What is the limit of Rupay debit card?

RuPay, which was launched by NPCI in 2012, only operates domestically. I have a Central Bank of India’s RuPay debit card. I use it for card transactions, online purchases, and ATM withdrawals. In relation to Visa and MasterCard, RuPay card transaction costs and times are generally lower. But you must know the Rupay card limit.

What is the RuPay debit card limit?

I have listed down some of the major Indian banks along with the list of the debit card limits of RuPay cards. You can read them to know what is the limit of RuPay debit card.

• Punjab National Bank: Rs. 25,000 and Rs. 60,000

• Oriental Bank of Commerce: Rs. 25,000

• Dena Bank: Rs. 20,000 and Rs. 25,000

• Central Bank of India: Rs. 40,000 and Rs. 1,000,000

• Bank of India: 25,000

• Bank of Baroda: Rs. 25,000 and Rs. 50,000

• Maharashtra Gramin Bank: Rs. 10,000

• UCO Bank: Rs. 25,000

• Vijaya Bank: Rs. 30,000 and Rs. 25,000

What are the benefits of RuPay debit card?

1. Over 10,000 online shops and more than 8 lakh point-of-sale (POS) machines support RuPay debit cards.

2. Banks in the public, private, cooperative, and rural sectors all provide RuPay cards.

3. The business is assessed a 0.01% transaction fee when you use RuPay cards to make a purchase.

4. RuPay debit cards are accepted at more than 1.8 lakh Pos machines in India.

5. All procedures are carried out within the nation. As opposed to other debit cards available on the market, this would guarantee faster processing.

What is the eligibility criteria for RuPay cards?

In India, every public, private, rural area, and cooperative bank offers RuPay debit cards.

Among the Indian banks that offer RuPay cards are the Central Bank of India, Bank of India, HDFC Bank, State Bank of India, Union Bank of India, and Punjab National Bank.

If you have a simple savings account, then you are eligible to receive a RuPay debit card. Additionally, you can create a PMJDY account (Prime Minister Jan Dhan Yojana). You must have basic KYC documents, such as evidence of identification and address to obtain a RuPay debit card.

You are now aware of the RuPay card limit in India.