Hi,I had a similar query a few months back. After asking a few people and doing some internet digging, I realised that there is no way for us to send money directly into our account online. In actuality, LIC housing finance partial payment online does not support such transfers. The consumer must visit their office on a regular basis, and they account for the money on the EMI deadline rather than the day of deposit. You might think about transferring your balance to a different bank that might support electronic transfers.Check out home loans on NoBroker starting at an interest rate of 7.3% and accomplish your dream of owning a new home.If there is no online alternative, you must bring your cheque book to the bank office to make any partial payments. Some banks divide the money you prepay between principal and interest, while others directly deduct the principal amount and adjust the rate.
LIC HFL partial payment online
Since LIC HFL is an NBFC, you cannot make payments by NEFT, internet transfers, or other similar methods. You will only be able to pay them with a check or DD.They cannot, however, deny that prepayment is accepted at any of their branches in India. If they refuse, you can file a complaint with the National Housing Bank (NHB) or just tell them that you'll file one.There is currently no online or NEFT option to make partial loan payments. However, the following is the simplest approach to go about it:
Obtain a check or DD payable to LIC Housing Finance Ltd.
Enter your account number in quotations if you wish: (Loan A/C number: 123456789) LIC Housing Finance Ltd.
Do not forget to include your identity, Loan A/C number, and mobile number on the reverse of the check or DD.
Send it (by courier or postal service) to the local office of the city or municipality where you obtained the loan. E.g. Send it to “LIC Housing Finance Ltd Back Office Ground Floor, 15/1, Hayes Centre Hayes Road Bangalore 560025 Near Bishop Cotton Boys School/Cash Pharmacy, Residency Road for all loans in Bangalore.”
I was also not aware of the LIC HFL prepayment online facility until I read about it in a newspaper. Previously, there was no such provision, but now there is. I am really happy that prepayment, availing, or other such aspects can be done online now. The LIC housing loan prepayment online can be done just by following a few simple steps. I have done it myself once, so yes, I can share all the steps vividly with you all. Make sure you follow the steps thoroughly, and it will be done in a few minutes.
How to do the LIC HFL online prepayment?
Just keep your debit/credit card or IFSC code handy. You will need it while making the payment. Here is what you need to do for the lic home loan prepayment online-
Hello Srinath
I will suggest you go to their chat option and inquire about it. My husband had availed of a LIC HFL LOAN a few years back and he used to use their chat option to get relevant information. I will suggest that you do the same. You will need to provide your loan account number, and you can extract any details you want from them. Here is the linkLIC HFL
On the bottom right-hand side, you will get an option- Ask HOMY
Click on it and ask this exact question and get all the required details
You can also Whatsapp them on 8369998182If all these fail you can do a thing
It is possible to quickly make LIC HFL partial payment online through the net banking option. Home loan prepayment comes with a number of advantages, including lower interest payments, shorter loan terms, and higher credit scores.
What is the LIC home loan partial payment online EMI procedure?
My sister obtained a home loan from LIC. She told me that LIC housing loan partial repayment procedure online is accessible if you have registered with the customer site and have missed the EMI due date. The steps to take are as follows:
Log in to the customer portal using your user ID and password.
Click on Online Payment.
Click "Get Dues" after selecting Loan Account.
The chosen loan account's balance due as of the current date will be displayed.
Select "Pay."
Decide on a communication method.
Choose whether to send the message to the registered cellphone or email address. If not, provide a different phone number or email address to receive the message.
After reading the terms and conditions, select I accept LICHFL's terms and conditions.
You'll be taken to the Payment Gateway website.
Payment summary is displayed after making a payment using Net Banking.
To download a payment acknowledgment receipt, click "Download Receipt".
Your registered email address will receive the actual receipt by mail.
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HOW TO DEPOSIT ADVANCE PARTIAL PAYMENT OF LIC HFL LOAN ONLINE THROUGH NETBANKING
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April 8, 2022
2022-04-08T11:20:30+00:00 2023-02-02T16:12:35+00:00Comment
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