Here’s all about which NBFC gives home loan with poor CIBIL score,
Piramal Capital & Housing Finance
Tata Capital Housing Finance
Aditya Birla Housing Finance
IIFL Home Finance
PNB Housing Finance
LIC Housing Finance.
These lenders often design specialised housing loan products for individuals who may not meet strict bank credit requirements. For example,
Piramal Capital and Tata Capital may consider applicants with CIBIL scores as low as around 550
While lenders such as Aditya Birla Housing Finance and PNB Housing Finance may approve loans for borrowers with scores around 600 or above, depending on income and repayment capacity.
Another example is ICICI Home Finance, which offers home loan schemes that can be considered even if the borrower’s CIBIL score is 650 or below, provided other eligibility criteria such as income stability and documentation are met.
These programs are designed to help people with limited credit history or past repayment issues still achieve home ownership. However, borrowers with a poor CIBIL score should expect certain conditions. NBFCs may charge higher interest rates, require a larger down payment (often 25% to 40%), or ask for a co-applicant or guarantor with a stronger credit profile to reduce lending risk. Loan-to-Value ratios may also be lower compared to standard home loans.
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Which NBFC Gives Home Loan with Poor CIBIL Score?
annu
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2026-03-21T09:36:43+00:00 2026-03-21T09:36:45+00:00Comment
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