Having all the immediate information gathered in one place would be easier for interested clients. Given below is some information on home loan rates in Guwahati.
Click to Apply Home LoanLender | Home Loan Interest Rates In Guwahati | Processing Fees & Charges | Maximum Loan Amount | Maximum Loan Tenure |
---|---|---|---|---|
Aavas Financier Limited Home Loan | 8% | 2% | - | 30 Years |
Aditya Birla Capital Home Loan | 9% - 12.50% | 1% | 10 Crores | 30 Years |
Andhra Bank Home Loan | 8.15% - 9.20% | 0.50% or ₹15000 + GST (whichever is lower) | - | 30 Years |
Axis Bank Home Loan | 8.75% - 14% | 1% | 10 Crores | 30 Years |
Bank of Baroda Home Loan | 8.50% - 10.60% | 0.25%- 0.50% | 10 Crores | 30 Years |
Bank of India Home Loan | 7.80% - 9.65% | - | 7.50 Crores | 30 Years |
Bank of Maharashtra Home Loan | 8.40% | 0.25% or 25,000 (whichever is lower) | 1 Crore | 30 Years |
Canara Bank Home Loan | 8.85%- 11.25% | ₹1,500 - ₹10,000 | 3 Crores | 30 Years |
Central Bank of India Home Loan | 8.45% - 9.20% | 0.50% or ₹20,000 + GST (whichever of lower) | 75 Lakhs | 30 Years |
DBS Home Loan | 8.25% - 9.75% | - | 5 Crores | 25 Years |
Dena Bank Home Loan | 8.25% - 8.35% | 0.50% | 1.5 Crores | 30 Years |
Dhanalakshmi Bank Home Loan | 7.2% | 1% or ₹10,00 + GST (whichever is higher) | 1 Crore | 30 Years |
DHFL Home Loan | 8.75% | - | 5 Crore | 30 Years |
Federal Bank Home Loan | 10.15% - 10.30% | - | 15 Crores | 30 Years |
HDFC Ltd. Home Loan | 8.50% - 9.60% | 0.50% or ₹3000 (whichever is higher) | 10 Crores | 30 Years |
IDBI Bank Home Loan | 8.75% - 11.45% | - | 10 Crore | 30 Years |
IDFC First Bank Home Loan | 8% - 14% | 3% | 10 Crores | 30 Years |
Indiabulls Home Loan | 8.75% | 1% | 2 Crores | 30 Years |
Indian Overseas Bank Home Loan | 9.55% | - | - | 30 Years |
India Shelter Finance Corporation Home Loan | 13% - 20% | 2% - 3% + GST | 50 Lakhs | 20 Years |
Jammu and Kashmir Bank Home Loan | 8% | 0.25% + GST | 50 Lakhs | 30 Years |
Karnataka Bank Home Loan | 9.08% - 10.38% | 0.50% - 2% | 5 Crores | 30 Years |
Karur Vysya Bank Home Loan | 9.23% - 12.13% | ₹2500 - ₹7500 + GST | - | 25 Years |
Kotak Mahindra Bank Home Loan | 8.85% - 9.40% | 0.50% | 10 Crores | 20 Years |
LIC HFL Home Loan | 8.70% | 0.30% onwards | 10 Crores | 30 Years |
PNB Housing Home Loan | 8.50% - 10.85% | - | 2 Crores | 30 Years |
Reliance Home Finance Limited Home Loan | 9.35% - 13% | 0.50% - 1.50% | - | 20 Years |
South Indian Bank Home Loan | 7.95% - 9.60% | 0.50% + GST | 15 Crores | 30 Years |
State Bank of India Home Loan | 9.55% | ₹2000 - ₹10000 + GST | 5 Crores | 30 Years |
Sundaram Home Finance Ltd Home Loan | 6.95% - 8.30% | 0.50% | 4 Crores | 25 Years |
Tamilnad Mercantile Bank Home Loan | 9.10% - 9.60% | 0.50% | 5 Crores | 30 Years |
Tata Capital Limited Home Loan | 8.95% | 2% | 5 Crores | 30 Years |
Union Bank Home Loan | 8.75% | 0.50% or ₹15000 + GST (whichever is lower) | - | 30 Years |
Yes Bank Home Loan | 9.15% - 11.25% | 1.5% - ₹10000 (whichever is higher) | 10 crores | 35 Years |
To be eligible for a home loan in Guwahati, interested clients are required to meet the following criteria:
Clients will be expected to submit the following documents to apply for a home loan in Guwahati:
DOCUMENT TYPE | DOCUMENT |
---|---|
KYC Documents | Aadhaar card, PAN card, passport, and voter ID card |
Proof of Income | Salary slips, income tax returns, Form 16, and bank statements |
Property-related Documents | Property registration papers, property tax receipts, and NOC from the builder or society |
Proof of Employment | Offer letter, appointment letter, and employment contract |
Others | Passport-size photographs, loan application form, and declaration of assets and liabilities |
It is important to keep in mind that the documents that would be requested from the client would differ depending on the lender.
Applying for a home loan offers a plethora of tax benefits to clients. Here are some of the key tax benefits of home loans in Guwahati:
NOTE:Tax benefits are subject to changes in tax laws and regulations. Clients are advised to consult a tax expert for detailed information on the tax benefits of home loans.
Below is a list of the most sought-after and highly recommended areas in Delhi that are ideal for purchasing a home, along with some accompanying details :
Beltola : Beltola is a residential area located in the southern part of Guwahati. It is a well-developed locality with good connectivity to other parts of the city. The area is known for its peaceful environment, well-planned layout, and availability of essential amenities.
Zoo Tiniali : Zoo Tiniali is another popular location in Guwahati. It is located in the heart of the city and is well-connected to other parts of Guwahati. The area is known for its commercial and residential properties, making it an ideal location for people looking for both.
Six Mile : Six Mile is a rapidly developing area in Guwahati. It is located on the outskirts of the city and is well-connected to other parts of Guwahati. The area is known for its affordable properties, peaceful environment, and good connectivity.
Kahilipara : Kahilipara is a residential area located in the western part of Guwahati. It is a well-planned locality with good connectivity to other parts of the city. The area is known for its peaceful environment, availability of essential amenities, and good infrastructure.
Dispur : Dispur is the administrative capital of Assam and is located in the heart of Guwahati. It is well-connected to other parts of the city and is known for its commercial and residential properties. The area is popular among people looking for properties in the heart of the city