HDFC vs ICICI Home Loan 2026: Complete Comparison of Rates, EMI & Features
HDFC Bank and ICICI Bank are among India’s leading private sector home loan options. The HDFC Bank home loan interest rates start from around 7.75% per annum, while ICICI Bank rates start from 7.50% per annum. However, the interest rate is only one of the few factors to consider when choosing a home loan. Your final choice between ‘ICICI Bank vs HDFC Bank home loan’ should depend on factors such as your income profile, repayment capacity and loan requirements. While HDFC Bank is preferred for larger loan amounts and first-time homebuyers, ICICI Bank is often chosen for its faster, more digital application and approval process, especially by existing customers. NoBroker helps choose the right home loan and apply with expert comparisons and application assistance.
HDFC vs ICICI Home Loan Eligibility Comparison 2026
Both HDFC Bank and ICICI Bank offer similar home loan tenures and maximum loan amounts, but their eligibility criteria differ. While ICICI Bank has a lower maximum home loan amount and a more flexible income assessment, HDFC home loans offer more flexible eligibility criteria.
General Eligibility: Side by Side
| Parameter | HDFC | ICICI Bank |
| Starting Interest Rate | 7.75% | 7.50% |
| Maximum Loan Amount | ₹10 crore | ₹10 crore |
| Minimum Loan Amount | No minimum amount | ₹3 lakh |
| Maximum Loan Tenure | 30 years | 30 years |
| Processing Fee | Up to 2% of the loan amount | Up to 0.5% of the loan amount |
| Prepayment Charges on Floating Rate Loans | Nil | Nil |
| Minimum Recommended CIBIL Score | 650 | 750 |
| Balance Transfer Facility | Available | Available |
| NRI Home Loan Available | Yes | Yes |
| PMAY / Affordable Housing Support | Available | Available |
| Home Loan Processing Time | 1 – 2 Weeks | 10 – 25 Days |
Note: The information above is indicative, updated as of June, 2026, and subject to change at the bank’s discretion.
Salaried vs Self-Employed: Key Differences
| Criterion | HDFC — Salaried | HDFC — Self-Employed | ICICI — Salaried | ICICI — Self-Employed |
| Min. Employment / Business Vintage | 2 years | 3 years | 2 years | 3 years |
| Primary Income Document | Last 3 months’ pay slips, bank statements for the past 6 months & recent Form 16 or ITR records | Last 2 years’ ITR filings, balance sheets, profit and loss statements & the last 12 months’ current account statements | The last two years’ ITR filings, balance sheets, profit and loss statements & the last 12 months’ current account statement | ITR returns for the past 2years, balance sheets, profit and loss statements, income and audit reports, GST returns for the last 12 months, bank statements for the previous 6 months & business profile with professional qualification certificates |
| ITR Years Required | 2 years | 2 years | 2 years | 3 years |
| Fast-Track / Pre-Approved | Available | Available | Available | Available |
Documents Required for HDFC vs ICICI Bank Home Loan: 2026 Checklist
HDFC Bank and ICICI Bank home loans require applicants to submit a standard set of KYC, income, property, and financial documents to assess home loan eligibility and verify the property. The documents required by both banks include:
| Category | HDFC Bank | ICICI Bank | Submission Stage |
| Identity Proof | PAN Card/Form 60, Passport, Driving Licence, Voter ID, NREGA Job Card, NPR Letter, or any other valid government-issued identity proof | PAN Card, Aadhaar Card, Passport, Driving Licence, Voter ID, or any other valid government-issued photo ID | Loan application |
| Address Proof | Aadhaar Card, Passport, Driving Licence, Voter ID, NREGA Job Card, NPR Letter, or any other officially accepted address proof | Aadhaar Card, Passport, Driving Licence, Voter ID, utility bill, or any other valid address proof | Loan application |
| Income proof for salaried applicants | Salary slips for the last 3 months, bank statements for the previous 6 months, and the latest Form 16 or Income Tax Returns | Most recent salary slip, bank statements for the last 3 months, and proof of any additional income, if applicable | Income verification |
