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I recently got my home loan transferred to a nationalized bank so I think I can answer this question properly. At the start, I contacted a few banks and all these banks had the same rate of interest so I decided to go with SBI. Although the process seemed to be easy at the start, it took quite long to get all the things processed.
1.You will first need a NOC from the current bank for transferring your home loan. You can get it from the bank at any point of time.
2.All the documents like adhar copy:
1.Pan card
2.ITR of last 3 years
3.Form 16 of last 3 years
4.Pay slip
5.Loan sanction copy of previous bank and list of documents submitted to previous bank
6.Bank statement of last 1 year
7.All EMI transaction record of previous bank
3.Bank will do a background check about your employment and will also verify the documents and payments from your previous bank.
Apart from this, you need to pay a small processing fees. This fee can vary from bank to bank.
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Authors Of The Question
Garima Chopra
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How to transfer home loan from housing finance company to natinalise bank?Please help..
varunk
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August 27, 2020
2020-08-27T15:37:48+00:00 2020-11-11T17:34:26+00:00Comment
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