Affordable housing, as the name suggests, are the housing units which are made available to the sections of the society who otherwise have below the median household income. The affordable house schemes intend to cater to the needs of poor people and help them in realising their dreams of owning a house. In India, both state and central governments have launched affordable housing schemes for the citizens. I can tell you more about what is affordable housing scheme in India and the ongoing PMAY housing scheme for your reference.
Social housing scheme or affordable housing by Government is not a new concept. It is practiced in many countries and so is it in India. Here I am enlisting the central government introduced housing schemes in India:
Pradhan Mantri Awas YojanaPradhan Mantri Awas Yojana or PMAY is an affordable housing scheme launched in 2015 by Prime Minister Narendra Modi. The scheme focuses on providing housing for all by the year 2022 in all states and UTs. The scheme focuses on various income groups such as EWS, LIG, MIG I, and MIG II and subsidy of interest is offered as well.
How to apply for Pradhan Mantri Awas Yojana How to check name in Pradhan Mantri Awas Yojana Pradhan Mantri Gramin Awas YojanaUnder the umbrella of Housing for all by 2022, the PM of the nation launched Pradhan Mantri Gramin Awas Yojana especially for people in rural areas. A concession of 3% is offered on home loans of up to Rs. 2 lakhs. SC, ST, free bonded labourers, Non SC ST under BPL category can avail benefits of PMAY (Gramin).
How to apply for PMAY GraminApart from the above mentioned central government approved affordable housing schemes, there are state based housing schemes as well.
Find them out here:
What are the documents required for MHADA lottery How to apply for CIDCO Housing Scheme How to apply for DDA housing scheme How to apply for double bedroom house in TelanganaI hope now you are satisfied knowing what is affordable housing scheme in India.
What is affordable housing scheme?
Amit
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2021-11-10T16:02:18+00:00 2021-11-10T16:06:19+00:00Comment
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