When I was planning to avail of a home loan, I started thinking, how much home loan can I get on 85000 salary? Well, I learned that it depends on the CIBIL score. If you a have good CIBIL score, which is around 700+, then you can get a loan amount which should be around Rs. 52 Lakhs to Rs. 55 Lakhs. I have a salary of Rs. 80,000, and before taking my home loan, I used the HDFC home loan calculator to find how much I would be eligible for.
How to Calculate Home Loan Amount?
As I mentioned above, I used the HDFC home loan calculator and here are the steps that you can follow.
Go to the
HDFC Home Loan Eligibility Calculator.
Enter your gross monthly income.
Select the tenure for your home loan. The maximum allowed is 30 years.
Next, enter the current home loan interest rate.
After that, if you have any ongoing EMIs, you need to enter the amount in the Other EMIs tab.
That’s it. Now, you can check the amount that you are eligible for on the right-hand side. Just below that, you will also be able to check the monthly EMI that you need to pay. I hope you find this information helpful.
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How Much Home Loan Can I Get on 85000 Salary?
Ruma67
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9 months
2025-03-02T23:55:57+00:00 2025-03-02T23:55:58+00:00Comment
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