logo
  • How it Works
  • Our Banking Partners
  • Home Loan calculators
  • Customer Stories
  • Top questions asked

Get free home loan assistance

5000+ buyers applied for home loan through Nobroker in the last 30 days

detail icon
detail icon
detail icon
detail icon

Unlock the Best Home Loan Offers

Check Your Eligibility Instantly

Name
For eg, Mahesh Kumar
Mobile Number
+91
For eg,1231231234
Loan Amount
For eg, 30-50 Lacs
When are you planning to take Loan?
For eg, 90-180 days

Confused on which bank to choose for your First Home Loan - Ask our Loan Experts for Free

Avail Free home loans up to Rs.20 crore with interest rates starting at 8.2% p.a. with the fastest Loan Sanctions within 7 Days with processing fees starting from 0% through NoBroker

Fill Details

Fill Details

Check your loan amount eligibility and provide your contact details using the contact form on this page.

Max Funding

Max Funding

Get Upto 90% of property’s value as home loan from the Bank of your choice.

No Hidden Charges

No Hidden Charges

Nobroker Home Loan Services are completely Free and we do not charge any fees for the same.

Our Banking Partners

Lowest Interest
Max Tenure
Max Funding
Loan Amount
Rate of Interest (P.A)
%
Loan Tenure
Yr
Monthly EMI0
Principal Amount0
Total Interest0
Total Amount0
Loan Amount
Monthly Income
Other EMI
Rate of Interest (P.A)
%
Loan Tenure
Yr
Estimated EMI0
Eligible LoanAmount0

Customer Stories

BRAJESH KUMAR
BRAJESH KUMAR BANGALORE
★★★★★
NoBroker really made it simpler for me to buy my home while being busy with office work. In just 10 days, all legal formalities were completed. NoBroker has really done a commendable job by keeping me updated in regards to my legal documentation. I really appreciate the professionalism and care they show for the customers.

Home Loan

Top questions asked
What are Home Loan eligibility criteria?
Home loan eligibility differs across lending institutions and loan schemes. However, a common set of housing loan eligibility criteria is given below :
  • Nationality: Indian Residents and Non-Resident Indians (NRIs), Person of Indian Origin (PIO)
  • Credit Score: Preferably 750 and above
  • Age Limit: 18 - 70 years
  • Work Experience: At least 2 years (for salaried)
  • Business Continuity: At least 3 years (for self-employed)
  • Minimum Salary: At least Rs. 25,000 per month
  • Loan Amount: Up to 95% of property value
Your home loan eligibility also depends on the type of property you are buying and the location of the property.
What are Home Loan Fees and charges?
NoBroker Home Loan offers free of cost end to end service with a dedicated field relationship manager at your doorstep to assist you. However, depending on the type of loan you are applying for, the lending partners may levy the following charges:
  • Processing fees : This is a one-time non-refundable fee that is to be paid to the home loan provider after the loan application has been approved. The processing charge varies depending on the bank and the loan scheme you are applying for
  • Prepayment charges : Prepayment penalty is the fee you will have to pay the lender if you plan on repaying your home loan before the completion of the loan tenure.
  • Conversion fees : Some banks also charge a conversion fee when you decide to switch to a different loan scheme in order to lower the interest rate associated with your current scheme.
  • Legal Fee : It is usually included in the processing fee but some lenders charge it separately when they engage firms to scrutinize borrowers' legal documents.
  • Home insurance : The premium should be paid directly to the concerned company during the term to ensure that the insurance policy is running during the home loan tenure.
  • Statutory/regulatory charges : The fee includes all charges associated with Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI), Memorandum of Entry and Deposit, and stamp duty. You can visit www.cersai.org.in to know more about these charges.
  • Franking Fee : Commonly referred to as stamp duty fee is a tax levied by the state government on any form of monetary transaction involving the transfer of rights of a property. The amount varies from one state to another and depends on state laws, type of property, etc.
* These are some of the main charges which the Banks might charge a customer going for a Home Loan. There might be some additional charges specific to each banking institution and should be paid directly to the banks themselves.
How to apply for Home Loan at NoBroker?
At Nobroker.com, you can check your eligibility and apply for home loan offers in three simple steps:

Step 1 : Enter your phone/email as well as the details related to your loan needs and validate with OTP

Step 2 : Enter your personal details to provide you best suited offer for your profile

Step 3 : Select a loan offer and submit. After successfully receiving your application, our Loan Experts will process your file explain the rates, processing fee, eligible loan amount and will schedule an appointment for document collection.

process your file explain the rates, processing fee, eligible loan amount and will schedule an appointment for document collection.
What is a Home Loan balance transfer?
A home loan balance transfer refers to transferring the outstanding home loan amount from one lender to another in order to avail of lower interest rates and additional benefits like better terms or top-up home loans.
When should you consider Home Loan balance transfer?
If you are paying higher interest than the market rates then you may consider home loan balance transfer.
Can I get a top-up loan at the time of balance transfer?
Yes, based on your eligibility you can get a top-up at the time of balance transfer, without any extra documentation.
Can I extend tenure at the time of home loan balance transfer?
Yes, you get the flexibility of choosing your Home Loan repayment tenure at the time of balance transfer.
Unlock the Best Home Loan Offers

Check Your Eligibility Instantly

Name
For eg, Mahesh Kumar
Mobile Number
+91
For eg,1231231234
Loan Amount
For eg, 30-50 Lacs
When are you planning to take Loan?
For eg, 90-180 days