What is Aadhar Housing Finance Processing Fees?

As a banker, I have noticed that most people choose to ignore the costs associated with a house loan until much later. But, to properly budget for your home loan payments, costs related to monthly instalments, processing fees, and other charges must be taken into account. If you are looking for Aadhar Housing Finance processing fees, I can help you.

What is Aadhar Housing Loan Processing Fees?

Both the login cost and the balance processing fee are included in the processing fee.

• It is a non-refundable fee that is assessed as part of your home loan application, even if your loan is denied.
• Usually non-refundable, the initial login fee must be paid with the application form.
• This charge pays for the costs associated with the application's approval and verification procedure.
• When the loan amount needs to be disbursed, a balance processing fee is assessed.
• Financial institutions charge different amounts for processing fees overall, which typically range from 0.5% to 2%.

Fees/Charges Type	Amount
Login Fee (Paid along with loan application non-refundable)	Up to Rs.3500 Plus Applicable GST
Prepayment/Part Payment	-For Home Loan at variable rate – NIL -For Home Loan at Fixed rate -3% of the loan outstanding plus Applicable GST (If repayment is not through own source )
Document Handling Charges	Rs.2000/- Plus applicable GST
Re-substitution Fees	0.50% of the loan outstanding balance and undisbursed amount (if any) plus applicable GST

This is all you need to know about the Aadhar Housing Finance processing fees. Get Home Loan Offers From 15+ Banks at the Lowest Interest Rates via NoBroker Home Loan Services Read More: What is the Home Loan Processing Fee in Canara Bank?