What are the Documents Required for Home Loan in ICICI Bank?

I applied for a home loan from ICICI Bank because my sister works in the bank and I thought the process will be easier because of this. But soon I realised that with ICICI Bank, obtaining a home loan is simple and quick for everyone. ICICI Bank home loan documents are the documents proving our identification, address, and income. I will elaborate on this further.

What are the Documents for Home Loan ICICI by Employment Type?

Different set of documents are required for differently employed individuals.

Documents Required for Home Loan in ICICI Bank For Salaried Individuals:

• Aadhar Card, Passport, Voter ID, or any other identity document issued by the government
• For proof of address, use utility bills, a passport, an Aadhar card, or a voter ID.
• Form 16, three months' worth of pay slips, and six months' of bank statements
• Title deed, approved building plan, sale deed and further occupancy documents
• Current passport-size photos
• Duly filled and signed loan application form

ICICI Bank Loan Required Documents For Self-Employed Individuals:

• Aadhar Card, Passport, Voter ID, or any other identity document issued by the government
• For proof of address, use utility bills, a passport, an Aadhar card, or a voter ID.
• Balance sheets and profit and loss statements from the last two years' audited financial records. ITR paperwork will also be necessary.
• Trade licences, partnership agreements, GST registration documents, SEBI registration certificates, and ROC registration certificates
• Statements from banks for the previous six months
• Current passport-size photos
• Duly filled and signed loan application form.

Documents Required for Applying Home Loan in ICICI Bank Post Loan Closure:

• Form of Power of Attorney for obtaining original property records
• In case the owner of the loan account passes away:
• Request letter for property document handover from the Legal Heir/Claimant/Nominee(s)
• A letter of relinquishment for the purpose of giving up the right (legal heir/nominee) to receive property documents in favour of the surviving owners/legal heirs.

These are the ICICI Bank home loan documents. I am sure they will be of help to you. Get a Home Loan With Minimal Documentation and Max Funding With NoBroker Home Loan Service. Read More: What is the ICICI Home Loan Top Up Interest Rate?