icons

Login / Sign up

Zero Brokerage.

Thousands of new listings daily.

100 Cr+ Brokerage saved monthly.

Enter phone to continue

Change Phone
Get updates on WhatsApp

Experience The NoBrokerHood Difference!

Set up a demo for the entire community

Thank You For Submitting The Form
Q.

What is the Tata Capital Home Loan Processing Fee?

view 215 Views

1

1 Year

Comment

whatsapp [#222222128] Created with Sketch. Send
Summary
Tata Capital home loan processing fees vary by applicant type. For salaried individuals, the processing fee is ₹5,000 plus Goods and Services Tax (GST). For self-employed applicants, the processing fee is ₹10,000 plus GST. In addition to processing fees, other charges may apply after the loan's Equated Monthly Installment (EMI) begins, such as a 2.36% per month charge (inclusive of GST) on the defaulted amount for delayed EMIs and ₹700 for cheque dishonor or rejection of electronic payment mandates for both salaried and self-employed applicants.

Hi. The Tata Capital home loan processing fee is Rs. 5,000 in addition to GST for salaried applicants. Tata Capital has categorised the processing fee for their home loan based on the applicant type. There are two categories, salaried and self-employed. I will share a detailed table with you below for you to check the processing fee.


Home Loan Processing Fee at Tata Capital


Here is the processing fee levied by the Tata Bank for home loans:


Applicant Type

Processing Fee

Salaried 

Rs.5,000 plus GST

Self Employed

Rs.10,000 plus GST


Other Charges for Home Loan at Tata Capital


Apart from the processing fee, there are other charges levied by the bank once the home loan EMI starts:


Lender Type

Delayed EMI Payments

Cheque Dishonour Charges/Rejection of NACH/ECS Mandate

Salaried

2.36 percent PM (Inclusive of GST) on the defaulted amount.

Rs 700/- for every Cheque dishonour/ rejection of ECS/ Auto debit/NACH Mandate

Self-Employed

2.36 percent PM (Inclusive of GST) on the defaulted amount.

Rs 700/- for every Cheque dishonour/ rejection of ECS/ Auto debit/NACH Mandate


I would like to conclude my answer here. I hope you are now aware of the processing fee for home loans at Tata Capital.


Get Home Loan at Low Interest Across 15 Banks Via NoBroker!


Some related information:


Tata Capital Home Loan Processing Fee?


Flat 25% off on Home Painting
Top Quality Paints | Best Prices | Experienced Partners