| Income proof for self-employed applicants | ITR from the last 2 years, balance sheets, profit & loss statements, and current account statements for the previous 12 months | Income Tax Returns for the past 2 years, balance sheets, profit & loss statements, audit reports, GST returns, bank statements for the last 6 months, business profile, and professional qualification certificates | Income assessment |
| Property documents for under-construction properties | Allotment letter, payment receipts, title documents, Encumbrance Certificate, approved building plan, and project cost estimate | Approved building plan, construction approval, registered sale agreement, allotment letter, and payment receipts | Property verification |
| Property documents for resale properties | Title documents, agreement to sell, Encumbrance Certificate, property tax receipts, Occupancy Certificate, and payment receipts | Registered sale agreement, title documents, Encumbrance Certificate, approved building plan, property tax receipts, Occupancy Certificate, and payment receipts | Property verification |
| Credit & banking details | Bank statements for the last 6 months, details of existing loans, and credit history | Credit history, repayment track record, and any other banking documents requested | Credit assessment |
HDFC vs ICICI Bank Home Loan Interest Rates 2026
HDFC Bank and ICICI Bank offer both floating and fixed-rate home loans, with the applicable interest rate depending on the RBI repo rate, internal spread, your credit profile, loan amount, loan tenure, and the chosen home loan scheme. The latest home loan interest rates offered by both banks are as follows:
HDFC Home Loan Interest Rates (Last Updated: June 2026)
| Home Loan Schemes | Interest Rates p.a. |
| Home loan | 8.75% – 9.95% |
| Plot loan | 8.75% – 9.95% |
| Rural housing loan | 8.40% – 13.20% |
| Home renovation loan | 8.75% – 9.95% |
| Home extension loan | 8.75% – 9.95% |
| Top-up loan | 9.05% – 10.05% |
ICICI Bank Home Loan Interest Rates (Last Updated: June 2026)
| Loan Slab | Salaried Applicants | Self-Employed Applicants |
| Up to ₹35 Lakh | 8.50% – 9.40% | 8.50% – 9.55% |
| ₹35 Lakh – ₹75 Lakh | 8.50% – 9.55% | 8.50% – 9.70% |
| Above ₹75 Lakh | 8.50% – 9.65% | 8.50% – 9.80% |
ICICI vs HDFC Bank Home Loans: Rate Head-to-Head
| Rate Parameter | HDFC Bank | ICICI Bank |
| Rate Index | RBI repo rate | Repo Rate Linked Home Loan Rates |
| Current Spread over Repo | 2.50% – 7.95% | 3.25% – 4.55% |
| Rate Reset Frequency | Quaterly | Quaterly |
| Lowest Available Rate | 7.75% p.a. | 8.50% p.a. |
| Women Borrower Rate Concession | Up to 1% concession | – |
| BT Takeover Rate | Available | Available |
Note: The interest rates listed above were last updated in June 2026 and are subject to change at the discretion of HDFC Bank and ICICI Bank. It is recommended to verify the latest interest rates and applicable terms directly with the respective bank before applying for a home loan.
RBI Repo Rate History & Home Loan Rate Trend: 2024 to 2026
The RBI repo rate directly affects floating-rate home loans offered by HDFC Bank and ICICI Bank. When the Reserve Bank of India changes the repo rate, banks revise their repo-linked lending rates accordingly, which can affect either your home loan EMI or loan tenure. The extent and timing depend on your bank’s reset policy and the terms of your loan agreement. The table below shows the RBI repo rate changes and their impact on a ₹50 lakh home loan with a 20-year tenure.
| RBI Policy Date | Repo Rate | Change in BPS | Impact on ₹50L / 20-Yr EMI |
| Feb 2024 | 6.50% | – | No change |
| Aug 2024 | 6.50% | 0 | No change |
| Sep 2024 | 6.50% | 0 | No change |
| Dec 2024 | 6.50% | 0 | No change |
| Feb 2025 | 6.25% | -25 | Slight EMI reduction |
| Apr 2025 | 6% | -25 | Further EMI reduction |
| Jun 2025 | 5.50% | -50 | Moderate EMI reduction |
| Aug 2025 | 5.50% | 0 | No change |
| Dec 2025 | 5.25% | -25 | Further EMI reduction |
| Jun 2026 (Current) | 5.25% | 0 | Stable EMI levels |
Note: The impact shown above is indicative and assumes the lender passes on the repo rate change to the borrower.
How a Rate Cut Reduces Your Existing Home Loan EMI?
If you have a floating-rate home loan, it is likely to be linked to the RBI repo rate. An RBI repo rate cut can reduce your total loan cost once your lender revises the applicable interest rate. Depending on your chosen bank, the benefit can either be reflected as a lower EMI, a shorter loan tenure or a combination of both.
