Hi Buddy,Do you want to know, how to check CIBIL score without PAN card? I can help you out with the same as I have recently checked my CIBIL score without the PAN card. You will also need some other basic information if you want to check your own credit score, in addition to the PAN card number. You must additionally pay a fee to access the credit score. CIBIL can offer you a free credit score if you verify your credit card once a year. There is currently no source other than CIBIL itself that can provide you with a CIBIL Score that is more precise and current.Calculate your EMI on a home loan with the help of the NoBroker EMI calculator.With NoBroker's house loan services, you may get a stress-free home loan disbursement.
Why PAN card is important in checking the CIBIL score?
A PAN Card is a typical document that uses a special PAN Card number to identify a person. Additionally, most people's bank accounts and financial transactions are tied to their PAN. PAN makes it simpler for the credit bureaus to quickly find your information. The PAN Card number is only used to locate your credit information and to authenticate it using the accompanying details when you use it to view your CIBIL score.You can still request your CIBIL Score even if you don't have a PAN Card by using the identification proof number found on your passport, voter ID, or driver's licence.
How to check CIBIL score online free without PAN card:
The steps to check your CIBIL Score are as follows;
You can view the previous data if you verified your CIBIL Score/CIR earlier using your e-mail ID and password. The website will send you to the payment page if you are checking your credit report for the first time. After making the payment, you can select how the score and report will be delivered. You have the option of having a hard copy of the report posted to your address or selecting to have an electronic copy sent to you through email.Hence, to reiterate, and clarify your query, “how can I check my CIBIL score without PAN card?” I would like to say that, If you do not have a PAN Card number, you can request your CIBIL Score using your basic personal information, like your name, date of birth, identity proof number from another document, address, and phone number.If your PAN card has been stolen or misplaced, you can obtain a replacement. Your PAN number remains the same, hence this has no impact on your CIBIL score. If you have two PAN cards, you must give up one of them.Because your credit history is connected to many financial activities, your date of birth, and your residence, getting a new PAN card may lower your CIBIL score. TransUnion CIBIL database will display a red warning on your account when you apply for a new PAN.I would like to conclude here, as I believe this answer suffices your query, how to check CIBIL score without PAN card? I hope this helps:)Read More:How To Improve CIBIL Score Immediately?How Much CIBIL Score Is Required For Home Loan?
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How to make a CIBIL score check without PAN Card?
If you don't have a PAN Card number, you can still request your CIBIL Score by providing your name, date of birth, an identity proof number from another document, your address, your phone number, and valid ID numbers from papers like a passport, voter id, or an Aadhar card. This is your second-best choice for checking your credit score without PAN Card online. This is a risk-free approach to accessing your credit score as well. So without PAN Card CIBIL score check online free process now clear to you.
How is your CIBIL score calculated?
You'll need a high CIBIL score if you want a loan fast. Your ability to negotiate for competitive interest rates as well as whether your loan application is approved or denied may be influenced by your credit score. A credit score has a point range of 300 to 900. You will have a better chance of being approved for a loan or obtaining credit if your credit score is close to 900. For most lenders, including banks and non-bank lending organisations, a credit score of 750 or higher is ideal.The process for CIBIL score by PAN Card must be clear to you now.Read More:Does IIFL check CIBIL?How bank check the CIBIL score?How to check the CIBIL score?
Hey friend. I came across your question regarding the CIBIL Score checking without PAN Card. I would like to help you in this regard as I did the same process a few days back. I wasn’t able to locate my PAN Card and needed to check my score urgently. That is when my father came to the rescue and gave me a quick guide. So, here is the procedure for you to view your score without a PAN Card.
How to check CIBIL without PAN Card
The best way to check your CIBIL Score is through a PAN Card. However, there are alternative ways for you to check the score as well. Let me tell you more about the same.You can gain your credit score with the help of your basic details, including your name, date of birth, and any government-authorised valid ID proof such as Aadhar, driving licence, voter ID, passport, etc. This is considered a secure method to view your CIBIL Score.
Determiners for credit rating
Now, let me throw some light on the factors that determine your credit rating. They are as follows:
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How to Check CIBIL Score Without PAN Card?
Rina
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July 26, 2022
2022-07-26T10:42:52+00:00 2023-09-26T20:57:09+00:00Comment
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