies or urgent cash needs.
Your Aadhaar card acts as a primary identity and address proof, speeding up the verification process and allowing instant loan approvals. NoBroker InstaCash provides loans starting at just 12.99% interest with a flexible repayment tenure of up to 6 years. In this blog, learn how a ₹10,000 loan on an Aadhaar card can provide instant financial relief, documentation process and more.
₹10000 Loan on Aadhaar Card - Quick Info
Need urgent cash? Now, getting a ₹10,000 loan using your Aadhaar card is super easy. Use NoBroker InstaCash for instant approval. Just submit your Aadhar card and get the money you need. NoBroker InstaCash offers an interest rate of 12.99% per annum. You can pay back the loan in small amounts over six years. NoBroker InstaCash helps you when you need money urgently.
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Here’s a quick look at the ₹10,000 loan on the Aadhar card online:
| Loan Amount | ₹10,000 |
| Loan Interest Rate | 12.99% |
| Repayment Tenure | Six Years |
| Processing Fee | 2% to 8% of the total loan amount |
| Monthly EMI | ₹200 |
Eligibility Criteria for a ₹10,000 Loan on Aadhaar Card
A ₹10,000 loan on an Aadhar card requires some requirements. Here are the eligibility criteria for a ₹10,000 loan:
Must possess an Aadhar card in India.
- Age Limit: 18 to 60 years old
- Employment Status: Salaried, self-employed
- Work Experience: At least one year of work experience
- Income: Above ₹15,000
- Cibil Score: Above 650
How to Apply For ₹10000 Loan On Aadhar Card
Follow these simple steps to apply for a ₹10000 loan on your Aadhar card:
- Get the NoBroker InstaCash app.
- Begin your application.
- Fill in your information.
- Upload the documents they need.
- Wait for instant approval.
- The money goes right to your account.
Document Required For ₹10000 Loan on Aadhar Card
A ₹10000 loan on an Aadhar card requires some documents. These documents help lenders know more about you. Here’s what you need:
- Aadhar card
- Utility bills
- Income proof
- Address proof
- The previous three months' salary slips
- Last six months' bank statements
Aadhaar Card Loan ₹10000 Loan Without Documents: Is it Possible?
Yes, you can get a ₹10000 loan without many papers, as long as you have an Aadhaar card. This card is important as it represents your identity. You don’t need extra papers because all your details are on the Aadhaar card. You can complete the process online without visiting a bank. It’s fast and easy. But remember, you still need other vital documents to get the loan.
How to Get a ₹10000 Loan from an Aadhaar Card: Tips and Tricks
Here are some tips to get a ₹10000 loan on Aadhar card:
- Keep your Aadhar card safe.
- Use a computer or phone to apply online.
- Keep your documents for the application organised.
- Follow the steps carefully.
- Be patient and wait for approval.
- Check your bank account for the money.
- Remember to pay back the loan on time.
Advantages of Applying For An Aadhaar Card Loan
An Aadhaar Card loan is a type of personal loan where your Aadhaar card is used as a primary KYC document to simplify and speed up the loan approval process. These loans are typically provided by banks, NBFCs, and fintech platforms. Here are some of the key advantages:
- Using your Aadhaar card as a KYC document reduces the paperwork required for loan processing.
- Lenders can verify, identify, and address instantly through Aadhaar, which leads to faster loan approvals and disbursal.
- Many Aadhaar-based loans can be applied for completely online.
- With Aadhaar-based ekyc, individuals with limited credit history may become eligible for smaller personal loans.
Interest Rates on a ₹10000 Personal Loan
The interest rate on a ₹10000 personal loan is 12.99%. This means that if you borrow ₹10000, you have to pay back a little bit extra, called interest. It’s like a small fee for borrowing the money.
Here is the quick table of interest rates on a ₹10000 personal loan:
| Feature | Details |
| Loan Amount | ₹10000 |
| Interest Rate | 12.99% |
| Processing Fees | 2% to 8% of the loan amount |
| Delayed Payment Fees | Daily interest and late fees added to the outstanding |
| Monthly EMI | ₹200 |
| Total Interest | ₹4449 |
| Repayment Tenure | Six years |
How to Calculate ₹10000 Personal Loan EMI
To find out how much you need to pay back every month for a ₹10000 personal loan, you can use the NoBroker EMI calculator. Here’s what you need to do:
You can use the NoBroker EMI calculator to check how much to pay each month. Here’s how to calculate ₹10000 personal loan EMI:
- Go to the NoBroker website or use the app.
- Find the EMI calculator.
- Put in the loan amount as ₹10000.
- Type in the interest rate, like 12.99%.
- Choose how long you want to take to pay back the loan.
- Click the calculate button.
- The calculator will show your estimated monthly payment.
