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Q.

What Is Aditya Birla Home Loan Processing Fee?

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Aditya Birla home loan processing fees, which typically ranges up to 1% of the loan amount. For other types of loans, such as loans against property, the processing fee can go up to 2% of the loan amount. Additionally, there are other charges such as legal fees, stamp duty (as per state laws), and applicable GST (18%) on all fees and charges.

Other Key Charges:

  1. Penal Interest for Default: 12%-24% per annum

  2. Cheque Bounce Charges: Rs 750 per instance

  3. Interest swap charges: 2% of the outstanding principal amount.

  4. NOC issuance charges: Rs. 500

The home loan processing fees includes:

  1. Verification charges

  2. Property Assessment

  3. GST

These fees and charges are subject to change and depend on the borrower\'s profile, loan amount, and lender discretion at the time of sanction​.

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