Post
Question
| Banks | Starting Interest Rate (p.a.) | Processing Fees |
| Kotak Mahindra Bank | 6.55% | 0.50% |
| Citibank | 6.75% | Rs. 10,000 |
| Union Bank of India | 6.60% | - |
| Bank of Baroda | 6.50% | Rs. 8,500 - Rs. 25,000 |
| Central Bank of India | 6.85% | Rs. 20,000 |
| Bank of India | 6.85% | Rs. 1,500 - Rs. 20,000 |
| State Bank of India | 6.75% | 0% - 0.35% |
| HDFC LTD | 6.70%* | Rs. 3,000 - Rs. 5,000(plus taxes)* |
| LIC Housing Finance | 6.90% | Rs. 10,000 -Rs. 15,000 |
| Axis Bank | 6.90% | Rs. 10,000 |
| Canara Bank | 6.90% | Rs. 1,500 - Rs. 10,000 |
| Punjab and Sind Bank | 6.85% | Full Waiver |
| IDFC First Bank | 6.50% | Rs. 5,000 - Rs. 5,000 |
| Bank of Maharashtra | 6.40% | Rs. 10,000 |
| Indian Overseas Bank | 7.05% | 0.50% (Max Rs. 20,000) |
| Punjab National Bank | 6.50% | 0.35% (Max Rs. 15,000) |
| United Bank of India | 8.00% | 0.59% (Rs. 1,180 - Rs. 11,800) |
| UCO Bank | 6.90% | 0.15% (Rs. 1,500 - Rs. 15,000) |
| DBS Bank | 7.30% | 0.25% (Rs. 10,000) |
| IDBI Bank | 6.75% | 0.50% (Rs. 2,500 - Rs.5,000) |
| HSBC Bank | 6.45% | 1% (Rs. 10,000) |
| Karur Vysya Bank | 7.20% | Rs. 5,000 |
| Saraswat Bank Home Loan | 6.70% | Nil |
| Jammu and Kashmir Bank | 7.20% | Rs. 500 - Rs. 10,000 |
| South Indian Bank | 7.85% | 0.50% (Rs. 5,000 - Rs. 10,000) |
| PNB Housing Finance | 6.75% | 0.25% - 0.50% (Rs. 10,000) |
| Federal Bank | 7.65% | Rs. 3,000 - Rs. 7,500 |
| Standard Chartered Bank | 7.99% | 1% |
| Aavas Financiers | 8.00% | 1.00% |
| Karnataka Bank | 7.50% | Rs. 250 |
| Sundaram Home Finance | 6.95% | Rs.3,000 (for salaried) |
| Dhanlaxmi Bank | 7.85% | Rs. 10,000 |
| Tata Capital | 6.90% | 0.50% |
| Tamilnad Mercantile Bank | 8.25% | Rs. 15,000 |
| IIFL | 10.50% | 1.25% |
| DHFL Housing Finance | 8.75% | Rs. 2500 |
| Bandhan Bank | 6.40% -13.50% | 1% (Rs.5,000) |
| Yes Bank | 8.95% | 1% (Rs. 10,000) |
| Hudco Home Loan | 9.45% | NA |
| Indiabulls | 7.60% | 0.50% onwards |
| Aditya Birla | 9.00% | 1% |
| GIC Housing Finance | 7.45% | Rs. 2,500 |
| Reliance Home Finance | 9.75% | Rs. 3,000 - Rs. 6,500 |
| Shriram Housing | 8.90% | NA |
| India Shelter Finance | 12.00% | 2.00% |
What is the lowest home loan interest rate in India ?
Dhairav
✔In Progress
👁187
Views
March 16, 2022
2022-03-16T19:28:17+00:00 2022-03-16T19:28:18+00:00Comment
2
Answers
Home Loan
Share