₹1 Crore Home Loan with a 20-Year Tenure
| Scenario | Interest Rate | Approx EMI | Monthly Savings |
| No rate cut | 8.50% p.a. | ₹86,782 | – |
| 25 bps (0.25%) repo rate cut | 8.25% p.a. | ₹85,205 | ₹1,577 |
| 50 bps (0.50%) repo rate cut | 8.00% p.a. | ₹83,644 | ₹3,138 |
| 75 bps (0.75%) repo rate cut | 7.75% p.a. | ₹82,097 | ₹4,685 |
| 100 bps (1.00%) repo rate cut | 7.50% p.a. | ₹80,559 | ₹6,223 |
Note: This example assumes a ₹1 crore floating-rate home loan with a 20-year tenure and an initial interest rate of 8.50% per annum.
HDFC vs ICICI Bank Home Loan EMI Comparison 2026: ₹30L to ₹1 Crore
Your exact home loan EMI amount depends on the loan amount, repayment tenure, and the final interest rate offered by the lender. Since both HDFC Bank and ICICI Bank offer personalised interest rates, the exact EMI is likely to vary from one borrower to another.
EMI Comparison: ₹50 Lakh Home Loan
| Tenure | HDFC EMI | ICICI EMI | Monthly Saving | Total Interest Saving |
| 10 Years | ₹62,663 | ₹61,993 | ₹670 | ₹80,400 |
| 15 Years | ₹49,972 | ₹49,237 | ₹735 | ₹1.32 lakh |
| 20 Years | ₹44,186 | ₹43,391 | ₹795 | ₹1.91 lakh |
| 25 Years | ₹41,107 | ₹40,261 | ₹846 | ₹2.54 lakh |
| 30 Years | ₹39,335 | ₹38,446 | ₹889 | ₹3.20 lakh |
EMI Comparison: ₹1 Crore Home Loan
| Tenure | HDFC EMI | ICICI EMI | Monthly Saving | Total Interest Saving |
| 10 Years | ₹1,25,327 | ₹1,23,986 | ₹1,341 | ₹1.61 lakh |
| 15 Years | ₹99,945 | ₹98,474 | ₹1,471 | ₹2.65 lakh |
| 20 Years | ₹88,371 | ₹86,782 | ₹1,589 | ₹3.81 lakh |
| 25 Years | ₹82,214 | ₹80,523 | ₹1,691 | ₹5.07 lakh |
| 30 Years | ₹78,670 | ₹76,891 | ₹1,779 | ₹6.40 lakh |
EMI Comparison: ₹1.5 Crore Home Loan
| Tenure | HDFC EMI | ICICI EMI | Monthly Saving | Total Interest Saving |
| 10 Years | ₹1,87,990 | ₹1,85,979 | ₹2,011 | ₹2.41 lakh |
| 15 Years | ₹1,49,917 | ₹1,47,711 | ₹2,206 | ₹3.97 lakh |
| 20 Years | ₹1,32,557 | ₹1,30,173 | ₹2,384 | ₹5.72 lakh |
| 25 Years | ₹1,23,321 | ₹1,20,784 | ₹2,537 | ₹7.61 lakh |
| 30 Years | ₹1,18,005 | ₹1,15,337 | ₹2,668 | ₹9.60 lakh |
EMI Comparison: ₹2 Crore Loan
| Tenure | HDFC EMI | ICICI EMI | Monthly Saving | Total Interest Saving |
| 10 Years | ₹2,50,654 | ₹2,47,972 | ₹2,682 | ₹3.22 lakh |
| 15 Years | ₹1,99,890 | ₹1,96,948 | ₹2,942 | ₹5.30 lakh |
| 20 Years | ₹1,76,742 | ₹1,73,564 | ₹3,178 | ₹7.63 lakh |
| 25 Years | ₹1,64,428 | ₹1,61,046 | ₹3,382 | ₹10.15 lakh |
| 30 Years | ₹1,57,340 | ₹1,53,782 | ₹3,558 | ₹12.81 lakh |
Total Interest Outgo: Lifetime Cost Comparison
Even a small difference in your home loan interest rate can result in high savings over the life of your loan. Here is an estimation of how much interest you will have to pay over a 20-year tenure:
| Loan Amount | HDFC Total Interest | ICICI Total Interest | Your Savings |
| ₹50 Lakh | ₹56.05 lakh | ₹54.12 lakh | ₹1.93 lakh |
| ₹1 Crore | ₹1.12 crore | ₹1.08 crore | ₹3.86 lakh |
| ₹1.5 Crore | ₹1.68 crore | ₹1.62 crore | ₹5.79 lakh |
| ₹2 Crore | ₹2.24 crore | ₹2.16 crore | ₹7.72 lakh |
Prepayment: How a Lump Sum Extra Payment Saves Lakhs?
