How to convert ICICI credit card bill into EMI?

Hi, I can help you learn how to convert credit card bill to EMI in ICICI. You can visit the internet banking portal of the bank and process your request. In September, I converted my card bills with the help of a friend. So, let me take you through the method.

How to Convert ICICI Credit Card Bill to EMI?

There are several ways through which you can convert your credit card bill into EMI. I am showing you the process through the Internet banking feature. So, here it goes.

1. Visit the

   ICICI internet banking website and log in with your account details

   .

2. Go to the ‘Cards and Loans’ section and click the ‘Credit Cards’ tab under it. Then, click on ‘Convert to EMI’.

3. Choose your card and click the ‘Submit’ button.

4. Choose your transactions, click the ‘Calculate EMI’ button, select EMI tenure and accept the terms and conditions. 

5. Finally, click on the ‘Convert to EMI’ button.

This is how to convert EMI in ICICI credit card online. You can choose to pay the EMI in tenures of 3 months, 6 months, 9 months, 12 months, 18 months and 24 months. I usually go for a minimum duration. However, if the amount is slightly higher, I make the EMI conversion accordingly.I hope this information helps you.

Credit cards are good options to pay for any items. Credit cards help to save money a lot. If used wisely you can get so many benefits from using credit cards. But paying a huge amount in one go can be burdensome. So, in this situation, you should convert the credit card bill into EMI. Last year I registered a credit card under my name from ICICI bank and I forgot to pay my bills. The amount was so my bank manager told me to convert the credit card bill into EMI. I will share the process of how to convert credit card payment to EMI in ICICI.

How to convert ICICI credit card bill into EMI?

If you have ICICI credit card you can easily convert your credit card bill into EMI. Check out the three alternative processes below.

• You can directly log in to Internet banking, and fill in your user ID and password. You will find the option ‘Convert to EMI’.Visit the ICICI internet banking page below:

https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page?ITM=nli_cms_CC_blogs_IB_linktext

• You can also convert credit card bills to EMI through SMS. For this, you need to apply for an EMI facility on a credit card via SMS. After receiving the notification the bank will call you.

• You can also call customer care directly and ask them to convert your credit card bill into EMI. You need to provide credit card details to transfer the bill amount to EMI.

This is the process of how to convert credit card bill into EMI ICICI. 

By converting the credit card bill into EMI you will get the facility to repay the amount by opting for a longer period of tenure. And it only attracts 5% of the outstanding charges. The credit history also doesn't get affected when you opt for EMI. Generally, the interest rates to convert the credit card bill amount to EMI are low. These are the perks of converting credit card bill amount to EMI.

I hope you understand how to convert credit card payment to EMI in ICICI now.

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