How to remove a joint account holder?

You could want to take a second party out of a joint account for a number of reasons. Although it may seem like a hassle to remove a second account holder. But let me tell you, the process is quite easy and I have done it twice till now. Usually, maintaining a bank account in your name is perhaps necessary. This answer will guide you to write a letter to remove one name from joint bank account.

How to write an application for remove name from joint account?

You can take reference from the following application to know how to remove a joint account holder by writing an application.

Your address

----------

To, 

The branch manager,

State Bank of India (SBI)

Address of the Bank

Name of the Branch

Date: DD/MM/YYYY

Subject: Application to merge a joint account into a single account.

Dear Sir,

I'm Divya Deshmukh, and I'm writing to let you know where I live in Pune. I've had an account with your bank with the account number ######### since 2020.

The customer ID is (ID), and the joint account holder's name is (Name) (Customer ID of Joint Holder).

Please change the method of operation to "normal" and merge this joint account into a single account in Divya Deshmukh’s name (new mode of operation).

This is due to a person getting transferred to a different nation. At the bottom of this page are some examples of signatures.

I hereby agree to abide by the guidelines of the Bank with respect to the Joint Account.

Thanking You,

Yours Faithfully,

-------- (Name)

-------- (Signature)

How to remove my name from joint bank account?

1) Completing a Form

You as an account holder must first fill out an application form in order to be removed from the local bank where the account is maintained. You can get the application form from the bank's online webpage as well. You must correctly complete the application form after obtaining it. Both the account holder whose name is meant to be removed from the joint bank account as well as the account owner who is still holding the account must approve it.

2) Account Details 

The application form must include all key information, including the kind of account, account number, and the name of the account owner whose name is to be removed. If the account holder whose name is being erased is a minor, the form must also contain the name of the guardian. This is one of the main methods on how to remove someone from a joint account.

3) Operation Method

Now, the account holders have the option of changing the account's method of operation to individual, survivor, or joint. You may choose to keep using the original method of managing the stated account.

I hope you understood how to write a letter to remove one name from joint bank account.