What is the AU Bank Home Loan Interest Rates?

As of April 2025, AU Bank home loan interest rates are maximum up to 22% per annum. However, it depends on various factors such as the applicant's credit profile, income, employment type, and loan amount. Jenny has already shared the rates range so I am not mentioning it again. However, let me share a few more details you should know before applying for a housing loan in AU Bank.

1. Loan Amount: Starting from Rs2 lakh, with a maximum limit up to Rs5 crore.

2. Tenure: Up to 30 years for bank-salaried applicants; up to 20 years for cash-salaried and self-employed individuals.

3. Processing Fees: Up to 2% of the loan amount.

4. Prepayment Charges: 5% of the outstanding amount. ​

AU Small Finance Bank provides various home loan products, including:

1. Home Purchase Loan: For buying new or resale residential properties.

2. Home Construction Loan: To construct a house on a plot.

3. Home Improvement Loan: For renovation or extension of existing homes.

4. Home Loan Balance Transfer: To transfer existing home loans from other banks for better interest rates.

5. Top-Up Loan: Additional loan over and above the existing home loan. ​

You can apply for a home loan through the AU Small Finance Bank's official website or by visiting a nearby branch. This is all about AU Small Finance Bank home loan interest rate.

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I have heard from my brother, who is working as a bank employee, that the AU Bank home loan interest rates range between 6.50% and 22.00%. The applicant needs to visit the bank branch or their official website, enter details like loan amount, tenure, credit score, and others to get to know what their interest rate will be. 

What is the AU Small Finance Bank Home Loan Interest Rate?

The interest rate of AU small finance banks, as per my knowledge, is between 6.50% and 22.00%. Under home loan, they offer:

• Home Purchase Loan

• Home Construction Loan 

• Home Improvement Loan

• Home Loan Balance Transfer

• Home Top-Up Loan

• Land Purchase & Construction Loan and

• Commercial Property Purchase Loan

Now the interest rate will be further different based on the type of home loan you are planning to avail. I suggest you visit the

and check out their eligibility and interest rates in detail.

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Hello. To buy a new house, I planned to take out a home loan last month. Since I had an account with AU Bank, my father advised me to take out a loan from them. I went to the bank and inquired about the interest rates on house loans from my manager. He informed me that the AU bank home loan interest rates begin at 8% annually. 

What is AU Home Loan Interest Rate?

The home loan on AU Small Finance Bank ranges from 8% to 22% per annum. Both self-employed and salaried employees are eligible for house loans with the same interest rate and up to a 30-year term.

• The interest rates that the AU Bank offers are both fixed and variable. 

• It offers borrowers the freedom to select a repayment plan that best fits their needs and financial objectives.

• After communicating with my bank manager, I found that transparency and flexibility are two of the main benefits of taking home loan from this bank. 

• As per AU Bank's open pricing policy, clients may be sure they are completely informed about interest rates and other fees before taking out a loan. 

There are multiple home loan schemes available under AU Bank, such as:

• Home Construction Loan 

• Home Purchase Loan

• Home Improvement Loan

• Home Top-Up Loan

• Land Purchase & Construction Loan

I hope this helps you get an idea of AU Small Finance Bank home loan interest rate.