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How to check RTGS status?

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I remember that it was my sister who told me about UTR number. UTR number stands for Unique Transaction Reference number. My sister told me that it is a number which is generated for the purpose of recognising any kind of fund transfer and it is generated by the bank which facilitates the fund transfer. Now let me tell you how to check RTGS status with UTR number.

How to track RTGS transaction status with UTR no?

With UTR, you can check a transactionโ€™s status in two ways:

  • Go to your bankโ€™s mobile app or your Internet banking account. Search for the required transfer in the past transfers section using your UTR number, and the transactionโ€™s status should be displayed.

  • Contact the bankโ€™s support team. They will provide you with an update regarding the transaction status if you provide them with the 16-digit UTR.

I will explain the process to check RTGS status online in a little more detail to you.

How to check RTGS status online?

  • First, visit the RTGS transaction tracking website.

  • In the space provided, enter the UTR number.

  • Next, select your bank and the date of the transaction.

  • Tap the submit button after solving the captcha code.

  • That is all there is to it, here you will see the situation with your RTGS transfer.

This is the process of how to check RTGS status by UTR no.

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3 2023-04-27T12:49:07+00:00

The RBI has carried out the element of positive affirmation in the form RTGS transactions to save us the effort of going to a bank to make a money transfer. I will tell you about the RTGS status check process. In the case of RTGS transfer, RBI notifies the remitting bankโ€”via the beneficiary bankโ€”that the funds have been credited to the beneficiary bank's or customer's account. This indicates that the remitting bank should notify the remitting customer that the funds have been credited to the beneficiary account of the receiving bank. Keep reading to understand how to track RTGS transaction status online.

How to check RTGS transaction status with reference number?

Fund transfers are processed immediately under RTGS, which stands for Real Time Gross Settlement. When you use RTGS to transfer money, it arrives in the beneficiary account within two hours. It's the quickest way to transfer money between banks. Notwithstanding, RTGS can be utilized provided that the asset move esteem is more than Rs. 2,00,000. Here the reference number refers to the UTR number.

Check RTGS status with UTR no

The RTGS UTR number is 22 characters long, while the NEFT UTR number is 16 characters long. For RTGS transactions, the format of the UTR number is "XXXRCYYYMMDD######," where:

  • XXXX is the sender's IFSC (the first four characters),ย 

  • R is the RTGS system,ย 

  • C is the channel of a transaction,ย 

  • YYYYMMDD is the year, month, and date of the transaction,ย 

  • and ###### is the sequence number.

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This is the process of the RTGS status check.

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-2 2022-08-03T18:27:49+00:00
Would you like to send large monthly payments? Or possibly for pricey shopping? You only need the bank's RTGS technology to complete this. If you want to learn a little more about how to check RTGS status, continue reading.

How to check RTGS transfer status?

The RBI has adopted the functionality of positive confirmation in an RTGS transaction. Even if the clients lack the ability to follow the transaction. In this scenario, the beneficiary bank would inform the transferring bank. It will be about whether the funds have been transferred to the beneficiary bank or the user's account. Depending on this, the sending bank should inform the sending user that the payment has been transferred to the beneficiary account of the receiving bank. Now you know how to check RTGS transaction status.

How to check status of RTGS transfer?

1) By using online banking I am explaining to you with the IndusInd Bank example. You just need to follow the steps mentioned to know about the status.
  • Visit the IndusInd bank webpage initially.
  • Indusind Bank Status Check Page
  • Click "Submit" after entering the transaction date, account number, PO number, or UTR number.
  • Then you will be able to see the status on the screen.
2) By contacting customer service After the transaction is finished, kindly wait for at least 60 minutes. After that, you can ask about it by speaking with a bank customer service representative. UTR number is required by the executive in order to check the status. 3) By SMS Don't forget to include your email address and mobile number when using RTGS in order to receive updates. You are immediately notified through SMS that the beneficiary account has been credited when the beneficiary account is credited. 4) By Email Many banks will also notify you of transactions by email if you provided an email address during transactions. You can immediately verify your RTGS status and check your mail. 5) By branch visit You can speak with the bank to find out the situation as well. Get the status of it by visiting your bank with your UTR number. The maximum transaction time for RTGS is 30 minutes. These methods would have helped you with how to check RTGS status. Check for the property documents before investing from experts at NoBroker here. Prefer NoBroker to pay the utility bills, you will be surprised to see the results. Read More: What is the minimum amount of RTGS? How much time RTGS takes to transfer money? How to transfer money through RTGS in HDFC? Is RTGS available on Sunday?

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