Nowadays you don't need to visit the LIC office to pay your home loan. You can easily do it with the online option. LIC offers home loans at a lower interest rate so we tend to take home loans from LIC. LIC housing loan payment method is easy but there are some conditions you need to remember before paying your home loan online. Let me share with you how to pay LIC HFL principal amount online.
How to pay LIC HFL EMI online?
Read the step by step process to understand how to pay LIC home loan EMI online.
Go to the LIC HFL customer portal and login with your user id and password
https://customer.lichousing.com/login.php
Tap on 'Pay Online'
Choose Loan Account and tap on 'Get Dues'
The amount that needs to be paid will appear on the screen for the selected account.
Tap on pay.
Choose the mode of communication
Choose whether notification will be sent to the registered mobile number or email id. You can also mention the alternate mobile/ email to receive the notification
To know how to pay lichfl loan online you should go through the terms and conditions before making the transactions.
Click on I accept all the terms and conditions of LICHFL
You will be redirected to the payment gateway page
After this, you will receive a payment summary
Download the receipt by tapping on 'download receipt button.
Another receipt will be mailed to you as well.
How to pay LIC housing loan online: Terms and Conditions
Payments through Credit/ Debit/ International Cards are not accepted to pay dues against Housing Loans from LICHFL
You cannot avail of online services from 11.40 pm to 4.15 am daily
It's better to avoid agents to make any transactions
Avoiding opening multiple windows while paying. If you want to pay for multiple loans, make payments one at a time.
After multiple failed attempts you may be restricted from using the site.
Login only if you are a LIC HFL customer.
It is advisable not to share your LIC HFL credentials with anyone.
You should not make any payment if:
There are no dues or over dues
ECS/PDC is under process
Account Closure payment
Lump Sum payment
You will get your final receipt after 5 working days
If you have made a double payment it will be credited to your account
Hey,
When you are choosing a home loan, you need to make sure that you are availing of a loan that is beneficial for you. A bank that offers good schism, low-interest rate, low loan closing charges, and good customer service. After considering all the other factors, I decided to take a loan from LIC. I was told that there would be LIC HFL online payment which I was very happy about. Check out NoBroker Home Loan services to get a loan against your dream house. Calculate your loan EMI with a simple click. Check out NoBroker EMI calculator today!My experience has been good. I can easily make online payments of the principal home loan amount. I think having LIC housing loan online payment is beneficial for Indian residents and NRI alike. Anyone from any corner of the world can make payment from their computer and a stable internet connection.
How to make LIC home loan online payment?
Customers can make LIC home loan payments via the official website of LIC. You can even track the status of your home loan application from the ‘Home Loans’ tab on the site. On the website, the following actions can be taken and found.
Repayment Schedule for next 12 months
Disbursement details
Details of PDCs/ECS
Submit your queries/grievances
Yearly Repayment Certificate (Provisional and Final).
Online Payment for Customers who missed their EMI due date
To make the payment, you need to log into the net banking portal with your username/password. Under the home loan tab, you can find the option to either see the remaining loan amount or make the payment.
The payment can only be done after your account details have been verified.
You need to make sure that the information you are putting in the payment portal is correct as the money will directly get transferred to LIC.
Have you taken LIC home loan and are now thinking about making LICHFL online payment? I had the exact same query some time back. I did some digging and realised that we must sign in to the LIC housing website with a working username and password to be able to pay our LIC home loan online. Information about services pertaining to our LIC home loan is available on that webpage. We must register for this service if we are a first-time user. On their website, this is a straightforward online process. With the help of this service, you can easily pay your EMIs online, view receipts, find out how much of a loan is still owed, etc.Check out home loans on NoBroker at an interest rate starting at 7.3%.
How do I create login for Customer Portal?
For LIC housing loan payment online, we first need to register on the portal. For that your loan account number is needed, or the date the loan was disbursed, in order to register on the customer portal. The steps for online customer portal registration are as follows:
Enter the loan account number, sanction amount, date of birth, and security code that is displayed on the screen. then click Next.
After entering your username, password, and security code, click on register.
Password requirements include a minimum of 1 letter, 1 number, 1 special character, and a maximum of 20 characters.
To receive a verification code, choose either mobile or email as the option.
Enter your phone number or email address, then click on "Confirm & Send."
Enter the verification code and click on "Submit."
Your mobile device or mail id will be provided the login information.
How do I add loan account in my profile?
After making a login profile for LIC housing finance online payment, add the loan account to your profile. Following are the steps to add any loan accounts that are not already listed in your profile:
Select Manage Loans.
Simply select Add Loan.
Enter the loan account number, the sanction amount, and the primary applicant's birthdate.
Your profile will now include your Loan account.
How to pay LIC home loan online?
Online payment is accessible if you have registered with the customer site and have missed the EMI due date. The steps to take are as follows:
Log in to the customer portal using your user ID and password.
Click on Online Payment.
Choose Loan Account, then select "Get Dues."
The chosen loan account's balance due as of the current date will be displayed.
Select "Pay"
Decide on a communication method and choose whether to send the message to the registered cell phone or email address. If not, provide a different phone number or email address to receive the message.
After reading the terms and conditions, select I accept LICHFL's terms and conditions.
You'll be taken to the Payment Gateway website.
Payment summary is displayed after making a payment using Net Banking.
To download a payment acknowledgment receipt, click "Download Receipt."
Your registered email address will receive the actual receipt by mail.
You can have easy access to your loan details through the LIC HFL customer login. You will have to enter your username, password, and CAPTCHA, and select the LIC HFL online payment login option.Once you log in you will get the payment option. There are several LIC housing finance online payment options. The interest rates start at 8.50 % onwards.The LIC HFL EMI online payment can be done via,
Hi, As mentioned by the other, using the official website is one of the best ways to pay LIC housing loan online. However, I found this whole method to be a bit tedious and have come across an easier method for LIC house loan online payment. UPI App is what I use to pay my LIC home loans. Here is how you can use it to make the payment.
How To Complete LIC Home Loan Payment Online?
I use Google Pay but you can use any payment app that you want. Here are the steps that I follow.
Open your preferred UPI app.
Now, locate the bill payment option.
Under the bill payment option, locate LIC Housing Finance and tap on it.
Following that, enter your loan number, date of birth and tap on continue.
Review the information that you have provided and tap on Link Account.
You should be able to view the amount and pay it by tapping on the Pay Bills button.
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How to Pay LIC Housing Loan Online?
Naveen Chandra
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December 24, 2021
2021-12-24T17:24:37+00:00 2024-02-22T09:28:08+00:00Comment
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