Making a lump-sum prepayment towards your home loan principal amount can significantly reduce your total interest outgo and shorten your repayment tenure. The table below assumes a ₹1 crore home loan, 20-year tenure, and a home loan prepayment made at the end of Year 5:
| Lump-Sum Amount | Year of Payment | EMI Months Saved | Effective Annual Return |
| ₹2 lakh | ₹4.8 lakh | 8 – 10 months | ~8.5 – 9% |
| ₹5 Lakh | ₹12.1 lakh | 20 – 24 months | ~8.5 – 9% |
| ₹10 Lakh | ₹24.5 lakh | 42 – 46 months | ~8.5 – 9% |
| ₹20 Lakh | ₹48 lakh – ₹50 lakh | 7 – 8 years | ~8.5 – 9% |
Note: All EMI, interest, and prepayment figures are demonstrative and based on assumed interest rates of 8.75% p.a. (HDFC Bank) and 8.50% p.a. (ICICI Bank).
HDFC vs ICICI Bank Home Loan Fees & Charges: Complete 2026 Breakdown
HDFC Bank and ICICI Bank levy various fees and charges during the home loan process, including processing fees, legal and technical verification charges, documentation costs, mortgage registration charges, and penalties for delayed payments. These include:
| Fee Type | HDFC Bank | ICICI Bank |
| Processing fee | Up to 2% of the loan amount | Up to 0.5% of the loan amount |
| Legal & document verification | Up to ₹1,000 | Up to ₹5,000 |
| Technical & property valuation | Statutory & professional charges reimbursed at actuals | Reimbursed at actuals |
| MODT & MOE charges | 0.1% – 6% | 0.1% – 6% |
| Prepayment charges on floating-rate loans | Nil | Nil |
| Prepayment charges on fixed-rate loans | Up to 2% | Nil |
| Foreclosure charges | Nil on floating-rate loans | Nil |
| Rate switch & conversion fee | Nil | Up to ₹3,000 |
| Late payment penalty | Up to 18% per annum on the overdue amount | Up to 2% per month on unpaid EMI |
| Cheque or ECS bounce charge | ₹450 per instance | ₹500 per instance |
| NOC, Statement or Duplicate | ₹50 per instance | ₹500 per instance |
Note: The fees listed above are indicative and were last updated in June 2026. Charges are subject to revision by the banks without prior notice and vary based on the loan amount, state, property type, and loan agreement.
True Cost of Borrowing
While interest rates receive the most attention, the actual cost of a home loan includes one-time charges such as processing fees, legal and technical verification charges, and mortgage registration expenses. The true cost of HDFC vs ICICI home loans is as follows:
| Cost Component | HDFC Bank | ICICI Bank |
| Assumed interest rate | 7.25% p.a. | 7.50% p.a. |
| Approx. total EMI payments | ₹1.90 crore | ₹1.93 crore |
| Processing fee | Up to ₹2 lakh | Up to ₹50,000 |
| Approx. legal & technical charges | ₹10,000 | ₹10,000 |
| Approx. MODT & mortgage registration charges | ₹30,000 | ₹30,000 |
| Estimated total borrowing cost | ₹1.92 crore | ₹1.94 crore |
| Estimated savings with HDFC Bank | ₹2.7 lakh |
Note: This illustration is based on a ₹1 crore home loan with a 20-year tenure. Actual borrowing costs vary.
