The home loan interest certificate is a certificate or statement that contains a detailed break-up of the interest and the principal amount that a borrower needs to repay to the lender in a financial year. Since I availed of a home loan from UCO Bank, let me share how to download the UCO Bank home loan interest certificate online. The process is very simple and can be done within a few minutes. Let me share how in this answer.
How to download the UCO Bank provisional home loan interest certificate?It is very easy to download UCO Bank’s provisional home loan interest certificate online. All you need to do is-
Visit the
UCO Bank-Loan Certificate portal
Select Loan Type
Provide your Loan Account Number
Then select the Account Customer ID
Select the Financial Year
Click on Submit
Once you submit the details, you will be able to see the certificate on the screen. Click on the download option, and it will get downloaded within a few seconds. This is the simplest answer to the question - how to download home loan interest certificate from UCO Bank.
Why is a home loan interest certificate needed?The home loan interest certificate is needed to claim tax deductions. Section 80C of the Income Tax Act allows one to claim tax deductions up to Rs 1.5 lakh on the principal amount of the loan. Along with this, Section 24(b) of the Income Tax Act helps one get a tax deduction up to Rs 2 lakh.
So get your UCO Bank home loan interest certificate to claim tax deductions as necessary.
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The UCO Bank home loan interest certificate offers a clear explanation of all important parts of a mortgage that a borrower must handle to make their UCO Bank home loan EMI payments on time.
The statement contains information about the principal amount of the loan, the interest rate that will be charged, and how long the loan will be in force. The UCO Bank provisional home loan interest certificate, which is also known as the UCO Bank bank home loan interest certificate, is released either at the conclusion or the beginning of each fiscal year and shows the remaining home loan amount and home loan EMI that the home loan borrower is required to pay.
Calculate your EMI on a home loan via the NoBroker EMI calculatorThe UCO Bank home loan statement and the UCO Bank home loan certificate are accessible online in the same manner that other banking services are. You must take the following steps in order to achieve this:
Visit the website or the
Click on the login page, then enter the user ID and password for your online banking account.
Select the "Enquiries" page after successfully logging in.
Select the "Home loan provisional certificate" option under the Enquiries header.
Enter the details of your mortgage loan for which you want information.
The UCO Bank mortgage loan statement will be displayed after the information has been entered.
After this, your UCO Bank mortgage statement will be available online for viewing, printing, or downloading.
The UCO Bank home loan provisional certificate is simple to view and download for those who have access to the bank's net banking service or home loan site. To obtain your UCO Bank provisional certificate or view your home loan statement online, you will need your login information and home loan details.
UCO Bank home loan interest certificate is available in both hard copy and digital formats. I hope this answer helps you with your query.
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How to Download Home Loan Interest Certificate from UCO Bank?
Tanvir
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May 11, 2023
2023-05-11T17:39:01+00:00 2024-04-29T14:41:24+00:00Comment
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