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Hello,
the LIC plot loan interest rate for salaried employees starts at 8.55%, and for non-salaried employees, the interest rate starts at 8.80%.I took a plot loan from LIC last year, and during that time, I researched about the interest rates. The interest rate depends mainly on three factors: whether you’re an employed applicant or a self-employed applicant, the loan amount you want to borrow and your CIBIL score. So, let me share the interest rate for different CIBIL scores, loan amounts and occupation types in detail.
These are the interest rates for the LIC plot loan.
| CIBIL Score | Interest Rate for Salaried | CIBIL Score | Interest Rate for Non-salaried |
| >=825 | 8.55% up to 2 crores |
>=825 | 8.80% up to 2 crores |
8.55% for more than 2 crores and & up to 15 crores |
9.00% for more than 2 crores and & up to 15 crores |
||
| 800-824 | 8.60% up to 2 crores |
800-824 | 8.80% up to 2 crores |
8.60% for more than 2 crores and & up to 15 crores |
9.00% for more than 2 crores and & up to 15 crores |
||
| 775-799 | 8.65% up to 2 crores |
775-799 | 8.80% up to 2 crores |
8.65% for more than 2 crores and & up to 15 crores |
9.00% for more than 2 crores and & up to 15 crores |
||
| 750-774 | 8.70% up to 2 crores |
750-774 | 8.80% up to 2 crores |
8.90% for more than 2 crores and & up to 15 crores |
9.00% for more than 2 crores and & up to 15 crores |
This is all I have to say about the LIC plot loan rate of interest. I hope this helps.
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February 1, 2024
2024-02-01T13:59:01+00:00 2024-02-07T22:05:15+00:00Comment
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