HDFC vs ICICI Bank Home Loan Products & Special Schemes in 2026
The home loan products offered by HDFC and ICICI Bank are designed for different borrower needs, such as purchasing a ready-to-move-in home, buying a plot, constructing a house, renovating an existing property, or transferring an existing loan. The home loan products and special schemes offered by HDFC and ICICI Bank are as follows:
| Home Loan Product | HDFC Bank | ICICI Bank | Best Suited For |
| Regular home loan for ready properties | HDFC Standard Home Loan | ICICI Bank Standard Home Loan | Buying a ready-to-move-in home |
| Under-Construction Home Loan | Available | Available | Purchasing a property under construction |
| Plot + Construction Loan | HDFC Plot Loan + Construction Finance | ICICI Land Loan + Construction Finance | Buying a plot and constructing a house |
| Home Renovation / Improvement Loan | HDFC Home Renovation Loan | ICICI Home Improvement Loan | Renovating or modernising an existing home |
| Home Extension Loan | HDFC Home Extension Loan | ICICI Home Extension Loan | Expanding an existing home |
| Balance Transfer Home Loan | Available | Available | Transferring an existing home loan from another lender |
| Top-Up Loan | HDFC Top-up Loan | ICICI Home Loan Top-Up | Existing borrowers requiring additional funds |
| NRI Home Loan | Available | Available | NRIs purchasing residential property in India |
| Affordable Housing | PMAY-linked Home Loan | PMAY-linked Home Loan | First-time and eligible affordable housing buyers |
| Flexi Home Loan | HDFC Home Saver | ICICI Home Overdraft | Borrowers with surplus cash and variable income |
| Pre-Approved Home Loan | HDFC Pre-Approved Home Loan | Express Home Loan | Faster sanction for eligible customers |
| Green Housing Financing | Financing for eligible green-certified homes | Financing for eligible green-certified homes | Buying environmentally certified residential properties |
Flexi Linked Home Loan: How It Works & Who Benefits Most
A Flexi-linked home loan links your home loan to an overdraft account. Through this option, any surplus money deposited into the linked account will temporarily reduce your outstanding principal for interest calculation. Since interest is calculated on the daily outstanding balance, maintaining surplus funds in the account can help you reduce your total interest, and you can withdraw the money whenever required.
Suppose you have a ₹50 lakh home loan and maintain a surplus balance of ₹10 lakh in the linked overdraft account; interest will be charged only on the remaining ₹40 lakh. This reduces your total interest cost while keeping the funds accessible.
Who Benefits Most from Flexi Home Loans?
- Self-employed professionals and business owners with irregular income
- Salaried applicants receiving annual bonuses or incentives who want to temporarily park surplus funds
- High-income professionals such as doctors, CAs, lawyers, and consultants with fluctuating monthly income
- Borrowers expecting periodic lump-sum receipts, such as maturity proceeds, rental income, or investment redemptions
- Applicants who want liquidity instead of locking surplus funds into permanent loan prepayments
- Investors managing multiple financial goals, who may need access to their surplus while reducing home loan interest rates
- Borrowers planning early repayment, but who want the flexibility to withdraw surplus funds if required
- Homeowners with large emergency funds.
Home Loan Balance Transfer 2026: HDFC vs ICICI Bank: Is It Worth Switching?
Through a home loan balance transfer, you have the opportunity to shift your existing home loan to one with HDFC or ICICI Bank to enjoy lower interest rates and better loan terms. Switching should make financial sense to you when the new lender offers an interest rate that is at least 0.50% lower, your remaining loan tenure is more than 8 years, and the cost of switching can be recovered within 18 months through EMI savings.
Before transferring your loan, consider the total cost of transferring the balance, including the new processing fee, legal and technical verification charges, MODT charges, and any other incidental expenses.
You can estimate whether a balance transfer is ideal for you through the following formulas:
- Total Savings = (Current EMI − New EMI) × Remaining EMI Months
- Break-even Period = Total Balance Transfer Cost ÷ Monthly EMI Savings
ICICI Bank vs HDFC Bank Home Loan Balance Transfer Comparison
| Parameter | HDFC Bank | ICICI Bank |
| Starting interest rate | 7.75% p.a. | 7.50% p.a. |
| Top-up loan | Yes, up to 100% | Yes, up to 100% |
| Processing fee | Up to 2% of the loan amount plus applicable taxes | Up to 0.50% of the loan amount plus applicable taxes |
| Minimum repayment history | 12 months of satisfactory repayments | 12 months of satisfactory repayments |
| Maximum tenure for balance transfer | Up to 30 years | Up to 30 years |
| Processing timeline | 10 – 25 days | 2 – 3 weeks |
Note: Interest rates are indicative and subject to the applicant’s credit profile, loan amount, repayment history, property type, and the bank’s prevailing lending policies. Applicants should verify the latest balance transfer rates and charges with the respective bank before applying.
