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Discuss about Indian Real Estate with Experts — Ask your Questions
just_a_delhi_guy
March 8, 2026
Most answers here cover the penalties well, but the part people underestimate is how long the damage actually stays. A single missed EMI can drop your score by 50-70 points...
EnvironmentalAD
March 7, 2026
With a ₹12,000 salary it’s usually difficult to get a large personal loan. Most lenders follow a rule where your total EMIs shouldn’t exceed about 30–40% of your monthly income.So realistically, ap...
Akanksha Shukla - MBA Finance
March 5, 2026
How much personal loan can I get on 75000 salary depends on several factors including your credit score, existing liabilities, employment stability, and the lender's policies. However...
Akanksha Shukla - MBA Finance
March 4, 2026
You can expect a personal loan amount up to Rs. 2 lakhs on your Rs. 12,000 monthly salary. But how much personal loan can I get on 12000 salary actually depends a lot on the lender, y...
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Sandip
December 29, 2022
R siva kumar
December 9, 2022
Shivraj jatav
October 26, 2022
What is Pre Closure Charges for Personal Loan in HDFC?
Akanksha MBA finance
March 13, 2026
Pre-closure charges for an HDFC Bank personal loan refer to the penalty or fee that the bank charges when a borrower repays the entire outstanding loan amount before t...