Fees and Charges for ₹10000 Loan On Aadhar Card
When you take a ₹10000 loan on your Aadhar card from NoBroker InstaCash, you don’t have to worry about the hidden fees. Here are some standard charges you might need to know about:
- Prepayment Fees: If you pay back early, it’s usually 3% of what you still owe.
- Processing Fees: Between 2% and 8% of the total loan amount.
- Late Payment Fee: If you’re late, you pay ₹200 each time.
- Other Charges: You might pay ₹300 to prepare your loan papers.
Top 5 Instant Loan Apps in 2025
Looking for a quick ₹10000 loan on an Aadhar card? Here are the top five fastest instant loan apps for 2025:
1. NoBroker InstaCash
It offers up to ₹10 lakhs with an interest rate starting at 12.99%. Instant approval and quick disbursal within 24 hours make it a reliable choice. It requires an Aadhaar card, proof of address, and a PAN card. This is the best instant ₹10,000 loan app for students.
- Maximum Loan Limit: ₹10 Lakhs
- Interest Rate: 12.99% p.a.
- Approval Time: 2 minutes
- Repayment Tenure: 12 to 60 months
2. Kissht
Provides loans up to ₹5 lakhs with interest rates between 15% to 24%. Known for low processing fees and flexible repayment terms from 3 to 36 months. Requires Aadhar card,a nd income proof.
- Maximum Loan Limit: ₹5 Lakhs
- Interest Rate: 15% to 24%
- Repayment Tenure: 6% of the loan amount.
3. Privo
Allows borrowing up to ₹5 lakhs with interest rates starting from 9.99% to 39.99%. Offers no hidden fees and flexible payment repayment terms from 3 to 60 months. It requires an Aadhar card, bank statement, PAN card, and proof of address.
- Maximum Loan Limit: ₹5 Lakhs
- Interest Rate: 9.99% to 39.99% p.a.
- Approval Time: 5 minutes
- Repayment Tenure: 3 to 60 months
4. Dhani
It offers up to ₹15 lakhs at an interest rate of 13.99%. Instant approval is achieved with just a PAN card and proof of address. It is suitable for immediate financial needs with quick disbursal.
- Maximum Loan Limit: ₹15 Lakhs
- Interest Rate: 13.99% p.a.
- Approval Time: Instant
- Repayment Tenure: 90 days
5. mPokket
Provides quick loans up to ₹45000 with an interest rate of 11.99%. Approvals within 10 minutes, making it ideal for urgent funds. It requires an Aadhar card, PAN card, proof of address, and a photograph.
- Maximum Loan Limit: ₹45000
- Interest Rate: 11.99% p.a.
- Approval Time: 10 minutes
- Repayment Tenure: 90 months
Why Choose NoBroker Loan Services
Here’s why you should consider NoBroker loan services:
- Fast Approvals and Money Transfer
- Quick Check: NoBroker first looks at your money details to find suitable lenders, saving time.
- Easy Process: NoBroker uses a digital platform to get your information quickly and easily.
- Good Deals
- Compare: NoBroker lets you see how many different charges there are so that you can pick the best ones with low rates, starting at 12.99%.
- Easy Payback
- Pay Automatically: NoBroker takes money from your bank monthly with an automatic payment option, so you never forget to pay. That way, you avoid extra charges.
- Online Control: With NoBroker, you can see your loan and payments online, saving time.
NoBroker: Making Your ₹10000 Loan on Aadhar Card Easy and Fast
Obtaining a ₹10000 loan on Aadhar card is now simpler than ever. With NoBroker InstaCash, you can access quick financial assistance hassle-free. Download the NoBroker InstaCash app today and secure your loan instantly.
Frequently Asked Questions
Ans: An Aadhar card loan of ₹10000 is a small amount of money you can borrow using your Aadhar card as identification.
Ans: To get an Aadhar loan of ₹10000, you must apply through a trusted lender offering such loans. They will check your Aadhar card and other documents to approve your loan.
Ans: Generally, you’ll need your Aadhar card and sometimes other documents, like proof of address or income, to get a loan of ₹ 10,000 on your Aadhar card.
Ans: Some lenders might give you a ₹10000 on your Aadhar card even if they don’t check your credit score. However, it’s essential to ask the lender about their specific requirements. Still, your credit score needs to be more than 650.
Ans: The time taken to get a loan of ₹ 10,000 on Aadhar card can vary depending on the lender. Some offer instant approvals, while others may take a few days.
Ans: Aadhaar cash loans are real. However, it is advisable to get a loan from a trusted bank or NBFCS.
Ans: NoBroker InstaCash app provides a loan based on the Aadhaar card.
Ans: You can expect a loan of around ₹15,0000 to ₹11,00,000 using an Aadhaar card.
Ans: It depends on the lender’s requirements. You can use your Aadhaar card as proof of valid ID instead of a PAN card when applying for a loan if permitted.
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