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Does your house need an upgrade? Whether it's full-scale renovations, refreshing your kitchen, or refreshing individual rooms, the Aditya Birla Capital Home Improvement Loan will help your dream home become a reality! NoBroker takes the stress out of applying for a loan. You never wait long to hear back, and we guarantee competitive interest rates and tenures to finance your home improvements. You also get to deal with only one expert who will take you through the entire process from application until the money is paid out. After meeting them, you will think about the time you wasted with other lenders.
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Last Updated: Jul 7, 2026
Education — BTech (IIT Guwahati), IIM Bangalore
With 7 years of hands-on experience structuring home loans across both public and private lending institutions, Suraj Mudaliar brings sharp, practical expertise to every borrower's journey. He specializes in loan eligibility assessment, balance transfers, and EMI optimization — helping customers not just get a loan, but get the right loan for their financial situation.
Is your home in need of a makeover? Whether it’s remodeling your kitchen, renovating bathrooms, repainting walls, or upgrading your interiors, your home deserves the best. The Aditya Birla Capital Home Improvement Loan assists you in making your existing space into a more modern, comfortable, and stylish house.
At NoBroker, we make the whole loan process simple—no cumbersome documentation, no need to go to the bank. We provide complete assistance from beginning to end, with quick approvals and a smooth loan experience specific to your requirements.
| Rate of Interest | Max funding | ||
| Credit Score | ROI | Loan Amount | Funding % |
| ≥ 800 | 8.50% |
≤ 30 Lakh
|
90%
|
| 750 – 799 | 8.75% | ||
| 700 – 749 | 9.00% |
30 Lakh – 75 Lakh
|
80%
|
| 650 – 699 | 9.25% | ||
| < 650 | 9.50% |
> 75 Lakh
|
75%
|
| NTC / -1 | 9.75%+ (case‑by‑case) | ||
| Apply Now | |||
| Feature | Details |
| Loan Type | Home Improvement Loan |
| Offered By | Aditya Birla Housing Finance Limited (ABHFL) |
| Interest Rate | Starting from 8.50% p.a.* |
| Loan Tenure | Up to 10 years* |
| Loan Amount Funding | Up to 90% depending on the loan slab |
| Processing Time | Quick & Transparent |
| Loan Variants | Floating Rate Loan, TruFixed Loan |
| Prepayment Charges | Nil for floating rate loans for individuals |
| Additional Benefits | Doorstep Services, Balance Transfer Facility |
A Home Improvement Loan is particularly designed for homeowners who wish to upgrade or enhance their existing residential property. If you need to install modular kitchens, renovate bathrooms, paint interiors, or repair structures, the loan is best suited to finance all such needs.
With the Aditya Birla Capital Home Improvement Loan, you can enhance the comfort, utility, and aesthetics of your home at low interest rates and payable in flexible tenors.
Loan Schemes: Opt to take a Floating Rate Loan and/or TruFixed Loan.
Timely Processing: Clear and efficient loan disbursal.
Prepayment Benefits: No prepayment fees on floating rate loans availed by individuals.
Balance Transfer Facility: Avail your existing loan at ABHFL with improved rates.
Doorstep Services: Complete assistance without venturing out.
We at NoBroker make the process of loan application and disbursal hassle-free, transparent, and easy to use for the Aditya Birla Capital Home Improvement Loan.
| Criteria | Requirement |
| Minimum Age | 21 years |
| Maximum Age at Loan Maturity | Salaried – 60 years, Self-employed – 70 years |
When you apply via NoBroker for Aditya Birla Capital Home Improvement Loans, you’re not only submitting a form—you’re initiating a managed loan application process:
Home improvement is a large step, and the Aditya Birla Capital Home Improvement Loan helps you do it easily and within budget. NoBroker’s seamless process provides you with expert advice, end-to-end assistance, and quicker approvals without leaving the comfort of your home. Start your journey towards a stunningly improved home with the proper financial support—apply now on NoBroker and see your dream come true.
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