It's important to check what documents to take from builder at time of possession to make sure the property is lawful. This will ensure that you are financially secure before purchasing an apartment from a promoter. Examining these documents aids in confirming ownership, regulatory compliance, and the lack of any encumbrances or legal problems.
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What Documents to Check Before Buying a Flat from Builder?
Title Deed: Confirms the ownership of the property.
Sale Deed: Legal document transferring ownership from the seller to the buyer.
Mother Deed: Traces the ownership history of the property.
Building Plan Approval: Ensures the building plan is approved by local authorities.
Completion Certificate: Issued by local authorities after construction is completed as per the approved plan.
Occupancy Certificate: Certifies that the building is suitable for occupation.
Encumbrance Certificate: Verifies that the property is free from any legal or monetary liabilities.
No Objection Certificates (NOCs): From various departments like fire, water, and electricity.
Mutation Certificate: Confirms the property has been transferred in the revenue records.
Utility Bills: Ensures all dues related to utilities are cleared.
Bank NOC: If the property was mortgaged, ensure the bank has no claims on it.
These are the documents to be checked before buying a flat from builder. These documents help ensure a clear title and avoid future legal complications.
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Buying your own house is a great feeling of satisfaction. But buying a house is also a hustle at the same time and you need to be extra cautious in the process of buying a house. Here I am providing you with a list of documents to check before buying a flat from a builder.
Documents to check before buying a flat:Title Deed
Construction Clearance Certificate or Commencement Certificate
Building Approval Plan or Approved Layout Plan
No Objection Certificate or NOC
Land Use Certificate
Encumbrance Certificate
Completion Certificate
Occupancy and Possession Certificate
Tax Paid Receipts:
Power of Attorney
Conversion Certificate
Sale Deed
You can avail legal assistance from NoBroker legal assist plan which will help you in buying your dream house at every step. The NoBroker will assign you a legal expert to give you end-to-end assistance in your property purchase. He/she will help you with property title check, sale agreement/deed drafting, registration and many more legal formalities.
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So, these are the documents required to check before buying a flat from a builder.
What Papers should I check before Buying a Flat from a Promoter?
Kiranreddy
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2020-08-27T16:38:24+00:00 2024-10-01T10:59:39+00:00Comment
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