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Q.

What is Utkarsh Small Finance Bank Home Loan Interest Rate?

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0 2025-02-26T23:18:27+00:00

The Utkarsh Small Finance Bank home loan interest rate starts at 9.5 percent p.a. The interest rate depends on the home loan type you opt for from the bank. Utkarsh Small Finance Bank offers four banks Utkarsh Grih Saral, Utkarsh Grih Suvidha, Utkarsh Grih Prime. Utkarsh Grih Unnati, Utkarsh Grih Aadhar, Utkarsh Grih Sudhar and Utkarsh Grih Pride. 


Utkarsh Bank Home Loan Interest Rate


Here are the home loan interest rates for different loan schemes at the Utkarsh Small Finance Bank:


Hom Loan Type

Interest Rate

Utkarsh Grih Saral

12. 50 percent to 15 percent p.a.

Utkarsh Grih Suvidha

10 percent to 14 percent p.a.

Utkarsh Grih Unnati

10 percent to 12 percent p.a.

Utkarsh Grih Pride

10 percent to 12 percent

Utkarsh Grih Prime

9.50 percent to 12 percent p.a.

Utkarsh Grih Aadhar

12.50 percent to 15 percent

Utkarsh Grih Sudhar

10 percent to 14 percent


When it comes to the home loan interest rate, there are some factors you must consider to assess the interest rate you’ll be offered:


  1. Credit score

  2. Loan Amount

  3. Loan Tenure

  4. Existing Relationship with the Bank 


So, this is all about the Utkarsh Small Finance Bank home loan rate of interest. I hope you find the information useful.


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Some related information:


What is the Home Loan Interest Rate in Jana Small Finance Bank?



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