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Q.

I am in the process of buying an unregistered flat in Noida. What documents should I verify to validate the property details and how to get it builder transferred to my name?

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Buying an unregistered flat in Noida can be a risky and complicated process. You should verify the following documents to validate the property details and ensure that the seller has the legal right to sell the property:

  • Title Report: This is a document that shows the history of ownership and transfers of the property. It also reveals any encumbrances, liens, mortgages, or disputes on the property. You can get a title report from a lawyer or a title company.

  • No Objection Certificate (NOC) from the bank: This is a document that shows that the seller has cleared all the dues and loans on the property and that the bank has no objection to the sale of the property. You should get this document from the bank that has financed the property.

  • Building Approval Certificate: This is a document that shows that the building plan and layout of the property have been approved by the Noida Development Authority (NDA) and that the property complies with the building norms and regulations. You should get this document from the NDA or the builder.

  • Completion/Occupancy Certificate: This is a document that shows that the construction of the property has been completed as per the approved plan and that it is fit for occupancy. It also certifies that the property has been provided with basic amenities such as water, electricity, sewerage, etc. You should get this document from the NDA or the builder.

  • Encumbrance Certificate (EC): This is a document that shows that there are no encumbrances or charges on the property such as mortgages, leases, easements, etc. You can get this document from the Sub-Registrar Office where the property is registered.

  • Utility Bills: These are documents that show that the seller has paid all the utility bills such as water, electricity, gas, etc. for the property. You should get these documents from the respective utility providers or the seller.

  • Tax receipts: These are documents that show that the seller has paid all the property taxes and other charges for the property. You should get these documents from the NDA or the seller.

  • No Dues Certificate from society and bank: This is a document that shows that the seller has paid all the dues and charges to the society and bank for the maintenance and upkeep of the property. You should get this document from the society and bank where the property is located.

  • Title Deed: This is a document that shows that the seller is the legal owner of the property and has acquired it through a valid mode of transfer such as sale, gift, inheritance, etc. You should get this document from the seller.

  • Sale Deed: This is a document that shows that the seller has agreed to sell and transfer the property to you for a certain consideration. It also contains details such as description of property, sale price, mode of payment, possession date, etc. You should get this document executed by both parties in front of two witnesses and registered at the Sub-Registrar Office where the property is located.

  • Possession Certificate: This is a document that shows that you have taken physical possession of the property from the seller. It also certifies that you have received all the original documents related to the property from the seller. You should get this document signed by both parties after taking possession of the property.

To get your name transferred in Noida Development Authority’s records, you need to apply for transfer of allotment with NDA along with following documents:

  • Application form for transfer of allotment

  • Copy of allotment letter issued by NDA

  • Copy of sale deed registered in your name

  • Copy of NOC from bank

  • Copy of NOC from society

  • Copy of possession certificate

  • Transfer fee as per NDA rules

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