I got my existing home loan transferred from Punjab National Bank to HDFC as the latter provided more flexible repayment options than my parent bank. However, before the transfer, I visited the HDFC bank and asked the officials about the HDFC home loan balance transfer interest rate. This is the most important aspect you must know. The interest rate is between 8.50% and 9.40% and will depend on the type of balance transfer you are opting for. So let me share what I know about the HDFC home loan transfer interest rate.
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What is the HDFC Home Loan BT Interest Rate?
HDFC Bank offers attractive interest rates on balance transfers so I made the right choice to transfer my home loan from PNB to HDFC. In HDFC the
Special Balance Transfer Loan Rates for Salaried and Self Employed (Professionals and Non-Professionals) is = Policy Repo Rate + 2.00% to 2.65% = 8.50% to 9.15% This applies (for all home loans) and
For Standard Balance Transfer Loan Rates for Salaried and Self Employed (Professionals and Non-Professionals), the interest rate is = Policy Repo Rate + 2.25% to 2.90% = 8.75% to 9.40% ( for all loans)
You can also visit
HDFC’s official websiteand verify these rates.
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What is the Rate of Interest for Balance Transfer in HDFC?
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2023-12-01T09:00:44+00:00 2023-12-01T09:00:44+00:00Comment
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