Age Criteria | Minimum: 21 years Maximum: 60 years (Above 60 years - Only earning spouses or earning legal heirs may apply for the loan jointly.) |
Employment Type | Salaried and Self-Employed (should possess a reliable source of income) |
Resident Type | Indians; Non-Resident Indians (NRIs)- must hold Indian passports; Persons of Indian origin (PIOs) possessing a foreign passport; Overseas Citizens of India (OCI). |
Income Criteria | Must have a minimum salary of Rs 25,000 |
Criteria for Salaried Individual | Any person who has worked for the current organisation or firm for a minimum of six months and has a total of two years of combined regular and continuous service. |
Criteria for Non-Salaried Individual | Any person working independently or in business, including architects, doctors, and certified accountants. This requires a submission of the last three years of ITR/ITAO in a documented form. |
What is Canara Bank Home Loan Eligibility?
Rishi
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February 29, 2024
2024-02-29T20:50:23+00:00 2024-03-01T13:52:08+00:00Comment
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