Hey, the ICICI home loan top up interest rate lies in the range of 8.70% to 9.55% per annum. I took a top-up home loan last year through the ICICI Bank, so I can share more information regarding this.A But, before I get to that, let me talk a bit about the meaning of a top-up loan.
What is Meant by a Top-Up Home Loan?
Suppose you have an existing home loan. Now, you are eligible for a top-up loan that is added to your already existing home loan. This loan is usually disbursed for renovation or furnishing your home.. I had availed of the top-up loan during the time we wanted to renovate our entire house, and it helped quite a lot to manage the expenses.
But yes, having an existing home loan is not the only criteria you need to be eligible for a top-up loan. You will have to wait for a minimum of one year from the time you took the home loan. And you would want to also know the amount you can gain through the top-up. Just to clarify the top up amount is based on your principal home loan amount. You will find the facility for a top-up loan in the majority of banks in our country.
I hope this information helps you to know the top up loan on home loan ICICI interest rate.
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Some related information: How to get top up home loan in HDFC?Shifting, House?
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What is ICICI Home Loan Top Up Interest Rate?
viraj
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10 months
2023-12-04T11:41:10+00:00 2023-12-04T11:41:11+00:00Comment
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