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What Documents and Personal Details are Needed for a Personal or Home Loan?

Arpita K

February 17, 2026

Ans.

To apply for a personal loan or a home loan, you must submit a few basic documents. These documents help the lender verify your identity, address, age, and income. For...

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Q.

How to Apply for a Personal Loan if I Just Joined a New Job?

Akanksha Shukla - MBA Finance

February 16, 2026

Ans.

Banks and NBFCs usually favour applicants who have worked with the same employer for 6 to 12 months since it shows job stability and reliable income. Being in probation can reduce app...

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Q.

Which bank offers a Rs. 10 lakh personal loan?

Akanksha Shukla - MBA Finance

February 16, 2026

Ans.

In India, many banks and NBFCs (Non-Banking Financial Companies) offer personal loan 10 lakh or more, subject to eligibility criteria like salary, employment stability, credit score a...

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Q.

How to Apply for Personal Loan through SBI YONO App?

Akanksha Shukla - MBA Finance

February 16, 2026

Ans.

Here’s how to apply for personal loan through YONO app, Install the YONO SBI app from Google Play Store or Apple App Store if you ha...

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Q.

Can I Get a Rs. 5 Lakh Personal Loan on a Rs. 40 000 Salary?

Akanksha MBA finance

February 16, 2026

Ans.

Yes, you can potentially get a Rs 5 lakh personal loan with a monthly salary of around Rs 40,000 in India. However, your approval and the final sanctioned amount depend on multiple fa...

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