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Q.

How to check CIBIL Score?

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To know how to check CIBIL score, you must visit the official CIBIL website. Your CIBIL score is a three-digit number between 300 and 900 that shows your creditworthiness based on your loan and credit card repayment history. A higher score (750+) improves chances of loan and credit approvals, while a lower score may make borrowing harder. I have shared the detailed steps below.

How to Check My CIBIL Score?

The official TransUnion CIBIL website is the most dependable approach to check your CIBIL score. Here are the steps to check CIBIL or your credit score:

  • Visit

    cibil.com

    and click Get Your CIBIL Score & Report. 

  • Enter details, like PAN card number, name, date of birth, email, and mobile number. 

  • Complete OTP verification sent to your registered mobile or email.

  • Once verified, you’ll see your CIBIL score and detailed credit report. You get one free credit report per year. Additional reports usually incur a fee.

Several third-party sites, such as NoBroker Home Loan, Paisabazaar, BankBazaar, OneScore, or CreditMantri, allow free monthly CIBIL score checks after OTP verification. Some digital payment apps like PhonePe, Google Pay, and Paytm also show your CIBIL score within the app without a separate download, using your PAN and phone number.

What to Do If You Find Errors in Your CIBIL Report?

If you find any wrong personal information, loan entries, or late payments, file a dispute on the CIBIL website or via the platform you utilised. Corrections typically take several weeks. This is all about how to check credit score.

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You will have to go to the official website of CIBIL to check your CIBIL score. You will have to create your account first by entering your personal details and PAN details. After that, you will be able to see your CIBIL score.

Read More: How to check CIBIL score? How to check the CIBIL score without a pan card?
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