What is HSBC Home Loan Review?

I had a good experience with the HSBC home loan. Their eligibility criteria are quite flexible compared to other home loans I checked. Let me share with you the requirements to apply for a home loan in this HSBC home loan review:

• You need to have a minimum net income of Rs 500,000 p.a. (salaried) or INR 750,000 p.a. (self-employed)

• The applicant must be 21 years old or above

• The maximum age on the maturity of loans is 58 for salaried individuals: 60 for public limited/government employees, and 65 for the self-employed

• The maximum tenure is between 20 and 25 years

I applied for the home loan here online and their loan executive helped me understand the entire process thoroughly. They will evaluate your application, credit score and other details and then disburse the loan if everything is well. You can visit the

to learn more about it.

In this HSBC India home loan review, I would rate their 4/ 5.

I had a terrible experience with HSBC previously, that I would like to share in this review HSBC home loan: 

• They do not have experienced professionals to execute the task. When my home loan was approved, I needed to send the relevant documents to the bank and a bank official was to collect it for me. I had to make dozens of calls. Is this how a bank treats its customers?

• The interest rate they shared with me verbally was lower than what was mentioned in the agreement. This is so unprofessional.

• Once the loan got disbursed, I was sent no document. I had to visit the bank and enquire about it

Their customer service is poor and neither do they pick calls nor do they inform about any updates to the customers. I hope this HSBC smart home loan review will open your eyes.