PMAY 2.0 Subsidy 2026: HDFC vs ICICI Bank
The Pradhan Mantri Awas Yojana through PMAY-U 2.0 aims to make homeownership more affordable by offering an interest subsidy on eligible home loans under the Interest Subsidy Scheme. Both HDFC Bank and ICICI Bank are empanelled Primary Lending Institutions that are authorised to provide home loans under the scheme. Eligible first-time homebuyers can receive an interest subsidy of up to ₹1.80 lakhs on the sanctioned loan amount.
| PMAY Parameter | ICICI Bank | HDFC Bank |
| Empanelled Primary Lending Institution | Yes | Yes |
| PMAY-U 2.0 Applications | Open | Open |
| PMAY-G | Available | Available |
| Eligible Annual Household Income | Up to ₹9 lakh | Up to ₹9 lakh |
| Interest Subsidy | Up to 4% on the eligible loan amount | Up to 4% on the eligible loan amount |
| Maximum Eligible Loan Amount | ₹25 lakh | ₹25 lakh |
| Maximum Eligible House Value | ₹35 lakh | ₹35 lakh |
| Applicable Interest Subsidy | First ₹8 lakh of the home loan | First ₹8 lakh of the home loan |
| Maximum Subsidy Available | Up to ₹1.80 lakh | Up to ₹1.80 lakh |
| Maximum Loan Tenure for Subsidy | 12 years | 12 years |
| Online PMAY Application | Through the PMAY-U 2.0 Unified Portal | Through the PMAY-U 2.0 Unified Portal |
| Application Tracking Portal | PMAY-U 2.0 Unified Portal & Bank | PMAY-U 2.0 Unified Portal & Bank |
How to Apply for a Home Loan from HDFC or ICICI Bank: Step-by-Step Guide
| Step | Action | HDFC Channel | ICICI Channel | Avg. Time | What You Get |
| Step 1 | Check Eligibility / Pre-Qualify Online | Online Eligibility Calculator, Branch or RM | Online Eligibility Calculator, iMobile App, and Branch | 5 – 15 minutes | Estimated loan eligibility and EMI |
| Step 2 | Fill Application + Upload Documents | Online portal, Branch, Relationship Manager | Online portal, iMobile App, Branch | 30 – 60 minutes | Application submitted with KYC and income documents |
| Step 3 | CIBIL & Credit Assessment | Internal underwriting and credit evaluation | Internal underwriting and credit evaluation | 1 – 3 working days | Credit eligibility assessment |
| Step 4 | Property Legal Verification | Legal due diligence of property documents | Legal due diligence of property documents | 2 – 5 working days | Legal clearance of the property |
| Step 5 | Technical / Property Valuation | Technical inspection by the bank’s empanelled valuer | Technical inspection by an empanelled valuer | 1 – 3 working days | Property valuation report |
| Step 6 | Sanction + Sanction Letter | Digital or physical sanction letter | Digital or physical sanction letter | 1 – 3 working days after verification | Loan sanctioned with approved terms |
| Step 7 | Loan Agreement + MODT Signing | Loan agreement, e-sign & MODT / mortgage registration | Loan agreement, e-sign & MODT/ mortgage registration | 1 – 5 working days | Loan documentation completed |
| Step 8 | Loan Disbursal | Full or stage-wise disbursal, depending on property type | Full or stage-wise disbursal, depending on property type | 1 – 7 working days | Loan amount credited to the seller, builder, or borrower |
HDFC vs ICICI Bank: Expert Verdict & Final Recommendation 2026
Both ICICI Bank and HDFC home loans offer attractive interest rates with flexible repayment options, digital application, and loan tenures of up to 30 years. However, interest rates are not the only factors at play; the better choice should depend on your borrowing needs, budget, and preferred banking experience. This table can help you come to a decision:
| Scenario | HDFC Bank | ICICI Bank |
| Lowest Starting Interest Rate | ✔️Starts from 7.25% p.a. | |
| Government / PSU / Defence Employee | ✔️ | |
| Salaried, Private Sector | ✔️ | |
| Self-Employed / Business Owner | ✔️ | |
| First-Time Buyer (PMAY Eligible) | ✔️ | |
| Large Loan (> ₹75 Lakh) | ✔️ | |
| Balance Transfer from Another Bank | ✔️ | |
| NRI Property Purchase | ✔️ | ✔️ |
| Fast Processing / Digital Experience | ✔️ | ✔️ |
| Flexi / Overdraft Home Loan | ✔️ | ✔️ |
| Affordable Housing / EWS-LIG | ✔️ | ✔️ |
| Best Overall Value (Rate + Service) | ✔️ |
Easy Home Loan Applications with NoBroker
Finding the right home loan doesn’t have to be complicated. With NoBroker’s comprehensive home loan services, you can compare offers from leading banks and NBFCs, check your loan eligibility, calculate your EMI, and apply online. Our expert home loan advisors help you choose the best loan based on your profile, guide you through the documentation process, and support you until your loan is disbursed. Be it buying your first home, transferring an existing loan, or seeking the lowest available interest rate, NoBroker is the one-stop solution for all your home loan requirements.
