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Q.

What is the LIC Home Loan Top up Interest Rate?

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Summary
The LIC Home Loan Top-Up loan interest rate, known as the Griha Vikas Top-Up loan, starts from 9.25% per annum (floating rate) for eligible borrowers. The specific interest rate is determined by several factors, including the borrower's CIBIL score, loan amount, and loan tenure. Borrowers with higher CIBIL scores generally qualify for lower interest rates. For instance, rates can range from 9.25% for CIBIL scores of 800-750, to 10.10% for scores between 750-700, and 11.30% for scores between 700-600. Some sources indicate slightly different rates, such as 9.70% for CIBIL >= 750, 10.30% for 750 > CIBIL >= 700, and 11.55% for 700 > CIBIL >= 600. These top-up loans can be availed for amounts up to Rs. 15 crore with tenures extending up to 30 years. New customers may be eligible to switch their existing home loan to LIC HFL to avail of a top-up loan.
The LIC top up loan interest rate for Griha Vikas Top-Up loan starts from 9.25% p.a. (floating rate) for eligible borrowers. Rates vary based on: Loan amount & tenure (up to 30 years), and borrower’s credit profile & existing LIC home loan relationship. It provides floating interest rates up to Rs. 15 Cr. 

What is the LIC Top Up Home Loan Interest Rate?

For Griha Vikas Top-Up loan the interest rates are:
  1. For CIBIL score between 800-750, it is 9.25%.
  2. For CIBIL score between 750-700, it is 10.10%.
  3. For CIBIL score between 700-600, it is 11.30%.
I hope this helps! Get Home Loan at Lowest Interest Rate and Minimal Processing Fee with NoBroker Home Loan Service

The LIC top up loan interest rate for Griha Vikas Top-Up loan starts from 9.25% p.a. (floating rate) for eligible borrowers. Rates vary based on: Loan amount & tenure (up to 30 years), and borrower’s credit profile & existing LIC home loan relationship. It provides floating interest rates up to Rs. 15 Cr. 

What is the LIC Top Up Home Loan Interest Rate?

For Griha Vikas Top-Up loan the interest rates are:

  • For CIBIL score between 800-750, it is 9.25%.

  • For CIBIL score between 750-700, it is 10.10%.

  • For CIBIL score between 700-600, it is 11.30%.

I hope this helps!

Get Home Loan at Lowest Interest Rate and Minimal Processing Fee with NoBroker Home Loan Service

The LIC top up loan interest rate for Griha Vikas Top-Up loan starts from 9.25% p.a. (floating rate) for eligible borrowers. Rates vary based on: Loan amount & tenure (up to 30 years), and borrower’s credit profile & existing LIC home loan relationship. It provides floating interest rates up to Rs. 15 Cr. 

What is the LIC Top Up Home Loan Interest Rate?

For Griha Vikas Top-Up loan the interest rates are:

  • For CIBIL score between 800-750, it is 9.25%.

  • For CIBIL score between 750-700, it is 10.10%.

  • For CIBIL score between 700-600, it is 11.30%.

I hope this helps!

Get Home Loan at Lowest Interest Rate and Minimal Processing Fee with NoBroker Home Loan Service
0 2024-01-01T10:17:25+00:00

A top-up loan is an additional borrowing facility that allows individuals with an existing loan to obtain further funds from their lender. I was checking the LIC home loan top up interest rate during one of our bank visits and learned it differs as per one’s CIBIL score. Since you asked, let me help you out.

What is the LIC HFL Top Up Loan Interest Rate?

The LIC home loan top up interest rate depends on the applicant’s CIBIL score. The more the score, the less the interest rate is. I have a CIBIL score below 750 so my interest rate was around 10.30%. Here is the list of lic hfl home loan top up interest rate:

CIBIL Score  Interest Rate 

CIBIL >= 750

(Floating Up to Rs. 15 Crs )

9.70%

750 > CIBIL >= 700

(Floating Up to Rs. 15 Crs)

10.30%

700 > CIBIL >= 600

(Floating Up to Rs. 15 Crs)

11.55%

These are the LIC housing finance home loan interest rate for existing customers and new customers. But do remember that new customers can avail top up loan when they switch their existing home loan to LIC HFL. 

You can visit the official website of

LIC HFL

to get more details.

Read More:

How to Deposit Advance Partial Payment of LIC HFL Loan Online Through Netbanking?
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