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Recently Answered Questions

Q.

Will Banks Approve a Home Loan Before Converting B-Khata To A-Khata?

Akanksha Shukla - MBA Finance

August 25, 2026

Ans.

Getting a full home loan approved on a B-Khata property is difficult, as most banks view it as legally weaker due to the lack of proper municipal sanction. A few banks and NBFCs may s...

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Q.

How can I Get a Home Loan after Retirement?

Akanksha Shukla - MBA Finance

August 25, 2026

Ans.

A home loan after retirement remains achievable provided you can show consistent income, whether from pension, rental earnings, fixed deposits, or investments. Lenders generally ask f...

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Q.

What is the Difference Between Home Loan Prepayment and Foreclosure?

Aditi990

August 23, 2026

Ans.

Prepaying a home loan involves putting extra money toward the outstanding balance, either partly or fully, ahead of the set repayment period, which lowers either the E...

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Q.

How to Calculate MODT Charges?

Aditi990

August 23, 2026

Ans.

To calculate MODT (Memorandum of Deposit of Title Deed) charges, a percentage usually between 0.1% and 0.5% is applied to the loan amount, based on the applicable stat...

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Q.

Can I Claim Home Loan Tax Benefits under the New Tax Regime?

Aditi990

August 23, 2026

Ans.

In the new tax regime, deductions for home loan interest under Section 24b or principal repayment under Section 80C aren't typically allowed for a self-occupied home. ...

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Akanksha Shukla (law graduate)

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Recently Answered Questions

What is notary stamp ? What is Notary Charges in Delhi? What happened to the commissioner’s A and B Khata property classification? What are the Best Commercial Due Diligence Firms in India? How to do a Basic Due Diligence Checklist? What are the Risks of Buying Property without a Registered Sale Deed? How to Verify Mother Deed Online in Bangalore? What is the Difference Between e Aasthi and e Swathu and e Khata? What is possession delay penalty as per RERA? How to Check if a Property is Legally Verified?
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Aditi990

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Akanksha Shukla - MBA Finance

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Akanksha MBA finance

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Ahamed

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Aravinth

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Arpita K

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Akilan

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Anith

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Most Recent UnAnswered Questions

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Can I Get a Home Loan on a Property with an Old Title Deed?

priya

August 25, 2026

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Home Loan
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Q.

What is the Process for Obtaining a Home Loan on Jointly Owned Ancestral Property?

sia

July 20, 2026

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Home Loan
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How to Get a Home Loan on a Property with Pending Khata Transfer?

shivam

July 20, 2026

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Home Loan
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What Salary is Required to Keep Home Loan EMI Below 30 Of Monthly Income?

ali

July 20, 2026

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Home Loan
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Can I Get a Rs50 Lakh Home Loan with a 680 CIBIL Score and Rs60,000 Monthly Salary?

akash

July 20, 2026

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