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Q.

What is the Tata Capital Home Loan Processing Fee?

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9 months

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Hi. The Tata Capital home loan processing fee is Rs. 5,000 in addition to GST for salaried applicants. Tata Capital has categorised the processing fee for their home loan based on the applicant type. There are two categories, salaried and self-employed. I will share a detailed table with you below for you to check the processing fee.


Home Loan Processing Fee at Tata Capital


Here is the processing fee levied by the Tata Bank for home loans:


Applicant Type

Processing Fee

Salaried 

Rs.5,000 plus GST

Self Employed

Rs.10,000 plus GST


Other Charges for Home Loan at Tata Capital


Apart from the processing fee, there are other charges levied by the bank once the home loan EMI starts:


Lender Type

Delayed EMI Payments

Cheque Dishonour Charges/Rejection of NACH/ECS Mandate

Salaried

2.36 percent PM (Inclusive of GST) on the defaulted amount.

Rs 700/- for every Cheque dishonour/ rejection of ECS/ Auto debit/NACH Mandate

Self-Employed

2.36 percent PM (Inclusive of GST) on the defaulted amount.

Rs 700/- for every Cheque dishonour/ rejection of ECS/ Auto debit/NACH Mandate


I would like to conclude my answer here. I hope you are now aware of the processing fee for home loans at Tata Capital.


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Tata Capital Home Loan Processing Fee?


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