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Recently Answered Questions

Q.

What is the max personal loan I can get with a Rs. 20,000 monthly income?

Akanksha Shukla - MBA Finance

February 8, 2026

Ans.

Yes, earning Rs. 20,000 per month with no existing loans can still qualify you for a personal loan. But you can get approval up to Rs 5 lakh. However, the exact loan amount depends on...

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Q.

Can I Apply for a Personal Loan with Bad Credit?

Shalu

January 23, 2026

Ans.

Yes, you can apply for a personal loan with bad credit, but you must proceed strategically. Follow these steps to understand your options and improve approval chances....

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Q.

Can I Close HDFC Personal Loan Online?

Akanksha Shukla - MBA Finance

January 22, 2026

Ans.

You can’t fully close an HDFC Bank personal loan entirely online through conventional NetBanking or mobile apps; To officially close...

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Q.

Can CIBIL Defaulter Get Personal Loan?

Akanksha Shukla - MBA Finance

January 22, 2026

Ans.

Yes, a person with a CIBIL default can still apply for a personal loan, but approval is more difficult and comes with stricter conditions. A CIBIL default or low credit score signals ...

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Q.

Can I Add My Personal Loan to Home Loan?

Akanksha Shukla - MBA Finance

January 22, 2026

Ans.

No, you cannot directly add or convert your existing personal loan into a home loan. Personal loans and home loans are two fundamentally different types of credit with different purpo...

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February 4, 2026

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