How to Get 2 Lakh Personal Loan?

Hello buddy. I recently took a 2 lakh personal loan for the marriage of my daughter. So, I can help you how to get 2 lakh loan. But before that, you must learn that salary slips for the previous three months, bank statements, and identification proof (passport, driver's license, voter ID, or PAN card) are required documentation for personal loan applications.

How can I Get 2 Lakh Loan Quickly?

You can obtain an immediate Rs 2 lakh personal loan by following the below tips:

• Borrowers usually need to have a credit score of at least 700. If you have a poor credit score, you might be able to raise it via debt repayment and keeping a good credit utilisation ratio. 

• A consistent income and work history might also help improve your chances of being accepted.

• Once your eligibility has been established, evaluate several lenders to get the best terms and interest rates on a personal loan.

• It is critical to take into account factors like the loan amount, length of repayment, interest rate, and any other costs. 

• I first went to the ICICI Bank Personal Loan link.

• Then, I tapped on “Apply Now.”

• After that, I mentioned the required loan amount “Rs 2 lakh” and chose my loan tenure.

• I then tapped on “Let’s Get Started” and inputted my mobile number, PAN number, and date of birth.

• Following that, I personalised my loan and filled out the other required details.

• Finally, I completed the verification process. The loan was disbursed to my bank account.

I hope this helps you get an idea of how to get 2 lakhs immediately.