How to pay hdfc home loan emi online?

Hi, Let me help you with: How to pay HDFC home loan prepayment online? To begin with, HDFC offers several safe digital channels through which you can repay your home loan EMI. These include NetBanking, Phone Banking, NEFT / RTGS / IMPS, BillDesk portal, and third-party payment apps.

How can I Pay My HDFC Loan EMI Online?

• If you have a HDFC Bank savings account or current account, log into HDFC NetBanking. Under the Loan Repayment section you’ll find options for your home loan. You may need to enter your loan account number and confirm the EMI amount. From here you can initiate a fund transfer from your savings/current account to pay your EMI. Ensure the payment happens before the due date to avoid late fees.

• If using a non-HDFC account or during NetBanking, you can transfer money from any bank. Use HDFC Bank’s loan payment beneficiary details (account number, IFSC) that correspond to your home loan.

• While using IMPS or NEFT, ensure that your bank’s cut-off times are met so that the transaction reflects on or before the due date. (HDFC’s website outlines “Loan Account - Pay Overdue EMI and Charges” under its “Manage your loan account” section.)

• If HDFC’s mobile banking app is installed, you can similarly go to Loans, then Home Loan, and choose the repayment section. Alternatively, some third party apps (if integrated) allow you to pay HDFC home loan EMIs by adding HDFC as a biller or beneficiary.

To avoid missing due dates, you can ask the bank to set up a standing instruction or auto-debit from your savings/current account each month. Once authorised, the EMI will be automatically deducted on the due date. Be sure you keep enough balance in that account. HDFC’s “Manage your loan account” page mentions payment of overdue EMIs, regular schedule etc.

HDFC is one of the trusted banks in India and paying home loan EMI is easy if you have taken home loan from HDFC bank. I purchased a house 2 years ago and due to Covid-19 I could not go outside my home. I was a little bit stressed out because I was myself affected and I wanted to pay my home loan on time. I searched through the net and I found the easiest option on how to pay HDFC home loan emi online payment method. I will share with you a detailed process on  how to pay HDFC home loan online.

How to pay HDFC housing loan EMI online?

The best and easiest option to pay HDFC loan is by using Paytm app. The process to pay home loan with Paytm is :

• Visit the HDFC loan payment page on Paytm

• Fill in your Loan Account Number

• Tap on 'Get Payable Amount'

• Now just check the amount you have to pay and select the method of  payment.

• You can select options such as debit card, credit card and net banking if you are paying HDFC home loan. But you have to choose UPI if you are using Paytm.

• That's it. You are done with the payment.

Alternatively you can also pay EMI through the official HDFC website. You just have to put in your credentials to login and make the payment. You can also download the HDFC app to pay your HDFC home loan as well. 

I hope you understand how to pay HDFC home loan EMI online. 

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