NEFT charges on an HDFC Bank current account vary by channel and variant. Online NEFT via NetBanking or Mobile Banking costs nothing, and receiving NEFT payments is also free. At a branch, the Ascent Current Account offers free NEFT, whereas variants like Premium levy fees by amount slab, with HDFC's published branch slabs running from Rs. 2 to Rs. 24 plus GST. Below, I have shared hdfc neft charges for current account.
What are the NEFT Fees on Each HDFC Current Account Type?
Online NEFT via NetBanking or Mobile Banking is free, and it works 24x7 including Sundays.
Incoming NEFT, RTGS, and IMPS collections are free across Regular and Premium current accounts.
Ascent Current Account branch NEFT is free through both branch and NetBanking.
Premium Current Account branch NEFT is charged by amount slab.
Branch slab up to Rs. 10,000: Rs. 2 plus GST.
Branch slab above Rs. 10,000 and up to Rs. 1 lakh: Rs. 4 plus GST.
Branch slab above Rs. 1 lakh and up to Rs. 2 lakh: Rs. 14 plus GST.
Branch slab above Rs. 2 lakh: Rs. 24 plus GST.
Regular Current Account collections are free, so check its fee schedule for outward branch NEFT.
These slabs reflect HDFC's published branch charges effective 1 August 2025, listed for retail customers.
GST is added on top of every branch fee listed.
Biz and other variants may carry their own schedules, so confirm on the variant's fee page.
How do RTGS and IMPS Charges Compare for HDFC Current Accounts?
On the Premium Current Account, RTGS is free on NetBanking and Mobile Banking, while branch RTGS costs Rs. 20 for Rs. 2 lakh to Rs. 5 lakh and Rs. 45 above Rs. 5 lakh. IMPS is charged by slab: Rs. 2.5 up to Rs. 1,000, Rs. 5 up to Rs. 1 lakh, and Rs. 15 up to Rs. 2 lakh. The Ascent Current Account charges Rs. 3.5 for IMPS up to Rs. 1,000 but keeps branch RTGS free.
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What are the HDFC NEFT Charges for Current Account?
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2026-10-05T20:06:55+00:00 2026-10-05T20:06:56+00:00Comment
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